Villarosa
Homes for Sale in Lutz, FL
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-12, 4 recorded sales closed at a median of $419,750, $252 per square foot, a median 14 days on market, sellers accepting 98% of original asking. At the median price and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $6,600 ($5,980 with the full homestead exemption).
Part of Villarosa, Lutz, FL — see all Villarosa homes for sale (12 listings across 15 sections in the MLS).
Villarosa is a small, tightly defined pocket in Lutz — 87 homes, all built between 1996 and 1999, with the median right around 1997. That construction window means the housing stock is consistent in vintage, so what actually moves price here is condition and updates, not square footage swings. At a median of roughly 2,061 square feet, the floor plans cluster close together; the spread you see in pricing will come from how much a given home has been renovated since the late '90s.
With homesteads making up nearly three-quarters of the homes, this reads as an owner-occupied enclave rather than a rental churn. That tends to hold inventory tight and keep turnover measured. For a buyer, that means patience — the right listing may not appear on demand. For a seller, it means a well-kept, updated home stands out against dated comparables in a low-supply setting.
The 60-Second Overview
Villarosa market snapshot (as of September 12, 2026): the median sale price is about $420K ($252 per sq ft over the trailing 12 months of closed sales), and a median 14 days on market for closed sales.
A compact late-1990s subdivision in Lutz with a homogeneous build era, so the buying decision here is about condition and layout fit rather than choosing between wildly different home types.
Who Villarosa is best for.
Best for
- Buyers targeting a roughly 2,000-square-foot single-family home in an established Lutz setting
- Owner-occupants planning a long hold who value a stable, low-turnover street
- Buyers comfortable paying for updated condition rather than chasing the lowest number
Probably not for
- Buyers who need new construction or open, modern floor plans
- Shoppers who want a wide range of active listings to choose from at once
- Investors seeking high rental turnover, given the strong owner-occupancy here
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($420K) IS the median in the snapshot above.
Windows contain 0 to 4 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.
16% of homes for sale in ZIP 33558 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-08).
The Villarosa buying strategy.
If we were buying in Villarosa today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Villarosa.
A condition-driven late-'90s pocket
Because every home here came out of a three-year build window ending in 1999, the questions worth asking are mechanical and cosmetic: roof age, HVAC, kitchens and baths, and whether the systems have been touched since original construction. Two homes of nearly identical size can price very differently based on that work, and that is where most of the value gap in Villarosa will live.
The high homestead share — about 75% — points to a stable, long-hold ownership pattern. Practically, that limits how many homes come to market at once. Buyers should be ready to move when a maintained listing appears, and sellers should recognize that condition and presentation carry outsized weight when the comparable set is small and consistent.
The location and the amenities are priced into every listing in Villarosa. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a subdivision this size with tight turnover, the edge comes from knowing which homes have been updated and which are still on original systems — details that don't show up in a list price. We track this pocket closely, price against the right comparables, and tell you plainly when a home's asking price is out ahead of its condition.
Villarosa in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Villarosa buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Villarosa sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Villarosa, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Villarosa home worth?
Get a no-obligation home value based on real comparable sales in Villarosa, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Lutz →
Frequently Asked Questions
What is the median home price in Villarosa?
How long do homes in Villarosa take to sell?
Who is the best real estate agent for Villarosa?
How do I find a top Lutz real estate agent who knows Villarosa?
Can Momentum Realty connect me with an agent for Villarosa?
Should you buy in Villarosa?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2014 (27 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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