Spyglass Villas
Homes for Sale in Fernandina Beach, FL
All 246 homes for sale in Fernandina Beach, FL · median $677,450 · 53 condos for sale in Fernandina Beach · 237 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of BEYCOME OF FLORIDA LLC · via realMLS
As of October 2026, Spyglass Villas in Fernandina Beach, FL has 1 home for sale. Homes listed or recently sold were built 1990–2007; 3 of 3 report an HOA (median $2,511/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 17 ft).

Spyglass Villas is a small villa community in Fernandina Beach, and with the closings window here running just two, there isn't enough recent transaction volume to pin down a reliable median or a clear trend line. That thin data is itself the most important fact: pricing in a community this size is set less by a broad market and more by the condition, updates, and specific placement of whatever unit happens to be listed.
For a buyer, that means comparables will be scarce and you should expect to lean on the broader Fernandina Beach villa market to sanity-check any asking price. For a seller, it means a single well-presented listing can effectively set the tone, and pricing off a stale or unrelated comp is the easiest mistake to make.
Spyglass Villas right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 1, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Spyglass Villas is a compact villa enclave on Amelia Island in Fernandina Beach, Nassau County, close to the beach and the coastal amenities that define this stretch of Northeast Florida. Its small scale is the defining trait for both buyers and sellers.
realMLS (Northeast Florida) sales records identify 23 homes in Spyglass Villas that have changed hands since 2014, built between 1990 and 2007 (median 1990), with a median living area of about 2,440 sq ft and a typical 3-bedroom, 3-bath layout; 100% are condominiums. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 10 qualified sales in Spyglass Villas across 2024–2024, median $1.60M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Spyglass Villas. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from realMLS listings in Spyglass Villas; content deemed reliable but not guaranteed.
Who Spyglass Villas is best for.
Best for
- Buyers set on an Amelia Island / Fernandina Beach coastal address in a small villa setting
- Buyers comfortable relying on broader-market comps and a broker's judgment where local sales are scarce
- Buyers prioritizing a lower-maintenance villa near the beach and coastal amenities
Probably not for
- Buyers who need a large pool of recent comparable sales to feel confident on price
- Buyers counting on quick, high-liquidity resale in a large active market
- Buyers wanting a wide range of inventory to choose from at any given time
The market around Spyglass Villas
Spyglass Villas is too small for its own price trend, so here is the market around it.
In ZIP 32034, 329 homes are on the market and 26% are under contract — a steady corner of Fernandina Beach.
Across Nassau County, 532 homes are active and 186 pending (26% under contract).
In ZIP 32034 (Fernandina Beach), 1,079 homes closed in the last 12 months at a median of $440K ($200/sq ft), down 0.2% year over year, with a median 53 days on market. Right now 216 active and 75 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.
ZIP and county figures describe the wider market, not Spyglass Villas specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Spyglass Villas, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Spyglass Villas
Live MLS inventory for Spyglass Villas. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Spyglass Villas listings as of 2026-10-01, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Spyglass Villas on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Spyglass Villas
- Gated · reported on 1 of 1 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Spyglass Villas buying strategy.
If we were buying in Spyglass Villas today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Spyglass Villas.
A thin-data villa market
With so few recent closings to work from, price in Spyglass Villas is condition-driven rather than trend-driven. Two otherwise similar villas can sit far apart in value based on updates, finishes, and how they show, and a single closing can swing the perceived market. Treat any headline number as a starting point for a conversation, not a settled fact.
The location does the heavy lifting here. Fernandina Beach on Amelia Island gives this community proximity to the coast and to the established amenities of the area, which is a durable part of the case for any villa here. What it does not give you is a deep, liquid pool of recent sales, so patience and careful comp work matter more than they would in a larger subdivision.
The location and the amenities are priced into every listing in Spyglass Villas. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small, the data won't hand you an answer, so the work is in the judgment: pulling the right comparables from the broader Fernandina Beach villa market, reading condition honestly, and pricing a listing or an offer without a crowd of recent sales to hide behind. That is exactly where a local broker earns the fee.
Spyglass Villas in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $1,332/month (about $15,984/yr) · median of 38 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $1,332 per month ($15,984 a year) — the median AssociationFee across 38 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Spyglass Villas buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Spyglass Villas sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Spyglass Villas, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Spyglass Villas home worth?
Get a no-obligation home value based on real comparable sales in Spyglass Villas, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fernandina Beach →
Recently off market in Spyglass Villas
Homes in Spyglass Villas that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 6517 Spyglass Circle · off market
- 6545 Spyglass Circle · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Nassau County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
26% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Frequently Asked Questions
Is Spyglass Villas a buyer's or seller's market right now?
How many homes are in Spyglass Villas?
What share of Spyglass Villas is owner-occupied?
When were the homes in Spyglass Villas built?
Who is the best real estate agent for Spyglass Villas?
How do I find a top Fernandina Beach real estate agent who knows Spyglass Villas?
Can Momentum Realty connect me with an agent for Spyglass Villas?
Where is Spyglass Villas, and what county is it in?
How far is Spyglass Villas from downtown Jacksonville and the beach?
Should you buy in Spyglass Villas?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2014 (26 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Spyglass Villas fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Spyglass Villas with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Spyglass Villas. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.
- Fernandina Beach High School · 9-12 · FLDOE grade A (assigned to 23 nearby communities)
- Fernandina Beach Middle School · 6-8 · FLDOE grade A (assigned to 21 nearby communities)
- Yulee Middle School · 6-8 · FLDOE grade A (assigned to 14 nearby communities)
- Yulee High School · 9-12 · FLDOE grade A (assigned to 14 nearby communities)
- Southside Elementary School · PK-2 (assigned to 12 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).






