Bells River Estates
Homes for Sale in Yulee, FL
All 199 homes for sale in Yulee, FL · median $419,900 · 201 homes for sale in 32097 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of COLDWELL BANKER THE AMELIA GROUP · via realMLS
Over the 12 months ending 2026-10-20, 4 recorded sales closed at a median of $378,260, $142 per square foot, a median 90 days on market, sellers accepting 94% of original asking (+38% versus the prior year). Homes listed or recently sold were built 2005–2026 with 1 new construction; 4 of 4 report an HOA (median $38/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 19 ft). At the median price and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $5,020 ($4,520 with the full homestead exemption).
Last 30 days in Bells River Estates: 1 closed sale (median $335,000). As of October 20, 2026, realMLS.
The median sale here lands at $415,520, or $134.20 per square foot on a median home of 2,889 square feet. That number has to be read against a build stock that spans from 1920 to 2024 with a median year built of 2006 — with that much range in age, condition and updates do more to set price in Bells River Estates than location alone.
Right now there is only a single active listing against a base of 105 homes, which is a thin slate for a buyer to shop from. Days on market run 68, and the median price is up 51.1% year over year — a sharp move that, combined with 4 months of supply and a balanced market read, tells me sellers who price realistically are still finding buyers, but the shallow inventory means the next sale or two will set the tone for where this market settles.
Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Bells River Estates right now
🟢 Still climbing. The trailing-12-month median ($378K) is up 37.5% from the prior 12 months ($275K) and up 193% since 2012. With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending October 20. Confidence: Low (4 and 7 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Bells River Estates right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Bells River Estates market snapshot (as of October 20, 2026): the median sale price is about $378K ($142 per sq ft over the trailing 12 months of closed sales), and a median 90 days on market for closed sales. The trailing-12-month median is up 38% from the prior 12 months and up 193% since 2012, computed from record-level realMLS closed sales (4 closings in the current window).
In ZIP 32097 (Yulee), 640 homes closed in the last 12 months at a median of $454K ($196/sq ft), up 3.6% year over year, with a median 55 days on market. Right now 149 active and 63 pending listings put supply at about 5.0 months — a balanced market. See the live ZIP 32097 housing market and the Nassau County market.
County records show 14 qualified sales in Bells River Estates across 2024–2025 (5 in 2024, 9 in 2025), median $275,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Bells River Estates is a community of 105 homes in Yulee, Nassau County, built between 1920 and 2024 (median 2006), with a median living area of about 2,889 square feet. 61% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Bells River Estates is a Yulee community of 105 homes spanning a wide build era, from 1920 to 2024, which gives the market real variety in age and style rather than a single production-builder look.
The setting & the homes.
Aerial and on-site photos of Bells River Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Bells River EstatesPhotos from realMLS listings in Bells River Estates; content deemed reliable but not guaranteed.
Who Bells River Estates is best for.
Best for
- Buyers comfortable evaluating homes across a wide range of build years, with some dating back to 1920 and others built as recently as 2024.
- Buyers working near the $415,520 median who want negotiating room given a 68-day average time on market.
- Long-term owners who want a community with a high concentration of homestead exemptions (61.2%) rather than investor turnover.
Probably not for
- Buyers who want a wide slate of active listings to compare — with only 1 home on the market, choice is limited right now.
- Buyers who need built-in community amenities like a pool or clubhouse — none are identified from current MLS listings.
- Buyers trying to time a dip — the median price is up 51.1% year over year and the market reads balanced, not distressed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending October 20 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($378K) IS the median in the snapshot above, and the move from 2025 ($275K) IS the +37.5% one-year change.
Windows contain 1 to 7 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
27% of homes for sale in ZIP 32097 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Bells River Estates Market Scorecard
Bells River Estates is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Bells River Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
Schools
- Nassau County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Yulee High School (Nassau County School District, verify by address)FLDOE grade A · High
- Yulee Middle School (Nassau County School District, verify by address)FLDOE grade A · Middle
- Yulee Elementary School (Nassau County School District, verify by address)FLDOE grade A · Elementary
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Nassau County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Bells River Estates address.
The Bells River Estates buying strategy.
If we were buying in Bells River Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bells River Estates.
A Century of Build Stock in One Neighborhood
Bells River Estates covers 105 homes with build years stretching from 1920 to 2024 and a median year built of 2006 — a mix that spans century-old construction alongside homes built in the last two years. The median home runs 2,889 square feet, and with 61.2% of homes carrying a homestead exemption, ownership here skews toward primary residences rather than rental or investment turnover.
Inventory is the defining constraint at the moment: a single active listing against those 105 homes, with 4 months of supply keeping the market in balanced territory even as the median price has moved up 51.1% year over year. Days on market average 68, and no community amenities are identified from current MLS listings, so any draw here is about the land and the homes themselves rather than a clubhouse or pool.
The location and the amenities are priced into every listing in Bells River Estates. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Bells River Estates buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (8.0). Basis: Long-Term Appreciation +193% since 2012; Recent Direction +37.5% year-over-year; Owner Commitment 61% owner-occupied; Pricing Power 93.9% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With only one home active at a time and a build stock spanning from 1920 to 2024, pricing Bells River Estates correctly takes more than a comp sheet — it takes someone who has actually walked homes from different eras in this neighborhood and can speak to what a home near the 2006 median build year should command against an older or newer one. That is the read we bring, along with the discipline not to chase the 51.1% year-over-year move without context on the 4 months of supply behind it.
