Sandcastle
Condos for Sale in Fernandina Beach, FL
All 269 homes for sale in Fernandina Beach, FL · median $695,000 · 55 condos for sale in Fernandina Beach · 265 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of FLORIDA HOMES REALTY & MTG LLC · via realMLS
As of October 2026, Sandcastle Condo in Fernandina Beach, FL has 2 homes for sale. Over the 12 months ending 2026-10-20, 4 recorded sales closed at a median of $589,750, $670 per square foot, a median 44 days on market, sellers accepting 94% of original asking. Homes listed or recently sold were built 1982–1982; 5 of 5 report an HOA (median $208/mo); none of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 20 ft). At the median price and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $7,830 ($7,320 with the full homestead exemption).
Sandcastle Condo is a single-vintage building — every unit dates to 1982 — with a median size of just 896 square feet. That combination tells you the price here is driven less by floor plan variety and more by location, condition, and view. At a median of $590,000 and roughly $663 per square foot, you are paying for the Fernandina Beach address and the coastal setting, not for square footage.
The market posture is patient. Median days on market sits at 74, which is slow enough that sellers should price to condition rather than aspiration, and buyers have room to be selective. With only 45 units in the building and a thin closings window, individual sales carry real weight — one renovated unit or one distressed sale can move the read, so lean on unit-level comparisons rather than the building average.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Sandcastle Condo right now
🟢 Buyer-leaning market. 8.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 20, 2026. Confidence: Medium (2 active and pending listings, 4 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Sandcastle Condo market snapshot (as of October 20, 2026): the median sale price is about $590K ($670 per sq ft over the trailing 12 months of closed sales), a median 44 days on market for closed sales, and 8.0 months of supply, a buyer-leaning market.
In ZIP 32034 (Fernandina Beach), 1,033 homes closed in the last 12 months at a median of $441K ($200/sq ft), up 0.4% year over year, with a median 51 days on market. Right now 226 active and 76 pending listings put supply at about 4.8 months — a balanced market. See the live ZIP 32034 housing market and the Nassau County market.
County records show 4 qualified sales in Sandcastle Condo across 2024–2024, median $625,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Sandcastle Condo is a community of 44 homes in Fernandina Beach, Nassau County, built between 1982 and 1982 (median 1982.0), with a median living area of about 896 square feet. 4% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a small, uniform 1982 condo building in Fernandina Beach where value hinges on the specific unit's condition and outlook — the high per-square-foot figure reflects the location, not spacious floor plans.
The setting & the homes.
Aerial and on-site photos of Sandcastle Condo. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Sandcastle CondoPhotos from realMLS listings in Sandcastle Condo; content deemed reliable but not guaranteed.
Who Sandcastle Condo is best for.
Best for
- Second-home buyers wanting a low-maintenance coastal base near the median $590,000
- Investors comfortable with a rental-oriented building who will vet the association's rental rules first
- Buyers prioritizing Fernandina Beach location and view over interior square footage
Probably not for
- Buyers who need more than roughly 900 square feet of living space
- Anyone requiring a quick resale, given the 74-day median pace and thin closing volume
- Buyers unwilling to scrutinize reserves and assessment history on a 1982 building
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending October 20 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($590K) IS the median in the snapshot above.
Windows contain 0 to 4 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
23% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Sandcastle Condo Market Scorecard
Sandcastle Condo is currently a buyer-leaning market. About 8.0 months of supply, a median asking price of $690,000, and homes go under contract in about 185 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Sandcastle Condo
Live MLS inventory for Sandcastle Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Sandcastle Condo listings as of 2026-10-20, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Sandcastle Condo on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
Life at Sandcastle Condo
- Beach Access · reported on 3 of 3 listings
- Gated · reported on 3 of 3 listings
- Jogging Path · reported on 3 of 3 listings
- Maintenance Grounds · reported on 3 of 3 listings
- Elevator(s) · reported on 2 of 3 listings
- Playground · reported on 2 of 3 listings
- Security · reported on 2 of 3 listings
- Trash · reported on 2 of 3 listings
- Pool · reported on 2 of 3 listings
- Barbecue · reported on 1 of 3 listings
- Laundry · reported on 1 of 3 listings
- Park · reported on 1 of 3 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Sandcastle Condo buying strategy.
If we were buying in Sandcastle Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sandcastle Condo.
A single-vintage building where condition sets price
With 45 units all built in 1982 and a median footprint under 900 square feet, Sandcastle is best understood as a collection of similar shells whose prices diverge on renovation level and position within the building. Expect a wide spread around the $590,000 median that is condition-driven — an updated, well-situated unit will command a premium over an original one, and the median alone won't tell you which you're looking at.
