St Lucia in Naples

St. Lucia
Condos for Sale in Naples, FL

All 2,295 homes for sale in Naples, FL · median $439,000 · 2,057 condos for sale in Naples · 393 homes for sale in 34108 · Collier County homes for sale

Community in Naples · Collier County · ZIP 34108
Free · No obligation
Talk to a St Lucia Expert

True comps, carrying-cost math, and listings before the portals.

Photo via Florida Gulf Coast MLS

Built fromLive Florida Gulf Coast MLS dataUpdated twice daily

As of November 2026, St Lucia in Naples, FL has 4 homes for sale, asking from $690,000 to $4,900,000 (median $887,000). Homes listed or recently sold were built 1990–1990; 4 of 4 report an HOA (median $286/mo); 2 of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft).

Last 30 days in St. Lucia: 2 new listings (median asking $2,947,500). As of November 11, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · St Lucia Housing Pulse Florida Gulf Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Collier: 15% (932 of 6,115)
4 · 0
For sale · pending
live counts, refreshed twice daily

Homes For Sale Right Now in St Lucia

Live MLS inventory for St Lucia. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending St Lucia listings as of 2026-11-11, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 29, 2026

St Lucia is pricing on a small sample right now — just four closings in the current window — so treat the numbers as directional rather than definitive. The median sits at $846,500 with a median price per square foot of $556.87, which points to compact, higher-finish homes rather than large-footprint properties driving the number.

The year-over-year figure is down 9.2%, and the market heat score of 35 confirms this is a buyer-leaning stretch, not a competitive one. Homes are sitting a bit under two months on market (median 54.5 days), which gives buyers room to negotiate and sellers a reason to price tightly and expect some back-and-forth rather than a quick, clean sale.

Figures in this note are as of July 29, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

St Lucia in Naples is a low-volume, high-price-per-square-foot pocket of the Collier market, where the current data reflects a small number of transactions rather than a broad, active pipeline.

Florida Gulf Coast MLS sales records identify 9 homes in St Lucia that have changed hands, built between 1980 and 1990 (median 1990), with a median living area of about 1,818 sq ft and a typical 3-bedroom, 2-bath layout; 100% are condominiums. Source: Florida Gulf Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a compact, higher-finish home and comfortable evaluating value on a limited set of recent sales
  • Buyers with flexibility on timeline who can use current negotiating room to their advantage
  • Sellers prepared to price carefully against a soft year-over-year trend and expect a sale process closer to two months

Probably not for

  • Buyers who need a large, active comp set to feel confident in a price
  • Sellers expecting a fast, low-negotiation sale in a currently cooler market
  • Anyone requiring confirmed on-site amenities, since none are identified in current MLS listings

The market around St Lucia

St Lucia is too small for its own price trend, so here is the market around it.

In ZIP 34108, 445 homes are on the market and 14% are under contract — a slower corner of Naples.

Across Collier County, 5,183 homes are active and 932 pending (15% under contract).

In ZIP 34108 (Naples), 140 homes closed in the last 12 months at a median of $762K ($530/sq ft), with a median 97 days on market. Right now 212 active and 29 pending listings put supply at about 18.2 months — a soft market. See the live ZIP 34108 housing market and the Collier County market.

ZIP and county figures describe the wider market, not St Lucia specifically. Momentum Research analysis of MLS records.

Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap contributors.

If we were buying in St Lucia today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St Lucia.

Best Buy
Buyers comfortable pricing off a small comp set rather than a deep, liquid market.
Biggest Risk
Limited closings mean less price certainty, and the year-over-year trend is currently negative.
Sweet Spot
Best suited to a buyer or seller who wants a compact, high-finish home and can work with a slower sales timeline.
Avoid If
Not the fit if you need fast liquidity or a large sample of recent sales to validate pricing.

