Roses Bluff in Yulee

Roses Bluff
Homes for Sale in Yulee, FL

Community in Yulee · Nassau County · ZIP 32097
116 homesBuilt 1936–2024
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Photo courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS · via realMLS

Built fromLive realMLS data19 years of closingsFL DOR public recordsUpdated twice daily
Live · Roses Bluff Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
33%
Under contract
Nassau: 27% (187 of 700)
2 · 1
For sale · pending
live counts, refreshed twice daily
Ownership and context
78%
Owner-occupied · Roses Bluff
93 of 119 parcels homesteaded (FL DOR 2025)
22%
Non-owner-occupied · Roses Bluff
incl. 5% trust or LLC-held · 2% out-of-state
12%
Cash buyers · Roses Bluff
1 of 8 sales, 12 mo ending July 2023
116
Homes in the community
plus 3 vacant residential lots · 119 residential parcels (FL DOR 2025)
Track record · 19 years of records
Est. 1936
Community established
homes built 1936-2024, median 2012 (FL DOR 2025)
1
Failed listings · 2026
peaked at 45 in 2007
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Roses Bluff is a small, gated pocket of 116 homes in Yulee, and the number that matters right now is inventory: just 2 active listings. With zero closings recorded in the current window, there is no live sales trail to read pricing off of inside the community itself, which means pricing here gets set case by case rather than off a run of recent closed comps.

The build stock spans homes as early as 1936 to construction as recent as 2024, with a median year built of 2012 — this is not a single-phase subdivision with a uniform product, so buyers are evaluating individual homes on their own age and condition rather than a community-wide build standard. With homestead exemption on 78.2% of homes, most owners here are long-term occupants rather than frequent sellers, which reinforces how thin inventory tends to run for anyone shopping or listing in Roses Bluff today.

Best for

  • Buyers set on a gated Yulee address who are willing to wait for the right listing
  • Buyers comfortable evaluating an individual home's age and condition rather than a subdivision-wide standard
  • Long-term buyers, since the market here shows little turnover

Probably not for

  • Buyers who want to compare several active listings side by side before deciding
  • Buyers relying on recent closed-sale comps to validate a price, since none are recorded in the current window
  • Buyers on a tight timeline who need current inventory to choose from today

The market around Roses Bluff

Roses Bluff is a small community — 67 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.

In ZIP 32097, 286 homes are on the market and 30% are under contract — a steady corner of Yulee.

Across Nassau County, 513 homes are active and 187 pending (27% under contract).

The housing mix here is 98% single family residence, 2% manufactured home.

ZIP and county figures describe the wider market, not Roses Bluff specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Roses Bluff

Live MLS inventory for Roses Bluff. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Roses Bluff listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Nassau County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Yulee High School (Nassau County School District, verify by address)FLDOE grade A · High
  • Yulee Middle School (Nassau County School District, verify by address)FLDOE grade A · Middle
  • Yulee Elementary School (Nassau County School District, verify by address)FLDOE grade A · Elementary

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Nassau County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Roses Bluff address.

If we were buying in Roses Bluff today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Roses Bluff.

Best Buy
Buyers who want a gated, low-turnover address in Yulee and are prepared to evaluate homes individually rather than shop a uniform subdivision.
Biggest Risk
With only 2 active listings and zero closings in the current window, there is little live market data to price against.
Sweet Spot
Buyers targeting a specific home rather than shopping a list, since inventory here is thin by nature.
Avoid If
You need multiple comparable listings to shop and compare before deciding — this community rarely offers that.

A small, gated community with a long build history

At 116 homes, Roses Bluff is compact by community standards, and the build-year range tells the real story: homes here were constructed anywhere from 1936 through 2024, with a median year built of 2012. That is an unusually wide span for one gated address, meaning original construction sits alongside recent builds, and buyers should expect to evaluate each home's age and condition individually rather than assume a uniform product across the community.

