Homes for Sale $300K to $500K in Ruskin, FL

This page tracks every Ruskin listing with an asking price between $300,000 and $500,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

183 homes listed between $300,000 and $500,000 are for sale or pending in Ruskin, FL today across 82 communities. The median asking price is $363,900, from $300,000 to $499,900. Listings in Ruskin without that feature have a median of $280,000. Most listings right now: Brookside (16), Sunridge Chase (11), Mira Lago West Ph 1 (9). Updated September 13, 2026 from the MLS.

Ruskin homes $300K–$500K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes $300K–$500K listed are tabled; the rest follow.

Community	Homes $300K–$500K	New build	Median list	From
Brookside	16	15	$352,500	$300,000
Sunridge Chase	11	11	$368,900	$329,900
Mira Lago West Ph 1	9	0	$393,000	$339,990
Bahia Beach Twnhms Ph 1A	6	0	$402,000	$345,000
Blackstone At Bay Park	6	0	$337,450	$318,000
Bahia Beach Twnhms Ph 2	5	0	$445,000	$329,000
Hawks Point Ph 1C-2 & 1D	5	0	$349,000	$314,900
Mira Lago West Ph 2B	4	0	$401,950	$332,500
Bahia Del Sol A Condo	4	0	$349,500	$300,000
Belmont Ph 1A	4	0	$332,500	$300,000
Bahia Lakes Ph 2	3	0	$425,000	$424,900
Wynnmere East Ph 2	3	0	$400,000	$339,000
Osprey Reserve	3	0	$399,999	$365,000
River Bend Ph 4B	3	0	$399,000	$365,000
River Bend Ph 4A	3	0	$394,000	$380,000
Spencer Crk Ph 2	3	0	$385,000	$380,000
Brookside Estates	3	0	$340,000	$324,000
South Haven	3	0	$339,900	$318,499
Spencer Crk Ph 1	3	0	$330,000	$325,000
Spyglass At River Bend	2	0	$434,900	$389,900
Mira Lago West Ph 2A	2	0	$432,500	$415,000
Belmont Ph 1C-1 Pt Rep	2	0	$419,950	$344,900
Shell Point 1St Add To	2	0	$402,500	$380,000
River Bend Ph 3A	2	0	$397,500	$350,000
Bahia Lakes Ph 3	2	0	$389,450	$309,900
Belmont North Ph 2C	2	0	$377,000	$359,000
Belmont Ph 1B	2	0	$374,750	$355,000
Bahia Lakes Ph 4	2	0	$374,499	$349,000
Belmont	2	0	$357,000	$325,000
River Bend Ph 1A	2	0	$352,500	$335,000
Belmont South Ph 2F	2	0	$352,450	$309,900
Ruskin Reserve	2	2	$346,495	$330,000
Bayridge	2	0	$342,000	$329,000
Cypress Creek Ph 3	2	0	$337,500	$325,000
Cypress Creek Ph 2	2	0	$333,500	$300,000
Riverbend West Ph 2	2	0	$329,000	$310,000
Riverbend West Ph 1	2	0	$319,950	$309,900
Bayou Pass Villg Ph Three	2	0	$310,900	$310,900
Collura Sub	1	0	$499,900	$499,900
Belmont South Ph 2E	1	0	$494,900	$494,900
Point Heron	1	0	$490,000	$490,000
Mira Lago West Ph 3	1	0	$488,998	$488,998
Kims Cove	1	0	$475,000	$475,000
North Branch Shores	1	0	$474,900	$474,900
Careys Pirates Point	1	0	$469,900	$469,900
Bahia Beach Townhomes Ph 1A	1	0	$469,900	$469,900
Bahia Beach Townhomes Phase 1A	1	0	$449,000	$449,000
Mill Highlands Sub	1	0	$414,000	$414,000
C5H \| Leisey Subdivision Phase 3B	1	0	$410,000	$410,000
Pelican Point	1	0	$399,000	$399,000
Belmont North Phase 2B	1	0	$389,900	$389,900
Spencer Creek	1	0	$389,000	$389,000
Glencove/Baypark Ph 2	1	0	$384,999	$384,999
Addison Manor	1	0	$380,000	$380,000
River Bend Ph 3B	1	0	$375,000	$375,000
Ruskin Colony Farms 1St Extens	1	0	$375,000	$375,000
Ruskin City Map Of	1	0	$370,000	$370,000
Sunset At Bayou Pass Village	1	1	$357,900	$357,900
Heron Pass	1	0	$349,700	$349,700
Belmont Ph 1C-2A Pt Re	1	0	$349,000	$349,000

Also with homes $300K–$500K for sale

Ruskin Growers Sub Uni (1)
Mira Lago West Ph 03 (1)
River Bend West Sub (1)
Belmont South Phase 2D Paseo Al Mar Blvd (1)
Leisey Sub (1)
Cypress Crk Phs 1 & 2 Pcl J (1)
Wellington North At Bay Park (1)
Cypress Creek (1)
Belmont Phase 1A (1)
Riverbend West (1)
Bahia Lakes Ph 1 (1)
River Bend Phase 1A (1)
Ruskin City 1St Add (1)
College Chase Ph 1 (1)
Bahia Beach Twnhms Ph 02 (1)
Cypress Mill Ph 3 (1)
Lillie Estates Unit A (1)
Cypress Creek Ph 1 (1)
Cypress Creek Ph 03 (1)
Bayou Pass Village Ph Four (1)
Fairway Palms A Condo (1)
Bahia Del Sol Ii A Condo (1)

Where this band sits in the market

The answer block above shows how the median of this band compares with the rest of the city’s listings, which tells you whether $300,000–$500,000 is the middle of the market here or the top of it. Within the band, compare on price per square foot and year built: newer subdivisions usually price higher per foot with lower expected maintenance, older ones the reverse. Each community page carries the HOA and CDD picture, the year-built range and the sales history, so two homes at the same price can be told apart in a few minutes.

Questions to ask about any listing in this band

What are the total monthly carrying costs (taxes, insurance, HOA, CDD) and how do they compare with a similar home two communities over? What is the age of the roof, HVAC and water heater? Is the community’s HOA financially healthy (reserves, no pending assessment)? How many days has the listing been on the market and has the price moved? A local agent who works the area will know which communities in this band are trading at asking and which are negotiating.

Common questions

How many homes listed between $300,000 and $500,000 are for sale in Ruskin?

As of September 13, 2026, 183 Ruskin, FL listings whose MLS record reports an asking price between $300,000 and $500,000 are active or pending, across 82 communities. The count updates with every MLS refresh.

What do homes $300K–$500K cost in Ruskin?

The median asking price today is $363,900, with listings from $300,000 to $499,900. Ruskin listings without that feature have a median of $280,000.

Which Ruskin community has the most homes $300K–$500K for sale?

Brookside has the most right now (16), followed by Sunridge Chase (11), Mira Lago West Ph 1 (9), Bahia Beach Twnhms Ph 1A (6).

What is the monthly payment on a $400,000 home?

At today’s rates with 20% down, principal and interest on a $400,000 purchase runs roughly $2,000–$2,300 a month before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator turns them into one monthly figure.

Keep exploring Ruskin

Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Ruskin, FL whose MLS record reports an asking price between $300,000 and $500,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listings courtesy of Stellar MLS as distributed by MLS GRID.