A Thin Market, Read Carefully

With only four closings feeding the current snapshot, St Lucia's numbers move more on individual property characteristics than on broad demand shifts. The median price per square foot near $557 suggests the homes that have traded are compact but finished at a premium level, which is consistent with a community where total price and square footage don't scale together the way they do in larger-lot subdivisions.

The 9.2% year-over-year decline and a market heat score of 35 both point the same direction: this is a market working through softer demand or price correction, not one running hot. Days on market in the mid-50s means listings are getting a real look but aren't moving instantly — sellers should expect negotiation, and buyers should expect some room to work with on price and terms.

“

The location and the amenities are priced into every listing in St Lucia. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A market this thin punishes generic pricing advice — with only a handful of closings to reference, we pull the actual comparable data on a property-by-property basis rather than leaning on a community-wide average that may not reflect what a specific home is worth. That matters whether you're pricing to sell into a soft trend or structuring an offer with room to negotiate.

St Lucia in 15 seconds.

Best forBuyers comfortable pricing off a small comp set rather than a deep, liquid market.
Biggest advantageCurrent conditions favor negotiating room, with days on market running just under two months.
Biggest riskLimited closings mean less price certainty, and the year-over-year trend is currently negative.
Sweet spotBest suited to a buyer or seller who wants a compact, high-finish home and can work with a slower sales timeline.
Avoid ifNot the fit if you need fast liquidity or a large sample of recent sales to validate pricing.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St Lucia sales matched to your home.

What is your St Lucia home worth?

Get a no-obligation home value based on real comparable sales in St Lucia, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Naples →

Real comps, not an automated estimate.
Buyers seeking a compact, higher-finish home and comfortable evaluating value on a limited set of recent salesExcellent fit
Buyers with flexibility on timeline who can use current negotiating room to their advantageExcellent fit
Sellers prepared to price carefully against a soft year-over-year trend and expect a sale process closer to two monthsExcellent fit
Buyers who need a large, active comp set to feel confident in a priceProbably not
Sellers expecting a fast, low-negotiation sale in a currently cooler marketProbably not
Anyone requiring confirmed on-site amenities, since none are identified in current MLS listingsProbably not

Data sources & freshness

Live listingsFlorida Gulf Coast MLS, refreshed twice daily (last: November 11, 2026)
Under-contract sharesFlorida Gulf Coast MLS records, as of 2026-11-11
Historical depthClosed-sale records back to 2026 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →

Housing distress & ownership in St Lucia, Naples

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 8 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-11-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Every Home for Sale in St Lucia Right Now (4)

All 4 active and pending St Lucia listings with a detail page, newest first, refreshed twice a day from the MLS.

Nearby Communities

Explore more neighborhoods near St. Lucia with Momentum Realty’s local guides.

St Marissa0.1 mi away · 1 for saleHyde Park0.1 mi away · 2 for saleSt Vincents0.2 mi away · 1 for saleSt Kitts0.2 mi awayValencia At Pelican Bay0.2 mi away · 2 for saleSt Maarten0.3 mi away · 1 for saleCap Ferrat0.3 mi away · 4 for saleInterlachen0.3 mi away · median $830K, 3 sales/12 mo

Browse all neighborhood guides →

More on St. Lucia Condos for Sale in Naples

What it really costs to own in St. Lucia

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $10,016/yr across 8 listings here (MLS tax records, 2026-11-12).
HOA duesMedian $3,435/year (about $286/month) across 4 MLS listings (most billed annually; 2026-11-12). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 1990 across 8 listings. An original roof here would be about 36 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Estimated carrying cost at the median asking price, before the mortgage: about $1,300/month (tax $835, HOA $286, insurance $179). An estimate from the sources above, not a quote.

Email me new listings in St. Lucia

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about St. Lucia Condos for Sale

Have a question about the homes, fees, rules or commute here? A Momentum agent who works St. Lucia Condos for Sale will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Talk to a Local St Lucia Expert
Call Get Listings