Homes for Sale Under $300K in Ruskin, FL

This page tracks every Ruskin listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

99 homes listed under $300,000 are for sale or pending in Ruskin, FL today across 53 communities. The median asking price is $269,990, from $95,000 to $299,999. Listings in Ruskin without that feature have a median of $380,000. Most listings right now: Ruskin Reserve (10), Island Resort At Mariners Club (8), Glencove At Bay Park (4). Updated September 11, 2026 from the MLS.

Ruskin homes under $300K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityHomes Under $300KNew buildMedian listFrom
Ruskin Reserve1010$277,500$250,000
Island Resort At Mariners Club80$139,500$129,000
Glencove At Bay Park40$249,450$229,900
Hawks Point Ph N Twnhms40$224,450$218,000
Ruskin City Map Of40$214,500$195,000
Ruskin Colony Farms 3Rd Add40$111,750$95,000
33$290,000$275,000
30$289,000$279,900
South Shore Pointe30$240,000$225,000
20$292,000$290,000
20$289,999$280,000
20$285,000$285,000
Mira Lago West Ph 2B20$284,999$274,999
20$284,950$270,000
Ruskin City 1St Add20$283,950$269,900
Bahia Lakes Ph 220$279,499$259,999
Bahia Lakes Ph 320$278,750$277,500
Spencer Crk Ph 120$264,000$229,000
20$262,000$259,000
Wynnmere West Ph 2 & 320$257,325$239,950
Hawks Point Ph 1C-2 & 1D20$255,500$240,000
Riverbend West Ph 110$299,900$299,900
Bayou Pass Village Ph Four10$299,900$299,900
10$299,000$299,000
Bahia Del Sol A Condominium10$295,000$295,000
10$295,000$295,000
Bahia Beach Twnhms Ph 210$295,000$295,000
Belmont South Ph 2F10$290,000$290,000
River Bend Phase 3B10$289,900$289,900
Bayou Pass Village10$289,000$289,000
Spencer Crk Ph 210$289,000$289,000
10$285,000$285,000
Brookside Estates10$285,000$285,000
River Bend Ph 4B10$280,000$280,000
10$279,000$279,000
River Bend Ph 3B10$278,000$278,000
10$270,000$270,000
10$270,000$270,000
10$269,990$269,990
Manatee Harbor Sub10$269,900$269,900
10$260,000$260,000
Sun City Ross Add To10$260,000$260,000
Bahia Lakes Ph 0210$259,900$259,900
South Haven10$256,000$256,000
Bahia Del Sol Ii A Condo10$255,000$255,000
Ruskin Growers Sub Uni10$250,000$250,000
10$239,900$239,900
10$229,990$229,990
Ruskin Colony Farms10$217,500$217,500
Ruskin Colony Farms 1St Extens10$200,000$200,000
Bayou Pass Village Phase Three10$189,000$189,000
River Bend Ph 1A10$179,000$179,000
Sun City10$170,000$170,000

What under $300,000 buys and what to check

In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.

Questions to ask about any listing in this band

How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.

Common questions

How many homes listed under $300,000 are for sale in Ruskin?
As of September 11, 2026, 99 Ruskin, FL listings whose MLS record reports an asking price under $300,000 are active or pending, across 53 communities. The count updates with every MLS refresh.
What do homes under $300K cost in Ruskin?
The median asking price today is $269,990, with listings from $95,000 to $299,999. Ruskin listings without that feature have a median of $380,000.
Which Ruskin community has the most homes under $300K for sale?
Ruskin Reserve has the most right now (10), followed by Island Resort At Mariners Club (8), Glencove At Bay Park (4), Hawks Point Ph N Twnhms (4).
What is the monthly payment on a home under $300,000?
At today’s rates with 20% down, principal and interest on a $300,000 purchase runs in the $1,500–$1,700 a month range before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator linked above turns them into one monthly number.

Keep exploring Ruskin

Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Ruskin, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listings courtesy of Stellar MLS as distributed by MLS GRID.

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