Sandcastle Condo in Fernandina Beach

Sandcastle
Condos for Sale in Fernandina Beach, FL

All 246 homes for sale in Fernandina Beach, FL · median $677,450 · 53 condos for sale in Fernandina Beach · 237 homes for sale in 32034 · Nassau County homes for sale

Community in Fernandina Beach · Nassau County · ZIP 32034
44 homesBuilt 1982–1982Median sale $590K
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Photo courtesy of FLORIDA HOMES REALTY & MTG LLC · via realMLS

Built fromLive realMLS data11 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Sandcastle Condo in Fernandina Beach, FL has 2 homes for sale. Over the 12 months ending 2026-10-01, 4 recorded sales closed at a median of $589,750, $670 per square foot, a median 44 days on market, sellers accepting 94% of original asking. Homes listed or recently sold were built 1982–1982; 5 of 5 report an HOA (median $208/mo); none of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 20 ft). At the median price and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $7,830 ($7,320 with the full homestead exemption).

Live · Sandcastle Condo Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$590K
Median sold · 12 mo
$670/sf
Sold $/sqft · 12 mo
peak $670 in 2026
94.1%
Sale vs ask
Nassau median: 96.0%
Tempo
8.0mo
Supply
3 to 6 months is the balanced band
44days
Median DOM · closed
44 days at the 2026 low
0%
Under contract
Nassau: 26% (186 of 718)
2 · 0
For sale · pending
live counts, refreshed twice daily
4
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
4%
Owner-occupied · Sandcastle Condo
2 of 44 parcels homesteaded (FL DOR 2025)
96%
Non-owner-occupied · Sandcastle Condo
incl. 36% trust or LLC-held · 57% out-of-state
44
Homes in the community
44 residential parcels (FL DOR 2025)
Track record · 11 years of records
4
Recorded sales · 2024-2024
median $625K · qualified sales on the county roll (FL DOR 2025)
Est. 1982
Community established
homes built 1982-1982, median 1982 (FL DOR 2025)
910sqft
Median sold home size
12-mo windows, closed sales
9.1%/yr
Turnover rate
about 4 of 44 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Sandcastle Condo is a single-vintage building — every unit dates to 1982 — with a median size of just 896 square feet. That combination tells you the price here is driven less by floor plan variety and more by location, condition, and view. At a median of $590,000 and roughly $663 per square foot, you are paying for the Fernandina Beach address and the coastal setting, not for square footage.

The market posture is patient. Median days on market sits at 74, which is slow enough that sellers should price to condition rather than aspiration, and buyers have room to be selective. With only 45 units in the building and a thin closings window, individual sales carry real weight — one renovated unit or one distressed sale can move the read, so lean on unit-level comparisons rather than the building average.

Sandcastle Condo Housing Pulse · Momentum Research · as of October 1, 2026

Sandcastle Condo right now

🟢 Buyer-leaning market. 8.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 1, 2026. Confidence: Medium (2 active and pending listings, 4 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Sandcastle Condo market snapshot (as of October 1, 2026): the median sale price is about $590K ($670 per sq ft over the trailing 12 months of closed sales), a median 44 days on market for closed sales, and 8.0 months of supply, a buyer-leaning market.

In ZIP 32034 (Fernandina Beach), 1,079 homes closed in the last 12 months at a median of $440K ($200/sq ft), down 0.2% year over year, with a median 53 days on market. Right now 216 active and 75 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.

County records show 4 qualified sales in Sandcastle Condo across 2024–2024, median $625,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Sandcastle Condo is a community of 44 homes in Fernandina Beach, Nassau County, built between 1982 and 1982 (median 1982.0), with a median living area of about 896 square feet. 4% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

This is a small, uniform 1982 condo building in Fernandina Beach where value hinges on the specific unit's condition and outlook — the high per-square-foot figure reflects the location, not spacious floor plans.

Best for

  • Second-home buyers wanting a low-maintenance coastal base near the median $590,000
  • Investors comfortable with a rental-oriented building who will vet the association's rental rules first
  • Buyers prioritizing Fernandina Beach location and view over interior square footage

Probably not for

  • Buyers who need more than roughly 900 square feet of living space
  • Anyone requiring a quick resale, given the 74-day median pace and thin closing volume
  • Buyers unwilling to scrutinize reserves and assessment history on a 1982 building

Windows contain 0 to 4 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
024201620182020202220242026
0 to 4 a year; 4 in the current window.
How much local inventory is already under contract

26% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).

Sandcastle Condo Market Scorecard

Buyer-leaning

Sandcastle Condo is currently a buyer-leaning market. About 8.0 months of supply, a median asking price of $690,000, and homes go under contract in about 166 days.

8.0
Months supply
$690,000
Median list
$589,750
Median sold
$730
List $/sqft
166
Days on mkt
2/0/3
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Sandcastle Condo, Fernandina Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 7 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Sandcastle Condo

Live MLS inventory for Sandcastle Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Sandcastle Condo listings as of 2026-10-01, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

If we were buying in Sandcastle Condo today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sandcastle Condo.

Best Buy
Buyers who want a coastal Fernandina Beach base and value location over square footage.
Biggest Risk
A slow market at 74 days and thin closings mean each comp swings the read.
Sweet Spot
A renovated unit with a strong position bought against honest condition-based comps.
Avoid If
You need space or a fast, liquid resale.

