Cozumel
Homes for Sale in Marco Island, FL
All 249 homes for sale in Marco Island, FL · median $639,000 · 403 homes for sale in 34145 · Collier County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Florida Gulf Coast MLS
As of October 2026, Cozumel in Marco Island, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 8 recorded sales closed at a median of $2,675,000, $926 per square foot, a median 47 days on market, sellers accepting 91% of original asking (+7% versus the prior year). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $29,570 ($29,130 with the full homestead exemption).
| Location | Marco Island, Collier County, FL · ZIP 34145 |
|---|---|
| Sale prices, last 12 months | $2,675,000 median across 8 closed sales · $926 per sq ft · +6.6% vs the prior 12 months |
| Days on market (closed sales) | 47 median |
| For sale right now | 1 active, 1 pending · median asking $2,570,000 |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cozumel key facts,” movewithmomentum.com/neighborhoods/cozumel, data as of September 20, 2026.
Last 30 days in Cozumel: 1 new listing (median asking $2,570,000), 1 under contract right now. As of October 2, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Cozumel prices on a per-square-foot basis near $918, which tells you the value here is driven almost entirely by structure and finish quality rather than by any shared amenity package — MLS data shows none identified for the community itself. With a median price around $2.6M, this is a segment where the home itself, and often its water access or build quality, carries the full weight of the number.
A median 68 days on market and a heat score of 56 point to a market that is active but not rushed. Sellers who price realistically against comparable finish levels are moving; sellers hoping to skip that step are the ones adding days. With only 7 closings in the current window, each sale carries outsized influence on the read — treat any single comp with some caution.
Cozumel right now
🟡 Still climbing. The trailing-12-month median ($2.68M) is up 6.6% from the prior 12 months ($2.51M). With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (8 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Cozumel market snapshot (as of September 20, 2026): the median sale price is about $2.68M ($926 per sq ft over the trailing 12 months of closed sales), and a median 48 days on market for closed sales. The trailing-12-month median is up 7% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (8 closings in the current window).
In ZIP 34145 (Marco Island), 934 homes closed in the last 12 months at a median of $1.38M ($679/sq ft), up 5.9% year over year, with a median 79 days on market. Right now 387 active and 74 pending listings — a buyer's market. See the live ZIP 34145 housing market and the Collier County market.
Cozumel is a Marco Island community where pricing tracks the individual home rather than a shared amenity set, with a median price near $2.6M and year-over-year movement of 3.6% suggesting steady, not sharp, appreciation.
Who Cozumel is best for.
Best for
- Buyers with a defined budget near or above the $2.6M median who prioritize the home's construction and condition over community amenities
- Buyers comfortable evaluating a low-transaction-volume market where each comparable sale matters
- Sellers with a well-maintained or updated property who want pricing benchmarked against actual per-square-foot data rather than guesswork
Probably not for
- Buyers who want a community built around a clubhouse, pool, or organized amenity program
- Buyers needing a fast, high-volume comp set to validate pricing decisions
- Buyers working with a budget well below the $2.6M median who need more inventory options to compare
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($2.68M) IS the median in the snapshot above, and the move from 2025 ($2.51M) IS the +6.6% one-year change.
Windows contain 0 to 13 sales each (8 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Collier County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Collier County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
14% of homes for sale in ZIP 34145 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Cozumel Market Scorecard
Cozumel is currently a balanced market., a median asking price of $2,570,000, and homes go under contract in about 0 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Cozumel, Marco Island
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Cozumel
Live MLS inventory for Cozumel. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Cozumel listings as of 2026-10-01, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Cozumel Right Now (2)
All 2 active and pending Cozumel listings with a detail page, newest first, refreshed twice a day from the MLS.
- 960 Cape Marco Dr 1903 · $2,570,000 · 3 bd / 3 ba · listed Sep 17, 2026 · listed by Re/Max Alliance Group
- 960 Cape Marco Dr 1702 · $2,600,000 · 3 bd / 3 ba · pending · listed Aug 25, 2026 · listed by Re/Max Alliance Group
The Cozumel buying strategy.
If we were buying in Cozumel today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cozumel.
Where the value actually sits
At roughly $918 per square foot, Cozumel sits firmly in Marco Island's higher-end price-per-foot territory. Because current MLS data shows no identified community amenities, buyers should assume that number reflects the property itself — construction, condition, lot, and likely proximity to water — rather than a clubhouse, pool, or gated infrastructure. That makes due diligence on the individual home more important here than in amenity-driven communities.
Sixty-eight median days on market is a moderate pace for a luxury coastal segment — not a sign of stagnation, but not a signal of frantic competition either. Combined with a market heat score of 56, the data reads as balanced: motivated, well-conditioned listings sell in reasonable time, while overpriced or dated inventory can sit longer while the market waits it out.
The location and the amenities are priced into every listing in Cozumel. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With only 7 closings in the current window, Cozumel is a low-volume, high-value market where a single misread comp can throw off a pricing or offer strategy. We pull the underlying sales, not just the headline median, and price or negotiate against the specific home in front of us rather than a community average that barely exists at this transaction count.
Cozumel in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cozumel buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cozumel sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cozumel, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cozumel home worth?
Get a no-obligation home value based on real comparable sales in Cozumel, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Marco Island →
Recently off market in Cozumel
Homes in Cozumel that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 960 Cape Marco Dr 1505 · off market
Frequently Asked Questions
What is the median home price in Cozumel?
How long do homes in Cozumel take to sell?
Who is the best real estate agent for Cozumel?
How do I find a top Marco Island real estate agent who knows Cozumel?
Can Momentum Realty connect me with an agent for Cozumel?
Where is Cozumel, and what county is it in?
Should you buy in Cozumel?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (72 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Cozumel fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Cozumel
- Home values · What homes in Cozumel actually sell for
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