Saddle Creek Phase 2
Homes for Sale in OCALA, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Saddle Creek Phase 2 right now
🟢 Still climbing. The trailing-12-month median ($324K) is up 12.8% from the prior 12 months ($287K) and up 182% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Medium (14 and 16 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Saddle Creek Phase 2 market snapshot (as of August 2, 2026): the median sale price is about $324K ($147 per sq ft over the trailing 12 months of closed sales), and a median 69 days on market for closed sales. The trailing-12-month median is up 13% from the prior 12 months and up 182% since 2012, computed from record-level Stellar MLS closed sales (14 closings in the current window).
Saddle Creek Phase 2 is a community of 3,514 homes in OCALA, Marion County, built between 1950 and 2024 (median 2006.0), with a median living area of about 1,944 square feet. 60% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($324K) IS the median in the snapshot above, and the move from 2025 ($287K) IS the +12.8% one-year change.
Windows contain 2 to 30 sales each (14 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Marion County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Marion County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
24% of homes for sale in ZIP 34474 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-01).
Housing distress & ownership in Saddle Creek Phase 2, OCALA
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Recent Developments in Saddle Creek
Development, infrastructure, retail, and school activity affecting Saddle Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated July 2026.
- May 2026Development
Leena Ocala breaks ground with 360 apartments and townhomes near Ocala International Airport
Merrimac Ventures broke ground on Leena Ocala, a 360-unit garden-style community with 300 apartments and 60 townhomes at Southwest 60th Avenue and Southwest 52nd Street in southwest Ocala, with first deliveries expected in late 2027 and full completion around 2028.
What it may mean for the marketA new rental community of this size adds housing near the airport and the Southwest 60th Avenue corridor, a factor that can influence demand for nearby Ocala communities. The site is about 2 miles north of Saddle Creek.
Source: Florida YIMBY - May 2026Development
Ocala approves large mixed-use development with up to 2,700 residences in southwest Ocala
The Ocala City Council approved a mixed-use development on about 251 acres along Southwest 43rd Court in southwest Ocala, clearing the way for up to roughly 2,700 residential units along with nearly one million square feet of commercial, office, and retail space.
What it may mean for the marketA mixed-use community of this scale adds substantial future housing and commercial space to southwest Ocala, the kind of growth that can shape demand and pricing for nearby communities. The site is about 1 mile northeast of Saddle Creek.
Source: Ocala-News - May 2026Development
World Equestrian Center buys adjacent Ocala horse farm for 4.5 million dollars
The World Equestrian Center purchased an adjacent Ocala horse farm for about 4.5 million dollars, continuing the ongoing expansion of the equestrian and hospitality complex on the northwest side of Ocala.
What it may mean for the marketContinued expansion of the World Equestrian Center adds economic activity on the northwest side of Ocala, the kind of growth that can shape demand for nearby communities. The site is about 5 miles north of Saddle Creek.
Source: Ocala-News - December 2025Retail & Dining
Raising Canes to open on Southwest College Road in Ocala
A Raising Canes restaurant is planned at 2410 Southwest College Road in the Ocala West shopping plaza along the State Road 200 corridor, adding a dining option in a busy retail area.
What it may mean for the marketA new restaurant along the State Road 200 corridor adds to the dining and retail mix that shapes daily convenience for nearby Ocala communities. The site is about 3 miles northeast of Saddle Creek.
Source: 352today - December 2025Retail & Dining
The Shoppes Off 80th outdoor retail center planned near World Equestrian Center in Ocala
The Shoppes Off 80th, an outdoor shopping center at 1750 Northwest 80th Avenue near the World Equestrian Center in Ocala, is slated to open in 2026, adding retail on the northwest side of the city.
What it may mean for the marketA new retail center adds shopping and dining options on the northwest side of Ocala, part of the mix that shapes daily convenience for nearby communities. The site is about 5 miles north of Saddle Creek.
Source: 352today - December 2025Retail & Dining
New Publix-anchored shopping center planned in Marion Oaks
A Publix-anchored shopping center is planned at Southwest Highway 484 and Southwest 49th Court Road in the Marion Oaks area south of Ocala, adding grocery and retail to a fast-growing part of Marion County.
What it may mean for the marketA new grocery-anchored center adds everyday retail to the Marion Oaks area, the kind of amenity that shapes convenience and demand for nearby communities. The site is about 6 miles south of Saddle Creek.
Source: 352today
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Saddle Creek Phase 2 buying strategy.
If we were buying in Saddle Creek Phase 2 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Saddle Creek Phase 2.
A closer look at the Saddle Creek Phase 2 market
At a median of $147 per square foot, Saddle Creek Phase 2 prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median up 13% year over year. Homes that do trade take a median 69 days on market, useful leverage on any listing that has lingered.
The housing stock is 3,514 homes built between 1950 and 2024, and 60% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Saddle Creek Phase 2. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Saddle Creek Phase 2 buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (8.1). Basis: Long-Term Appreciation +182% since 2012; Recent Direction +12.8% year-over-year; Owner Commitment 60% owner-occupied; Pricing Power 95.6% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Saddle Creek Phase 2 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Saddle Creek Phase 2 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Saddle Creek Phase 2, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Saddle Creek Phase 2 home worth?
Get a no-obligation home value based on real comparable sales in Saddle Creek Phase 2, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Saddle Creek Phase 2 on the map →
Frequently Asked Questions
What is the median home price in Saddle Creek Phase 2?
How long do homes in Saddle Creek Phase 2 take to sell?
How many homes are in Saddle Creek Phase 2?
What share of Saddle Creek Phase 2 is owner-occupied?
When were the homes in Saddle Creek Phase 2 built?
Do cash buyers compete in Saddle Creek Phase 2?
Have Saddle Creek Phase 2 home prices gone up?
Who is the best real estate agent for Saddle Creek Phase 2?
How do I find a top OCALA real estate agent who knows Saddle Creek Phase 2?
Can Momentum Realty connect me with an agent for Saddle Creek Phase 2?
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (9 streets, ZIP 34471/34474/34476/34482)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2006 (180 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
More Ocala & Ocala & Marion County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Ocala & Marion County or the full Neighborhood Finder.
See how Saddle Creek Phase 2 fits the bigger picture — live prices, inventory, and Momentum Scores: