Spyglass Villas in Fernandina Beach
Free · No obligation
Talk to a Spyglass Villas Expert

True comps, carrying-cost math, and listings before the portals.

Photo courtesy of BEYCOME OF FLORIDA LLC · via realMLS

Built fromLive realMLS data12 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Spyglass Villas in Fernandina Beach, FL has 1 home for sale. Homes listed or recently sold were built 1990–2007; 3 of 3 report an HOA (median $2,511/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 17 ft).

Live · Spyglass Villas Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
6.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Nassau: 26% (186 of 718)
1 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
51%
Owner-occupied · Spyglass Villas
24 of 47 parcels homesteaded (FL DOR 2025)
49%
Non-owner-occupied · Spyglass Villas
incl. 28% trust or LLC-held · 21% out-of-state
46
Homes in the community
plus 1 vacant residential lots · 47 residential parcels (FL DOR 2025)
Track record · 12 years of records
10
Recorded sales · 2024-2024
median $1.60M · qualified sales on the county roll (FL DOR 2025)
Est. 1990
Community established
homes built 1990-2007, median 1990 (FL DOR 2025)
4.3%/yr
Turnover rate
about 2 of 46 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Spyglass Villas is a small villa community in Fernandina Beach, and with the closings window here running just two, there isn't enough recent transaction volume to pin down a reliable median or a clear trend line. That thin data is itself the most important fact: pricing in a community this size is set less by a broad market and more by the condition, updates, and specific placement of whatever unit happens to be listed.

For a buyer, that means comparables will be scarce and you should expect to lean on the broader Fernandina Beach villa market to sanity-check any asking price. For a seller, it means a single well-presented listing can effectively set the tone, and pricing off a stale or unrelated comp is the easiest mistake to make.

Spyglass Villas Housing Pulse · Momentum Research · as of October 1, 2026

Spyglass Villas right now

🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 1, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Spyglass Villas is a compact villa enclave on Amelia Island in Fernandina Beach, Nassau County, close to the beach and the coastal amenities that define this stretch of Northeast Florida. Its small scale is the defining trait for both buyers and sellers.

realMLS (Northeast Florida) sales records identify 23 homes in Spyglass Villas that have changed hands since 2014, built between 1990 and 2007 (median 1990), with a median living area of about 2,440 sq ft and a typical 3-bedroom, 3-bath layout; 100% are condominiums. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 10 qualified sales in Spyglass Villas across 2024–2024, median $1.60M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers set on an Amelia Island / Fernandina Beach coastal address in a small villa setting
  • Buyers comfortable relying on broader-market comps and a broker's judgment where local sales are scarce
  • Buyers prioritizing a lower-maintenance villa near the beach and coastal amenities

Probably not for

  • Buyers who need a large pool of recent comparable sales to feel confident on price
  • Buyers counting on quick, high-liquidity resale in a large active market
  • Buyers wanting a wide range of inventory to choose from at any given time

The market around Spyglass Villas

Spyglass Villas is too small for its own price trend, so here is the market around it.

In ZIP 32034, 329 homes are on the market and 26% are under contract — a steady corner of Fernandina Beach.

Across Nassau County, 532 homes are active and 186 pending (26% under contract).

In ZIP 32034 (Fernandina Beach), 1,079 homes closed in the last 12 months at a median of $440K ($200/sq ft), down 0.2% year over year, with a median 53 days on market. Right now 216 active and 75 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.

ZIP and county figures describe the wider market, not Spyglass Villas specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Spyglass Villas, Fernandina Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 9 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Spyglass Villas

Live MLS inventory for Spyglass Villas. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Spyglass Villas listings as of 2026-10-01, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

If we were buying in Spyglass Villas today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Spyglass Villas.

Best Buy
Buyers who want an Amelia Island villa and value location over a deep bench of comparables.
Biggest Risk
Thin sales data makes pricing on both sides harder to verify.
Sweet Spot
A well-maintained villa priced against honest, current comps.
Avoid If
You need abundant comparables and a fast, liquid resale market.

A thin-data villa market

With so few recent closings to work from, price in Spyglass Villas is condition-driven rather than trend-driven. Two otherwise similar villas can sit far apart in value based on updates, finishes, and how they show, and a single closing can swing the perceived market. Treat any headline number as a starting point for a conversation, not a settled fact.

The location does the heavy lifting here. Fernandina Beach on Amelia Island gives this community proximity to the coast and to the established amenities of the area, which is a durable part of the case for any villa here. What it does not give you is a deep, liquid pool of recent sales, so patience and careful comp work matter more than they would in a larger subdivision.

“

The location and the amenities are priced into every listing in Spyglass Villas. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this small, the data won't hand you an answer, so the work is in the judgment: pulling the right comparables from the broader Fernandina Beach villa market, reading condition honestly, and pricing a listing or an offer without a crowd of recent sales to hide behind. That is exactly where a local broker earns the fee.

Spyglass Villas in 15 seconds.

Best forBuyers who want an Amelia Island villa and value location over a deep bench of comparables.
Biggest advantageA coastal Fernandina Beach address in a small, low-inventory enclave.
Biggest riskThin sales data makes pricing on both sides harder to verify.
Sweet spotA well-maintained villa priced against honest, current comps.
Avoid ifYou need abundant comparables and a fast, liquid resale market.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Spyglass Villas homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Spyglass Villas.
In short
  • HOA dues reported around $1,332/month (about $15,984/yr) · median of 38 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $1,332 per month ($15,984 a year) — the median AssociationFee across 38 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Spyglass Villas sales matched to your home.

What is your Spyglass Villas home worth?

Get a no-obligation home value based on real comparable sales in Spyglass Villas, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Fernandina Beach →

Real comps, not an automated estimate.

Recently off market in Spyglass Villas

Homes in Spyglass Villas that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,866/mo
Nassau County typical true cost to own
$97/mo
Nassau County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

26% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).

Frequently Asked Questions

Is Spyglass Villas a buyer's or seller's market right now?
As of October 1, 2026, Spyglass Villas is roughly balanced: 6.0 months of supply at the current sales pace (realMLS live counts).
How many homes are in Spyglass Villas?
The Florida DOR 2025 assessment roll shows 46 homes plus 1 vacant residential lots in Spyglass Villas (public records).
What share of Spyglass Villas is owner-occupied?
51% of Spyglass Villas parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Spyglass Villas built?
Homes in Spyglass Villas were built between 1990 and 2007, with a median year built of 1990.0 (FL DOR 2025 roll).
Who is the best real estate agent for Spyglass Villas?
The best agent for Spyglass Villas is one who actively works Fernandina Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Spyglass Villas.
How do I find a top Fernandina Beach real estate agent who knows Spyglass Villas?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Spyglass Villas and the wider Fernandina Beach area.
Can Momentum Realty connect me with an agent for Spyglass Villas?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Spyglass Villas purchase or sale - no call center and no pressure.
Where is Spyglass Villas, and what county is it in?
Spyglass Villas is in Fernandina Beach, Nassau County, FL, ZIP 32034. The community's center is about 5 miles southeast of the center of Fernandina Beach (straight-line).
How far is Spyglass Villas from downtown Jacksonville and the beach?
About 20 miles from downtown Jacksonville and about 1 miles from the Atlantic beach at Amelia Island (south end), both straight-line; driving distance is usually 15 to 30 percent more.
Buyers set on an Amelia Island / Fernandina Beach coastal address in a small villa settingExcellent fit
Buyers comfortable relying on broader-market comps and a broker's judgment where local sales are scarceExcellent fit
Buyers prioritizing a lower-maintenance villa near the beach and coastal amenitiesExcellent fit
Buyers who need a large pool of recent comparable sales to feel confident on priceProbably not
Buyers counting on quick, high-liquidity resale in a large active marketProbably not
Buyers wanting a wide range of inventory to choose from at any given timeProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32034))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2014 (26 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →
Thinking of selling in Spyglass Villas? 2 recorded closings (window ending 2026-10-01). See the Nassau County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Spyglass Villas with Momentum Realty’s local guides.

Beachside0.1 mi away · 62 homes, built 1999–99Beachwood Villas0.2 mi away · median $300K, 16 sales/12 moOCOcean Club Condo Amelia Island0.2 mi away · 87 homes, built 2001–23OCOcean Club Drive0.2 mi away · 87 homes, built 2001–23, 1 for saleHeron Oaks0.2 mi away · 16 homes, built 1991–01SCSandcastle Condo0.3 mi away · median $590K, 4 sales/12 moCourtside Village Amelia Island0.3 mi away · 86 homes, built 1984–06

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Spyglass Villas. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Talk to a Local Spyglass Villas Expert
Call Get Listings