Thomas Cox
Homes for Sale in Umatilla, FL
All 70 homes for sale in Umatilla, FL · median $364,900 · 63 homes for sale in 32784 · Lake County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 1 closed sale in Thomas Cox Addition in Umatilla, FL, the most recent in February 2026. Across Umatilla as a whole, 56 homes closed in the last 12 months at a median of $313,990, 92 median days on market, with 13 homes for sale today. At that median and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $5,230 ($4,560 with the full homestead exemption).

Thomas Cox is a small, quiet pocket in Umatilla, and the current MLS picture reflects that: there is not enough active listing volume in this feed to support a meaningful price trend, days-on-market pattern, or inventory count. That is not unusual for a community this size, but it does mean any pricing conversation here has to happen home-by-home rather than by pulling a neighborhood average.
For a buyer or seller, the practical takeaway is the same: come in ready to evaluate the specific property in front of you on its own condition, lot, and location within Umatilla, rather than leaning on a community-wide statistic that does not really exist yet in the data. We will pull comparable sales at the address level when you are ready to move.
Nearby homes for sale
No active listings inside Thomas CoxHomes for Sale in Umatilla, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Thomas Cox sits within Umatilla in Lake County, a small-footprint area where current MLS activity is too limited to generate reliable community-level statistics, so context here comes from the individual home rather than a neighborhood trend line.
Stellar MLS sales records identify 7 homes in Thomas Cox that have changed hands since 2007, built between 1910 and 2025 (median 1920), with a median living area of about 1,120 sq ft and a typical 3-bedroom, 1.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Thomas Cox is best for.
Best for
- Buyers who have already identified a specific home or lot in Thomas Cox and want it evaluated on its own terms
- Buyers comfortable making decisions without a deep neighborhood sales history to lean on
- Sellers with a single property here who need a comp-driven, address-level pricing strategy rather than a community average
Probably not for
- Buyers who want a community with an established amenity package
- Buyers who rely heavily on neighborhood-wide price trend data before making an offer
- Sellers expecting a fast, high-volume resale market with frequent comparable closings
The market around Thomas Cox
Thomas Cox is too small for its own price trend, so here is the market around it.
In ZIP 32784, 94 homes are on the market and 22% are under contract — a steady corner of Umatilla.
Across Lake County, 3,179 homes are active and 1,077 pending (25% under contract).
In ZIP 32784 (Umatilla), 318 homes closed in the last 12 months at a median of $247K ($178/sq ft), down 2.8% year over year, with a median 73 days on market. Right now 15 active and 7 pending listings put supply at about 3.1 months — a balanced market. See the live ZIP 32784 housing market and the Lake County market.
ZIP and county figures describe the wider market, not Thomas Cox specifically. Momentum Research analysis of MLS records.
The Thomas Cox buying strategy.
If we were buying in Thomas Cox today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Thomas Cox.
A Community Without a Data Trail Yet
There is no meaningful listing volume for Thomas Cox in the current MLS feed, which means we cannot responsibly report a median price, a typical time on market, or an amenity package for the community as a whole. No community amenities have been identified from current listings either, which suggests this is a smaller, more residential pocket rather than a planned or amenitized development.
That absence of data is itself useful information. It tells us this is not a high-turnover subdivision with a predictable resale rhythm. Anyone looking here should expect to do diligence at the individual property level, pulling recent comparable sales from the broader Umatilla market and walking the specific lot and structure rather than relying on neighborhood-wide benchmarks.
The location and the amenities are priced into every listing in Thomas Cox. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin on current MLS activity, the value we add is not a canned market report, it is direct comparable-sale research pulled from the surrounding Umatilla area and a straightforward read on what a specific home is actually worth before you write an offer or set a list price.
Thomas Cox in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Thomas Cox buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Thomas Cox sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Thomas Cox, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Thomas Cox home worth?
Get a no-obligation home value based on real comparable sales in Thomas Cox, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Umatilla →
Should you buy in Thomas Cox?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 19, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Thomas Cox fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Thomas Cox
Where is Thomas Cox?
Thomas Cox is a community in Umatilla, Lake County, Florida, ZIP 32784.
Are there homes for sale in Thomas Cox right now?
No active listings inside Thomas Cox at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Thomas Cox have an HOA or CDD?
No HOA is on record for Thomas Cox in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
More Umatilla & Lake County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.
Nearby Communities
Explore more neighborhoods near Thomas Cox with Momentum Realty’s local guides.
Thomas Cox Addition Market Scorecard
Thomas Cox Addition is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32784 ZIP is $294,131, about 15.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.