Median living area runs 2,434 square feet, and with 78.2% of homes carrying homestead exemption, ownership here skews toward long-term occupancy rather than investor or rental turnover. Combined with just 2 active listings and no closings recorded in the current window, this is a community where inventory moves slowly — when something does list, it tends to be the only option on the market at that moment.

The location and the amenities are priced into every listing in Roses Bluff. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

With only 2 active listings and no recorded closings in the current window, Roses Bluff does not generate the kind of steady sales data that makes pricing straightforward. Momentum tracks activity in low-volume Nassau County communities like this one directly, so buyers and sellers get a read on value that is not just guesswork off a thin or empty comparable set.

Roses Bluff in 15 seconds.

Best forBuyers who want a gated, low-turnover address in Yulee and are prepared to evaluate homes individually rather than shop a uniform subdivision.
Biggest advantageLow turnover and a high homestead-exemption share mean less competition from investor or rental resales.
Biggest riskWith only 2 active listings and zero closings in the current window, there is little live market data to price against.
Sweet spotBuyers targeting a specific home rather than shopping a list, since inventory here is thin by nature.
Avoid ifYou need multiple comparable listings to shop and compare before deciding — this community rarely offers that.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Roses Bluff sales matched to your home.

What is your Roses Bluff home worth?

Get a no-obligation home value based on real comparable sales in Roses Bluff, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Roses Bluff on the map →

Real comps, not an automated estimate.
How much local inventory is already under contract

33% of homes for sale in ZIP 32097 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,540/mo
Nassau County typical true cost to own
$97/mo
Nassau County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Roses Bluff?
The Florida DOR 2025 assessment roll shows 116 homes plus 3 vacant residential lots in Roses Bluff (public records).
What share of Roses Bluff is owner-occupied?
78% of Roses Bluff parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Roses Bluff built?
Homes in Roses Bluff were built between 1936 and 2024, with a median year built of 2012.0 (FL DOR 2025 roll).
Do cash buyers compete in Roses Bluff?
Cash buyers took 12% of Roses Bluff sales in the 12 months ending July 2023 (1 of 8 closings, realMLS).
What schools serve Roses Bluff?
Roses Bluff is served by Nassau County Public Schools, typically Yulee High School (Nassau County School District, verify by address), Yulee Middle School (Nassau County School District, verify by address) and Yulee Elementary School (Nassau County School District, verify by address). Confirm the exact zoning by address with the district.
Who is the best real estate agent for Roses Bluff?
The best agent for Roses Bluff is one who actively works Yulee and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Roses Bluff.
How do I find a top Yulee real estate agent who knows Roses Bluff?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Roses Bluff and the wider Yulee area.
Can Momentum Realty connect me with an agent for Roses Bluff?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Roses Bluff purchase or sale - no call center and no pressure.
Buyers set on a gated Yulee address who are willing to wait for the right listingExcellent fit
Buyers comfortable evaluating an individual home's age and condition rather than a subdivision-wide standardExcellent fit
Long-term buyers, since the market here shows little turnoverExcellent fit
Buyers who want to compare several active listings side by side before decidingProbably not
Buyers relying on recent closed-sale comps to validate a price, since none are recorded in the current windowProbably not
Buyers on a tight timeline who need current inventory to choose from todayProbably not

Nearby Communities

Explore more neighborhoods near Roses Bluff with Momentum Realty’s local guides.

WBWatermans Bluff YuleeYulee, FL · 0.3 miSBSandy Bluff YuleeYulee, FL · 0.8 miPWPirates Wood Estates YuleeYulee, FL · 1.2 miBlackrock Hammock YuleeYulee, FL · 1.9 miBABellflower At Wildlight YuleeYulee, FL · 2.3 miHIHeron Isles YuleeYulee, FL · 2.6 miPBPirates Bluff YuleeYulee, FL · 2.8 miOBOyster Bay Harbour Fernandina BeachYulee, FL · 2.9 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: July 14, 2026)
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (3 streets, ZIP 32097))
Under-contract sharesrealMLS records, as of 2026-07-12
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2007 (101 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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