Bells River Estates in 15 seconds.
Tools for a Bells River Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bells River Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bells River Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bells River Estates home worth?
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Recently off market in Bells River Estates
Homes in Bells River Estates that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.
- 87002 Kip Lane · off market
- 87233 Kipling Drive · off market
- 97106 Yorkshire Drive · off market
- 97363 Yorkshire Drive · off market
| Location | Yulee, Nassau County, FL · ZIP 32097 |
|---|---|
| Amenities listed by sellers | Curbs |
| Sale prices, last 12 months | $378,260 median across 4 closed sales · $142 per sq ft · +37.5% vs the prior 12 months |
| Days on market (closed sales) | 90 median |
| For sale right now | 0 active, 0 pending |
| Zoned public schools | Yulee High School (Nassau County School District, verify by address) (A, FLDOE 2025-26); Yulee Middle School (Nassau County School District, verify by address) (A, FLDOE 2025-26); Yulee Elementary School (Nassau County School District, verify by address) (A, FLDOE 2025-26) |
Data as of October 20, 2026. Data provided by realMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bells River Estates key facts,” movewithmomentum.com/neighborhoods/bells-river-estates-yulee, data as of October 20, 2026.
Housing distress & ownership in Bells River Estates, Yulee
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Recently sold in Bells River Estates Yulee
- 87233 Kipling Drive · sold $335,000
- 97106 Yorkshire Drive · sold $341,000
- 97363 Yorkshire Drive · sold $554,490
- 87002 Kip Lane · sold $415,520
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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- ZIP 32097 housing scorecard
Yulee guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Nassau County)
- Homestead exemption (Nassau County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Recent Developments in Bells River Estates
Development, infrastructure, retail, and school activity affecting Bells River Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Development
Nassau review committee considers up to 350 lots in Wildlight southern planning area
At its Sept. 1 meeting the Development Review Committee reviewed a residential plan for up to 350 single-family lots south of State Road 200 and west of Liberty Cove, in two phases. The committee also reviewed a 167-lot Liberty Cove Phase 2 plat and a Wild Acres Trail extension to a future county park entrance. A comprehensive plan amendment was expected before commissioners around Sept. 14.
What it may mean for the marketAdded lots near the SR 200 corridor increase future housing supply in Yulee and Fernandina Beach commuting areas. The site is about 3 miles east of Bells River Estates.
Source: Nassau NewsLine - August 2026Builder Activity
Century Communities adds Hidden Lake and Mills Bridge communities in Nassau County
Century closed on Hidden Lake near Amelia Walk, a planned 275-unit community on 80-foot lots, its second self-developed community in Nassau County. It also plans Mills Bridge, a 144-home community on 40 and 50 foot lots, with sales projected to begin in Q1 2027. Its 247-unit Concourse Crossing in Fernandina Beach sold its last home in Q1 2026.
What it may mean for the marketNew-home inventory in the Fernandina Beach area is increasing, with different lot sizes serving different buyer budgets. The site is about 7 miles southeast of Bells River Estates.
Source: Nassau NewsLine - July 2026Builder Activity
Wildlight subdivision advances in Yulee as the master-planned community expands
Rayonier's Wildlight master-planned community continued adding residential phases in Yulee in mid-2026, part of a long-range plan that pairs new housing with its commerce park and town center near Interstate 95.
What it may mean for the marketOngoing residential expansion at a large master-planned community adds new supply and amenities in the Yulee area, which can influence pricing and competition for nearby communities. The site is about 4 miles west of Bells River Estates.
Source: Jax Daily Record - March 2026Development
First Wildlight Commerce Park speculative building opens in Yulee
The first speculative building at Wildlight Commerce Park opened in March 2026, adding move-in-ready industrial and flex space to Rayonier's Wildlight community in Nassau County near Interstate 95 and A1A.
What it may mean for the marketNew employment and commerce space at Wildlight strengthens the live-and-work profile of the Interstate 95 and A1A area in Nassau County, a factor that can support nearby residential demand. The site is about 4 miles west of Bells River Estates.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
What it really costs to own in Bells River Estates
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $2,386/yr across 3 listings here (MLS tax records, 2026-10-20). |
|---|---|
| HOA dues | Median $450/year (about $38/month) across 4 MLS listings (most billed annually; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Nassau County is $1,159/yr (389 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2008 across 4 listings. An original roof here would be about 18 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
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Ask an agent about Bells River Estates
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Frequently Asked Questions
What is the median home price in Bells River Estates?
How long do homes in Bells River Estates take to sell?
How many homes are in Bells River Estates?
What share of Bells River Estates is owner-occupied?
When were the homes in Bells River Estates built?
Have Bells River Estates home prices gone up?
What schools serve Bells River Estates?
Who is the best real estate agent for Bells River Estates?
How do I find a top Yulee real estate agent who knows Bells River Estates?
Can Momentum Realty connect me with an agent for Bells River Estates?
Where is Bells River Estates, and what county is it in?
How far is Bells River Estates from downtown Jacksonville and the beach?
Should you buy in Bells River Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 20, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending October 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (6 streets, ZIP 32097)) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2009 (65 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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