A homestead share of about 4% signals this building trades largely as second-home and investment inventory rather than primary residences. That matters for financing, rental rules, and resale timing. Before writing an offer, get clear on the association's rental policy, reserves, and any assessment history — in a building of this age and size, those documents shape value as much as the unit itself.
The location and the amenities are priced into every listing in Sandcastle Condo. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Sandcastle Condo buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (2.8). Basis: Liquidity & Demand 8.0 months of supply; Owner Commitment 4% owner-occupied; Pricing Power 94.1% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a 45-unit building with few recent closings and a slow 74-day pace, the number that matters is not the building median — it's the last comparable unit in comparable condition. We track those sales at the unit level, read the association documents that drive value in a 1982 building, and price to condition so you neither overpay nor sit on the market.
Sandcastle Condo in 15 seconds.
Tools for a Sandcastle Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sandcastle Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sandcastle Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sandcastle Condo home worth?
Get a no-obligation home value based on real comparable sales in Sandcastle Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fernandina Beach →
Recently off market in Sandcastle Condo
Homes in Sandcastle Condo that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.
- 223 Sandcastles Court · off market
- 232 Sandcastles Court · off market
- 241 Sandcastles Court · off market
- 249 Sandcastles Court · off market
| Location | Fernandina Beach, Nassau County, FL · ZIP 32034 |
|---|---|
| Home types (current listings and sales) | condos 100% |
| Amenities listed by sellers | Beach Access, Gated, Elevator(s), Jogging Path, Maintenance Grounds, Trash |
| Sale prices, last 12 months | $589,750 median across 4 closed sales · $670 per sq ft |
| Days on market (closed sales) | 44 median |
| For sale right now | 2 active, 0 pending · median asking $690,000 · 8.0 months of supply |
Data as of October 20, 2026. Data provided by realMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “Sandcastle key facts,” movewithmomentum.com/neighborhoods/sandcastle-condo-fernandina-beach, data as of October 20, 2026.
Housing distress & ownership in Sandcastle Condo, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Just listed in Sandcastle
The newest homes for sale in Sandcastle right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 233 Sandcastles Court Court #233 $630,000 · 1 bd · 1 ba · 863 sq ft · 38 days on market Courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
- 245 Sandcastles Court $750,000 · 1 bd · 1 ba · 1,096 sq ft · 185 days on market Courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY
Checked against the MLS Oct 20, 2026. All new listings in this market.
Every Home for Sale in Sandcastle Condo Fernandina Beach Right Now (2)
All 2 active and pending Sandcastle Condo Fernandina Beach listings with a detail page, newest first, refreshed twice a day from the MLS.
- 233 Sandcastles Court Court #233 · $630,000 · 1 bd / 1 ba · listed Sep 12, 2026 · listed by Christie'S International Real Estate First Coast
- 245 Sandcastles Court · $750,000 · 1 bd / 1 ba · listed Jul 22, 2026 · listed by One Sotheby'S International Realty
Recently sold in Sandcastle Condo Fernandina Beach
- 223 Sandcastles Court · sold $589,500
- 249 Sandcastles Court · sold $590,000
- 241 Sandcastles Court · sold $572,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Fernandina Beach guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Nassau County)
- Homestead exemption (Nassau County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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What it really costs to own in Sandcastle Condos for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $8,071/yr across 3 listings here (MLS tax records, 2026-10-20). |
|---|---|
| HOA dues | Median $2,500/year (about $208/month) across 3 MLS listings (most billed annually; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Nassau County is $1,159/yr (389 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1982 across 3 listings. An original roof here would be about 44 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Sandcastle Condos for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Sandcastle Condos for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Sandcastle Condos for Sale will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Sandcastle Condo?
How long do homes in Sandcastle Condo take to sell?
Is Sandcastle Condo a buyer's or seller's market right now?
How many homes are in Sandcastle Condo?
What share of Sandcastle Condo is owner-occupied?
When were the homes in Sandcastle Condo built?
Who is the best real estate agent for Sandcastle Condo?
How do I find a top Fernandina Beach real estate agent who knows Sandcastle Condo?
Can Momentum Realty connect me with an agent for Sandcastle Condo?
Where is Sandcastle, and what county is it in?
How far is Sandcastle from downtown Jacksonville and the beach?
Should you buy in Sandcastle Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 20, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending October 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Historical depth | Closed-sale records back to 2015 (14 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Sandcastle Condo fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Sandcastle with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Sandcastle. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.
- Fernandina Beach High School · 9-12 · FLDOE grade A (assigned to 23 nearby communities)
- Fernandina Beach Middle School · 6-8 · FLDOE grade A (assigned to 21 nearby communities)
- Yulee Middle School · 6-8 · FLDOE grade A (assigned to 14 nearby communities)
- Yulee High School · 9-12 · FLDOE grade A (assigned to 14 nearby communities)
- Southside Elementary School · PK-2 (assigned to 12 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).