A single-vintage building where condition sets price

With 45 units all built in 1982 and a median footprint under 900 square feet, Sandcastle is best understood as a collection of similar shells whose prices diverge on renovation level and position within the building. Expect a wide spread around the $590,000 median that is condition-driven — an updated, well-situated unit will command a premium over an original one, and the median alone won't tell you which you're looking at.

A homestead share of about 4% signals this building trades largely as second-home and investment inventory rather than primary residences. That matters for financing, rental rules, and resale timing. Before writing an offer, get clear on the association's rental policy, reserves, and any assessment history — in a building of this age and size, those documents shape value as much as the unit itself.

“

The location and the amenities are priced into every listing in Sandcastle Condo. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
2.8D · Buy Score
Liquidity & Demand2.0/10
Owner Commitment0.4/10
Pricing Power6.1/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (2.8). Basis: Liquidity & Demand 8.0 months of supply; Owner Commitment 4% owner-occupied; Pricing Power 94.1% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a 45-unit building with few recent closings and a slow 74-day pace, the number that matters is not the building median — it's the last comparable unit in comparable condition. We track those sales at the unit level, read the association documents that drive value in a 1982 building, and price to condition so you neither overpay nor sit on the market.

Sandcastle Condo in 15 seconds.

Best forBuyers who want a coastal Fernandina Beach base and value location over square footage.
Biggest advantageA small, uniform building where comparable units make pricing legible.
Biggest riskA slow market at 74 days and thin closings mean each comp swings the read.
Sweet spotA renovated unit with a strong position bought against honest condition-based comps.
Avoid ifYou need space or a fast, liquid resale.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Sandcastle Condos for Sale in Fernandina Beach, FL homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Sandcastle Condos for Sale in Fernandina Beach, FL.
In short
  • HOA dues reported around $208/month (about $2,496/yr) · median of 44 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $208 per month ($2,496 a year) — the median AssociationFee across 44 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sandcastle Condo sales matched to your home.

What is your Sandcastle Condo home worth?

Get a no-obligation home value based on real comparable sales in Sandcastle Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in Sandcastle Condo

Homes in Sandcastle Condo that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.

Frequently Asked Questions

What is the median home price in Sandcastle Condo?
The median sale price in Sandcastle Condo was $590K over the 12 months ending October 1, 2026 (4 closed sales, realMLS).
How long do homes in Sandcastle Condo take to sell?
Homes that closed in the 12 months ending October 1, 2026 took a median 44 days on market (4 sales, realMLS).
Is Sandcastle Condo a buyer's or seller's market right now?
As of October 1, 2026, Sandcastle Condo leans toward buyers: 8.0 months of supply at the current sales pace (realMLS live counts).
How many homes are in Sandcastle Condo?
The Florida DOR 2025 assessment roll shows 44 homes in Sandcastle Condo (public records).
What share of Sandcastle Condo is owner-occupied?
4% of Sandcastle Condo parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Sandcastle Condo built?
Homes in Sandcastle Condo were built between 1982 and 1982, with a median year built of 1982.0 (FL DOR 2025 roll).
Who is the best real estate agent for Sandcastle Condo?
The best agent for Sandcastle Condo is one who actively works Fernandina Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Sandcastle Condo.
How do I find a top Fernandina Beach real estate agent who knows Sandcastle Condo?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Sandcastle Condo and the wider Fernandina Beach area.
Can Momentum Realty connect me with an agent for Sandcastle Condo?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Sandcastle Condo purchase or sale - no call center and no pressure.
Where is Sandcastle, and what county is it in?
Sandcastle is in Fernandina Beach, Nassau County, FL, ZIP 32034. The community's center is about 6 miles southeast of the center of Fernandina Beach (straight-line).
How far is Sandcastle from downtown Jacksonville and the beach?
About 20 miles from downtown Jacksonville and about 1 miles from the Atlantic beach at Amelia Island (south end), both straight-line; driving distance is usually 15 to 30 percent more.
Second-home buyers wanting a low-maintenance coastal base near the median $590,000Excellent fit
Investors comfortable with a rental-oriented building who will vet the association's rental rules firstExcellent fit
Buyers prioritizing Fernandina Beach location and view over interior square footageExcellent fit
Buyers who need more than roughly 900 square feet of living spaceProbably not
Anyone requiring a quick resale, given the 74-day median pace and thin closing volumeProbably not
Buyers unwilling to scrutinize reserves and assessment history on a 1982 buildingProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 1, 2026)
Community market statsrealMLS closed sales, 12-month windows ending October 1, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32034))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2015 (14 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Sandcastle Condo? 4 recorded closings; median 44 days on market (window ending 2026-10-01). See the Nassau County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Sandcastle with Momentum Realty’s local guides.

Beachside0.1 mi away · 62 homes, built 1999–99Beachwood Villas0.2 mi away · median $300K, 16 sales/12 moSVSpyglass Villas0.3 mi away · 46 homes, built 1990–07, 1 for saleCaptains Court Villas0.3 mi away · 87 homes, built 1974–22Lagoon Villas0.4 mi awayOCOcean Club Condo Amelia Island0.4 mi away · 87 homes, built 2001–23Heron Oaks0.4 mi away · 16 homes, built 1991–01

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Sandcastle. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

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