Waterfront Homes for Sale in Cocoa Beach, FL

This page tracks every Cocoa Beach listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.

163 waterfront homes are for sale or pending in Cocoa Beach, FL today across 99 communities. The median asking price is $557,000, from $133,000 to $3,450,000. Listings in Cocoa Beach without that feature have a median of $899,000. Most listings right now: Kaia Residence (15), Twin Towers Condo (9), Atlantique Condo Apts (6). Updated September 8, 2026 from the MLS.

Cocoa Beach waterfront homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most waterfront homes listed are tabled; the rest follow.

CommunityWaterfront HomesNew buildMedian listFrom
Kaia Residence1515$2,030,000$1,675,000
Twin Towers Condo90$299,000$178,000
Atlantique Condo Apts60$277,500$239,000
Sandcastles Condo40$579,450$514,000
Windward E Condo Ph I40$504,450$412,900
Waters Edge Apts Condo30$664,900$624,000
Xanadu Condo30$599,900$599,000
Windrush Condo30$599,000$559,000
Stonewood Towers Condo Ph I and Ph II30$575,000$449,900
The Four Seasons Condo30$339,000$285,000
The Surf at Cocoa Beach20$2,317,000$2,149,000
West Point Add To Snug Harbor Est20$1,699,995$1,499,990
Snug Harbor Estates Tract B Sec 520$1,504,500$1,250,000
Carlyle Condominium of Crescent Beach20$1,225,000$1,050,000
Convair Cove20$892,000$789,000
Majestic Seas Condo20$799,950$750,000
Ocean Club A Condominium20$772,500$685,000
Magnolia Bay Condo Ph III20$717,500$685,000
Boardwalk Condo20$650,000$625,000
Young & Metzner Realty Co Resub20$537,450$499,900
Royale Towers Condo Ph II20$485,000$475,000
The Wellington Condo20$419,950$389,900
Cocoa Ocean Beach Subd20$414,950$280,000
Jamaica Cove Condo20$413,959$338,000
Banana Bay Condo Ph XXIII20$399,950$349,900
Indian River Isles 1st Addition10$2,099,000$2,099,000
Cocoa Isles 11th Cape Royal Addn Phase 210$1,695,000$1,695,000
Cocoa Isles 11th Cape Royal Addn Phase 310$1,550,000$1,550,000
Cocoa Isles 7th Addn10$1,520,000$1,520,000
Cocoa Cabanas10$1,399,000$1,399,000
Riomar Condo10$1,399,000$1,399,000
Cocoa Isles Country Club Section Phase 110$1,350,000$1,350,000
Forest Isles South10$1,299,900$1,299,900
Surfside Unit 110$1,199,000$1,199,000
Almar Condominium10$1,190,000$1,190,000
Surfside Unit 210$1,150,000$1,150,000
River Isles Addn 110$1,079,000$1,079,000
River Isles10$1,050,000$1,050,000
River Isles Add10$1,050,000$1,050,000
Cocoa Isles 2nd Addn10$1,025,000$1,025,000
Snug Harbor Estates Subd Sec 210$999,999$999,999
Snug Harbor Estates Subd Sec 210$999,999$999,999
Yacht Haven Sec 2 First Unit10$962,000$962,000
Michelina10$950,000$950,000
Holiday Estates10$925,000$925,000
The Wavecrest Condo10$850,000$850,000
River Isles Addn 4 N Isles 3 and 410$850,000$850,000
Garden By The Sea Condominium10$778,000$778,000
Las Palmas Apts Condo10$769,000$769,000
Garden Bay Condominium10$720,000$720,000
Crescent Palms Condo10$699,900$699,900
Cocoa Beach10$674,000$674,000
Chateau By The Sea Condo10$599,900$599,900
Sunrise Tower Condo10$557,000$557,000
The Sands Condo10$550,000$550,000
Ocean Pines Condo10$529,000$529,000
Sand Castle Condo10$515,000$515,000
Hacienda Del Mar Condo10$509,000$509,000
Harbor Club Condominium10$499,000$499,000
Cocoa Ocean Beach Sub10$499,000$499,000

Also with waterfront homes for sale: Casa Playa Condo (1), Cocoa Ocean Beach (1), Ola Grande Condo (1), Emerald Seas (1), The Sandprint Condo (1), Driftwood Villas of Cocoa Beach Condo (1), Ola Grande Condo (1), The Diplomat Apts Condo Ph I (1), The Mark Condo (1), Cocoa Beach Club Condo (1), Fountain Cove Condo Ph I (1), Port Royal Condo (1), River Lakes Condo Ph I Bldg 760 (1), Saturn Condo (1), Harbor Isles II Phase V (1), Harbor Isles Condo Ph IV (1), Crossway Beach Apts Condo (1), Ocean Breeze Homes Condo (1), Pebble Cove Condo (1), The 4 Seasons Condo Ph VIII (1), Riverwest Condo Ph I (1), The Commodore Condo Ph I (1), Villa Vista Condo (1), Royale Towers Condo Ph I (1), Royale Towers Condo Ph III (1), Harbor Isles Condo Ph VIII (1), Riverwest Condo Ph II (1), Royal Colonial Condo (1), Twin Towers (1), Cocoa Beach Club Condo (1), River Villa Condo (1), Beach Villas Condo (1), Rock Pointe Condo Ph III (1), Oceanside Villas Condo (1), The Commodore Condo Ph II (1), The Diplomat Apts Condo Ph IV (1), Sea Crest Beach (1), Sutton Place (1), Essex House Condo (1).

What waterfront ownership really costs

Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.

Questions to ask about any waterfront listing

Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.

Common questions

How many waterfront homes are for sale in Cocoa Beach?
As of September 8, 2026, 163 Cocoa Beach, FL listings whose MLS record reports waterfront are active or pending, across 99 communities. The count updates with every MLS refresh.
What do waterfront homes cost in Cocoa Beach?
The median asking price today is $557,000, with listings from $133,000 to $3,450,000. Cocoa Beach listings without that feature have a median of $899,000.
Which Cocoa Beach community has the most waterfront homes for sale?
Kaia Residence has the most right now (15), followed by Twin Towers Condo (9), Atlantique Condo Apts (6), Sandcastles Condo (4).
Is a waterfront home always in a flood zone?
Not always, but most direct-frontage parcels are in a FEMA special flood hazard area, which means a lender will require flood insurance. The elevation certificate and the exact zone for the parcel decide the premium; two homes on the same canal can differ by thousands a year.

Keep exploring Cocoa Beach

Live data: Space Coast MLS, Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Cocoa Beach, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing data provided by the Space Coast Multiple Listing Service. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Listings courtesy of Stellar MLS as distributed by MLS GRID.

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