St Kitts
Homes for Sale in Naples, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via fgc
St Kitts is pricing at a median of $999,000 with a per-square-foot figure just over $738, which points to a smaller-footprint, higher-finish product rather than sheer square footage driving value. With only five closings in the current window, any single sale can swing the median, so treat the number as directional rather than a fixed ceiling or floor.
The market posture here is soft: a median time on market of 139 days and a year-over-year price decline of 13.1% both signal a buyer's environment. Sellers who need to move are pricing to condition and comparables rather than testing the top of the market, and buyers have room to negotiate on terms, not just price.
St Kitts right now
🔴 Off the recent peak. The trailing-12-month median ($999K) is down 13.1% from the prior 12 months ($1.15M). With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level fgc closed sales, 12-month windows ending July 29. Confidence: Low (5 and 6 sales in the two windows).
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Updated July 29, 2026 · Live data: fgc, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
St Kitts market snapshot (as of July 29, 2026): the median sale price is about $999K ($738 per sq ft over the trailing 12 months of closed sales), and a median 139 days on market for closed sales. The trailing-12-month median is down 13% from the prior 12 months, computed from record-level fgc closed sales (5 closings in the current window).
St Kitts sits within Naples in Collier County, trading at a median price of $999,000 on a thin volume of recent closings, which keeps the market read narrow and worth confirming against active comparables before setting expectations.
Who St Kitts is best for.
Best for
- A buyer with a flexible closing timeline who can wait through an extended marketing period
- A buyer comfortable underwriting a smaller-footprint, higher-finish property at a premium per-square-foot price
- A buyer looking to negotiate in a market currently showing a year-over-year price decline
Probably not for
- A buyer who needs a quick close and cannot tolerate a multi-month sales cycle
- A buyer relying on shared community amenities as part of the purchase decision, since none are currently identified in MLS data
- A buyer expecting price stability, given the recent downward year-over-year trend
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 29 of each year, from record-level fgc closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($999K) IS the median in the snapshot above, and the move from 2025 ($1.15M) IS the -13.1% one-year change.
Windows contain 0 to 13 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Collier County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Collier County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
17% of homes for sale in ZIP 34108 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-18).
St Kitts Market Scorecard
St Kitts is currently a balanced market., and homes go under contract in about 225 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: fgc, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in St Kitts, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Deemed reliable but not guaranteed.
Homes For Sale Right Now in St Kitts
Live MLS inventory for St Kitts. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending St Kitts listings as of 2026-07-29, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The St Kitts buying strategy.
If we were buying in St Kitts today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St Kitts.
A market defined by low volume and price correction
The combination of a 139-day median days on market and a market heat score of 35 tells a consistent story: demand here is not urgent. Homes are sitting long enough that pricing strategy at listing matters more than in a faster-moving segment, and buyers who are patient tend to see more flexibility from sellers as days accumulate.
The 13.1% year-over-year decline is the number that should shape any offer strategy, whether buying or selling. It does not mean every unit is down by that amount, but it confirms the trend is negative rather than flat, so pricing an offer or a listing off a stale comp from a year ago is a mistake. No community amenities were identified from current MLS listings, so due diligence on any shared facilities or association details should happen directly through the listing documentation rather than assumed defaults.
The location and the amenities are priced into every listing in St Kitts. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With only five closings feeding the current snapshot, this is exactly the kind of market where a generic online estimate breaks down. We pull the actual comparables, track how the 139-day median plays out unit by unit, and price offers and listings against what is really happening in St Kitts right now, not a countywide average.
St Kitts in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a St Kitts buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St Kitts sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in St Kitts, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your St Kitts home worth?
Get a no-obligation home value based on real comparable sales in St Kitts, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in St Kitts on the map →
Frequently Asked Questions
What is the median home price in St Kitts?
How long do homes in St Kitts take to sell?
Do cash buyers compete in St Kitts?
Who is the best real estate agent for St Kitts?
How do I find a top Naples real estate agent who knows St Kitts?
Can Momentum Realty connect me with an agent for St Kitts?
Should you buy in St Kitts?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near St Kitts with Momentum Realty’s local guides.
Data sources & freshness
| Community market stats | fgc closed sales, 12-month windows ending July 29, 2026 |
| Under-contract shares | fgc records, as of 2026-07-18 |
| Historical depth | Closed-sale records back to 2013 (74 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of fgc records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the fgc member average and 8 days faster, and we’ll price yours against live your area comps.
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More Naples & Naples & Collier County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Naples & Collier County or the full Neighborhood Finder.
See how St Kitts fits the bigger picture — live prices, inventory, and Momentum Scores: