Townhomes for Sale in St. Cloud, FL
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111 townhomes are for sale in St. Cloud, FL as of 2026-10-15. The median list price is $323,990 ($196/sq ft), most townhomes list between $259K to $370K, and the median listing has been on the market 43 days. 26 townhomes came on the market this week and 2,213 sold in the last 12 months at a median of $414,990.
111
Townhomes for sale
$323,990
Median list price
$259K to $370K
Typical range
43
Median days on market
26
New this week
$2,287
Est. monthly cost at median
0.6
Months of supply
Newest townhomes for sale in St. Cloud
The most recently listed homes in St. Cloud, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.
St. Cloud townhomes for sale by price
Every active listing in St. Cloud grouped by price, with the newest listings in each band. The median is $323,990; the busiest band is $300K – $400K.
Under $200K: 1 home
$200K – $300K: 34 homes
- $210,000 · 2 bd / 2 ba / 1,383 sq ft · 913 MICHIGAN AVENUE
- $249,000 · 3 bd / 2 ba / 1,156 sq ft · 3200 VILLA WAY CIRCLE (Canoe Creek Villas)
- $250,000 · 3 bd / 2 ba / 1,154 sq ft · 3231 VILLA WAY CIRCLE (Canoe Creek Villas)
- $260,000 · 3 bd / 2.5 ba / 1,744 sq ft · 2372 SEVEN OAKS DRIVE
$300K – $400K: 73 homes
- $315,000 · 3 bd / 2.5 ba / 1,556 sq ft · 5007 PRAIRIE PRESERVE RUN (eden at cross prairie)
- $318,724 · 3 bd / 2.5 ba / 1,770 sq ft · 5620 COOPERS HAWK TRAIL (Palmeras At Crossprairie)
- $330,000 · 3 bd / 2.5 ba / 1,373 sq ft · 5020 REVOLUTIONARY WAY (The Townhomes At Anthem Park)
- $335,000 · 3 bd / 2.5 ba / 1,452 sq ft · 2834 BRIE HAMMOCK BEND (Harmony West Twnhms)
$400K – $500K: 1 home
$500K – $750K: 2 homes
- $509,010 · 3 bd / 2.5 ba / 1,805 sq ft · 5750 CYRILS ROAD #THRL LOT 53 (Horizons At Sunbridge)
- $545,472 · 3 bd / 2.5 ba / 1,894 sq ft · 5750 CYRILS ROAD #TH FL LOT 17 (Horizons At Sunbridge)
Every home for sale in St. Cloud right now (111)
All 111 active St. Cloud listings with a detail page, newest first, refreshed twice a day from the MLS.
- $315,000 · 3 bd / 2.5 ba / 1,556 sq ft · 5007 PRAIRIE PRESERVE RUN (eden at cross prairie)
- $389,900 · 4 bd / 2.5 ba / 2,334 sq ft · 5441 OSPREY MEADOW WAY (Ralston Reserve)
- $380,000 · 3 bd / 2.5 ba / 1,568 sq ft · 1260 WYCLIFFE WAY (Brixton Twnhms)
- $379,900 · 3 bd / 2.5 ba / 2,146 sq ft · 5443 OSPREY MEADOW WAY (Ralston Reserve)
- $379,000 · 4 bd / 2.5 ba / 2,020 sq ft · 1603 CLOUDY COURT (Sky Lakes Ph 2 & 3)
- $362,490 · 4 bd / 3 ba / 1,679 sq ft · 6647 JILLIAN DRIVE (Cyrene At Harmony)
- $339,360 · 3 bd / 2.5 ba / 1,730 sq ft · 394 CHESAPEAKE DRIVE (Bridge Pointe)
- $335,000 · 3 bd / 2.5 ba / 1,452 sq ft · 2834 BRIE HAMMOCK BEND (Harmony West Twnhms)
- $330,000 · 3 bd / 2.5 ba / 1,373 sq ft · 5020 REVOLUTIONARY WAY (The Townhomes At Anthem Park)
- $318,724 · 3 bd / 2.5 ba / 1,770 sq ft · 5620 COOPERS HAWK TRAIL (Palmeras At Crossprairie)
- $299,990 · 4 bd / 3 ba / 1,679 sq ft · 6677 HORSESHOE LANE WAY (Cyrene At Harmony)
- $290,000 · 3 bd / 2.5 ba / 1,832 sq ft · 4884 POOLSIDE DRIVE (Battaglia)
- $285,800 · 3 bd / 2.5 ba / 1,578 sq ft · 3393 CELENA CIRCLE (Magnolia Glen)
- $279,900 · 3 bd / 2.5 ba / 1,768 sq ft · 3998 PEMBERLY PINES CIRCLE (Pemberly Pines)
- $278,000 · 3 bd / 2 ba / 1,372 sq ft · 3369 CELENA CIRCLE (Magnolia Glen)
- $260,000 · 3 bd / 2.5 ba / 1,744 sq ft · 2372 SEVEN OAKS DRIVE
- $250,000 · 3 bd / 2 ba / 1,154 sq ft · 3231 VILLA WAY CIRCLE (Canoe Creek Villas)
- $249,000 · 3 bd / 2 ba / 1,156 sq ft · 3200 VILLA WAY CIRCLE (Canoe Creek Villas)
- $210,000 · 2 bd / 2 ba / 1,383 sq ft · 913 MICHIGAN AVENUE
- $319,990 · 3 bd / 2.5 ba / 1,409 sq ft · 2728 MEADOW CREST DRIVE (Cyrene At Harmony)
- $342,490 · 3 bd / 2.5 ba / 1,615 sq ft · 5547 RONIN DRIVE (Springhead Lakes)
- $342,490 · 3 bd / 2.5 ba / 1,615 sq ft · 5549 RONIN DRIVE (Springhead Lakes)
- $335,000 · 4 bd / 2.5 ba / 2,085 sq ft · 3500 SEBASTIAN BRIDGE LANE (Ashley Park At Harmony)
- $240,000 · 3 bd / 2 ba / 1,126 sq ft · 2919 PRINCE OAK COURT (King Oak Villas Ph 03 Add 04)
- $325,000 · 3 bd / 2.5 ba / 1,854 sq ft · 6495 CYRILS DRIVE (Weslyn Park)
- $286,000 · 3 bd / 2.5 ba / 1,550 sq ft · 5170 QUAKERS PLACE
- $335,000 · 4 bd / 3 ba / 1,928 sq ft · 4800 RIVERWALK DRIVE (Turtle Creek)
- $259,000 · 3 bd / 2.5 ba / 1,588 sq ft · 2202 SEVEN OAKS DRIVE
- $350,990 · 3 bd / 2.5 ba / 1,551 sq ft · 5694 ANDERS WAY (Preston Cove Ph 1 & 2)
- $338,990 · 3 bd / 2.5 ba / 1,553 sq ft · 5698 ANDERS WAY (Preston Cove Ph 1 & 2)
- $338,990 · 3 bd / 2.5 ba / 1,553 sq ft · 5702 ANDERS WAY (Preston Cove Ph 1 & 2)
- $338,990 · 3 bd / 2.5 ba / 1,553 sq ft · 5710 ANDERS WAY (Preston Cove Ph 1 & 2)
- $323,990 · 3 bd / 2.5 ba / 1,463 sq ft · 781 PRESTON COVE DRIVE (Preston Cove Ph 1 & 2)
- $323,990 · 3 bd / 2.5 ba / 1,463 sq ft · 785 PRESTON COVE DRIVE (Preston Cove Ph 1 & 2)
- $310,000 · 3 bd / 2.5 ba / 1,713 sq ft · 2956 FIELDWOOD CIRCLE (Gramercy Farms)
- $339,360 · 3 bd / 2.5 ba / 1,730 sq ft · 398 CHESAPEAKE DRIVE (Bridge Pointe)
- $344,000 · 3 bd / 2.5 ba / 1,834 sq ft · 4967 LOYALTY DRIVE
- $324,000 · 3 bd / 2.5 ba / 1,687 sq ft · 4965 LOYALTY DRIVE
- $315,000 · 3 bd / 2.5 ba / 1,884 sq ft · 2934 FIELDWOOD CIRCLE (Gramercy Farms)
- $280,000 · 3 bd / 2.5 ba / 1,876 sq ft · 4410 CAPITAL BLVD BOULEVARD
- $361,000 · 4 bd / 2.5 ba / 2,038 sq ft · 4969 LOYALTY DRIVE
- $290,000 · 3 bd / 2.5 ba / 1,560 sq ft · 4324 RANCH HOUSE ROAD
- $339,990 · 3 bd / 2.5 ba / 1,615 sq ft · 5567 RONIN DRIVE (Springhead Lakes)
- $295,000 · 2 bd / 2.5 ba / 1,464 sq ft · 5044 WALKER STREET (lakeshore at narcoossee)
- $274,000 · 2 bd / 2.5 ba / 1,388 sq ft · 4620 CAPITAL BOULEVARD
- $248,000 · 2 bd / 2 ba / 1,257 sq ft · 3455 VILLAGE GREEN COURT
- $375,000 · 4 bd / 2.5 ba / 2,160 sq ft · 3919 KNOTTY PINE STREET (Havenfield At Cross Prairie)
- $339,990 · 4 bd / 2.5 ba / 2,032 sq ft · 2540 STARRY POINT (Sky Lakes Ph 2 & 3)
- $369,990 · 3 bd / 2.5 ba / 1,704 sq ft · 1297 STOCKWELL AVENUE (Brixton)
- $323,900 · 2 bd / 2.5 ba / 1,617 sq ft · 5010 CASPIAN STREET (lakeshore at narcoossee)
- $255,000 · 3 bd / 2.5 ba / 1,373 sq ft · 4870 SPANGLE DRIVE (The Townhomes At Anthem Park)
- $339,000 · 4 bd / 2.5 ba / 2,032 sq ft · 2677 STARRY POINT (Sky Lakes Ph 2 & 3)
- $339,990 · 3 bd / 2.5 ba / 1,884 sq ft · 3075 FIELDWOOD CIRCLE (Gramercy Farms)
- $285,000 · 3 bd / 2.5 ba / 1,926 sq ft · 3420 HOME TOWN LANE (Town Center Villas)
- $369,900 · 3 bd / 2.5 ba / 2,122 sq ft · 3535 SANCTUARY DRIVE (Sanctuary At South Town)
- $382,500 · 4 bd / 2.5 ba / 2,160 sq ft · 3854 KNOTTY PINE STREET (Havenfield At Cross Prairie)
- $304,900 · 4 bd / 2.5 ba / 2,122 sq ft · 3606 SANCTUARY DRIVE
- $323,990 · 3 bd / 2.5 ba / 1,463 sq ft · 789 PRESTON COVE DRIVE (Preston Cove Ph 1 & 2)
- $314,900 · 2 bd / 2.5 ba / 1,464 sq ft · 5033 CASPIAN STREET
- $242,000 · 2 bd / 2 ba / 1,041 sq ft · 3219 VILLA WAY CIRCLE
- $229,999 · 2 bd / 2 ba / 962 sq ft · 2781 KING OAK CIRCLE (King Oak Villas Ph 1 1St Add)
- $277,000 · 3 bd / 2.5 ba / 1,676 sq ft · 2196 TAY WES DRIVE (Thompson Grove)
- $277,000 · 3 bd / 2 ba / 1,372 sq ft · 3365 CELENA CIRCLE (Magnolia Glen)
- $259,000 · 2 bd / 2 ba / 1,257 sq ft · 3341 CELENA CIRCLE (Magnolia Glen)
- $339,990 · 4 bd / 3 ba / 1,679 sq ft · 2720 MEADOW CREST DRIVE (Cyrene At Harmony)
- $319,990 · 3 bd / 2.5 ba / 1,469 sq ft · 2704 MEADOW CREST DRIVE (Cyrene At Harmony)
- $255,000 · 3 bd / 2 ba / 1,198 sq ft · 1779 BARTON TOWNE CIRCLE (Barton Court)
- $369,950 · 3 bd / 2.5 ba / 1,379 sq ft · 2767 NARCOOSSEE ROAD #2767 (Owns At Narcoossee Commons)
- $325,000 · 3 bd / 2.5 ba / 1,884 sq ft · 2933 FIELDWOOD CIRCLE (Gramercy Farms)
- $324,990 · 3 bd / 2.5 ba / 1,553 sq ft · 288 PRESTON COVE DRIVE (Preston Cove Ph 1 & 2)
- $310,750 · 3 bd / 2.5 ba / 1,566 sq ft · 4559 RANGELAND WAY (The Meadow at Crossprairie Townes)
- $291,000 · 3 bd / 2.5 ba / 1,483 sq ft · 1120 N ILLINOIS AVENUE (Park Lane Villas)
- $345,000 · 4 bd / 3.5 ba / 1,946 sq ft · 5103 JONES ROAD (Stonewood Estates)
- $324,990 · 3 bd / 2.5 ba / 1,553 sq ft · 280 PRESTON COVE DRIVE (Preston Cove Ph 1 & 2)
- $310,000 · 3 bd / 2.5 ba / 1,854 sq ft · 6553 CYRILS DRIVE (Weslyn Park)
- $329,990 · 3 bd / 2.5 ba / 1,469 sq ft · 2712 MEADOW CREST DRIVE (Cyrene At Harmony)
- $339,000 · 4 bd / 2.5 ba / 2,070 sq ft · 4890 NATHAN HALE BOULEVARD
- $410,000 · 3 bd / 2.5 ba / 1,692 sq ft · 2929 VOYAGER AVENUE (Weslyn Park)
- $315,000 · 3 bd / 2.5 ba / 1,370 sq ft · 4451 ARLINGTON AVENUE (Anthem Park Tr M Rep)
- $346,990 · 3 bd / 2.5 ba / 1,676 sq ft · 2294 TAY WES DRIVE (Thompson Grove)
- $359,990 · 4 bd / 2.5 ba / 2,027 sq ft · 2536 STARRY POINT (Sky Lakes Ph 2 & 3)
- $263,000 · 3 bd / 2.5 ba / 1,596 sq ft · 3491 ALLEGRA CIRCLE (Portofino Vista)
- $349,990 · 3 bd / 2.5 ba / 1,691 sq ft · 1402 MOUNT ROYAL DRIVE (Center Lake on the Park)
- $333,900 · 3 bd / 2.5 ba / 1,767 sq ft · 5813 MILLHOUSE WAY
- $325,000 · 3 bd / 2.5 ba / 1,700 sq ft · 5836 FRESHWATER CANYON DRIVE
- $314,900 · 3 bd / 2.5 ba / 1,876 sq ft · 3523 CLAY BRICK RD
- $335,000 · 4 bd / 3 ba / 1,825 sq ft · 5041 CASPIAN STREET
- $293,000 · 3 bd / 2.5 ba / 1,472 sq ft · 7134 FIVE OAKS DR #4B
- $319,990 · 3 bd / 2.5 ba / 1,691 sq ft · 1417 HYDE STREET (Center Lake on the Park)
- $270,000 · 3 bd / 2.5 ba / 1,370 sq ft · 4461 ARLINGTON AVENUE (Anthem Park Tr M Rep)
- $545,472 · 3 bd / 2.5 ba / 1,894 sq ft · 5750 CYRILS ROAD #TH FL LOT 17 (Horizons At Sunbridge)
- $509,010 · 3 bd / 2.5 ba / 1,805 sq ft · 5750 CYRILS ROAD #THRL LOT 53 (Horizons At Sunbridge)
- $285,000 · 2 bd / 2 ba / 1,113 sq ft · 924 VIRGINIA AVENUE
- $324,085 · 3 bd / 2.5 ba / 1,770 sq ft · 5596 COOPERS HAWK COURT (Palmeras At Crosspraire)
- $330,000 · 3 bd / 2.5 ba / 1,808 sq ft · 4565 RANGELAND WAY (The Meadow at Crossprairie Townes)
- $340,000 · 4 bd / 3 ba / 1,769 sq ft · 5076 RAIN SHADOW DRIVE (eden at cross prairie)
- $323,175 · 3 bd / 2.5 ba / 1,802 sq ft · 5588 COOPERS HAWK CT (Palmeras At Crossprairie)
- $314,575 · 3 bd / 2.5 ba / 1,632 sq ft · 5592 COOPERS HAWK CT (Palmeras At Crossprairie)
- $319,000 · 3 bd / 2.5 ba / 1,824 sq ft · 4887 CROSS PRAIRIE PARKWAY (Havenfield At Cross Prairie)
- $255,000 · 3 bd / 2 ba / 1,126 sq ft · 2791 KING OAK CIRCLE (King Oak Villas Ph 1 1St Add)
- $337,995 · 4 bd / 2.5 ba / 2,122 sq ft · 4991 ALITA TERRACE (Battaglia)
- $259,000 · 3 bd / 2.5 ba / 1,578 sq ft · 3391 CELENA CIRCLE
- $274,900 · 3 bd / 2.5 ba / 1,852 sq ft · 1619 REFLECTION COVE (Turtle Creek)
- $319,000 · 3 bd / 2.5 ba / 1,556 sq ft · 5002 RAIN SHADOW DRIVE (eden at cross prairie)
- $335,990 · 3 bd / 2.5 ba / 1,463 sq ft · 717 PRESTON COVE DRIVE (Preston Cove Ph 1 & 2)
- $389,900 · 3 bd / 2.5 ba / 1,568 sq ft · 1301 WYCLIFFE WAY (Brixton Twnhms)
- $329,900 · 4 bd / 3 ba / 1,855 sq ft · 6447 CYRILS DRIVE (Weslyn Park)
- $277,900 · 3 bd / 2.5 ba / 1,926 sq ft · 4670 CAPITAL BOULEVARD
- $350,000 · 3 bd / 2.5 ba / 1,648 sq ft · 1340 STOCKWELL AVENUE (Brixton Twnhms)
- $337,000 · 3 bd / 2.5 ba / 1,884 sq ft · 2922 FIELDWOOD CIRCLE (Gramercy Farms)
- $182,999 · 1 bd / 1 ba / 709 sq ft · 2907 PRINCE OAK COURT (King Oak Villas Ph 03 Add 04)
Townhomes for sale in St. Cloud by ZIP code
Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.
St. Cloud communities with the most townhomes for sale
The St. Cloud neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.
| Community | For sale | Median list | Median sold (12 mo) | Days on market |
|---|---|---|---|---|
| Preston Cove Ph 1 & 2 | 10 | $330,490 | — | — |
| Cyrene At Harmony | 6 | $324,990 | — | — |
| Gramercy Farms | 5 | $325,000 | — | — |
| Magnolia Glen | 4 | $277,500 | — | — |
| Sky Lakes Ph 2 & 3 | 4 | $349,990 | — | — |
| Weslyn Park | 4 | $327,450 | — | — |
| Brixton Twnhms | 3 | $380,000 | — | — |
| Palmeras At Crossprairie | 3 | $318,724 | — | — |
| Springhead Lakes | 3 | $342,490 | — | — |
| Havenfield At Cross Prairie | 3 | $375,000 | — | — |
| Battaglia | 2 | $313,998 | — | — |
| Bridge Pointe | 2 | $339,360 | — | — |
| Center Lake on the Park | 2 | $334,990 | — | — |
| Horizons At Sunbridge | 2 | $527,241 | — | — |
| King Oak Villas Ph 1 1St Add | 2 | $242,500 | — | — |
| King Oak Villas Ph 03 Add 04 | 2 | $211,500 | — | — |
| Ralston Reserve | 2 | $384,900 | — | — |
| The Meadow at Crossprairie Townes | 2 | $320,375 | — | — |
| The Townhomes At Anthem Park | 2 | $292,500 | — | — |
| Thompson Grove | 2 | $311,995 | — | — |
| Turtle Creek | 2 | $304,950 | — | — |
| Anthem Park Tr M Rep | 2 | $292,500 | — | — |
| Canoe Creek Villas | 2 | $249,500 | — | — |
| Barton Court | 1 | $255,000 | — | — |
| Brixton | 1 | $369,990 | — | — |
| Harmony West Twnhms | 1 | $335,000 | — | — |
| Palmeras At Crosspraire | 1 | $324,085 | — | — |
| Park Lane Villas | 1 | $291,000 | — | — |
| Pemberly Pines | 1 | $279,900 | — | — |
| Portofino Vista | 1 | $263,000 | — | — |
The St. Cloud real estate market right now
Over the last 12 months 2,213 homes sold in St. Cloud at a median of $414,990 (+0.1% year over year), $206 per square foot. Sellers received 97% of list price and homes took a median 46 days to go under contract. With 111 townhomes for sale against that sales pace, months of supply is 0.6, a seller’s market by the six-month rule. Cash buyers accounted for 8% of sales. New construction was 62% of sales.
St. Cloud supply by price band
| Price band | Active | Sold, 12 mo | Months of supply | DOM |
|---|---|---|---|---|
| Under $300K | 72 | 197 | 4.4 | 50 |
| $300K–$500K | 432 | 1,741 | 3.0 | 54 |
| $500K–$750K | 83 | 267 | 3.7 | 75 |
St. Cloud home prices by year
Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.
| Year | Median sold price | Homes sold | Days on market | Sale-to-list |
|---|---|---|---|---|
| 2019 | $255,548 | 112 | 69 | 97% |
| 2021 | $345,988 | 302 | 10 | 100% |
| 2022 | $402,530 | 2,069 | 8 | 100% |
| 2023 | $434,426 | 1,080 | 26 | 98% |
| 2024 | $423,747 | 2,537 | 44 | 98% |
| 2025 | $424,591 | 3,092 | 55 | 97% |
| 2026 | $422,667 | 3,393 | 47 | 97% |
What a home in St. Cloud costs to own
Take the median $323,990 listing with 20% down at today’s 7.40% 30-year rate: principal and interest run about $1,795/month. Osceola County’s typical millage of 15.23 puts property tax near $4,174/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Osceola County is about $1,735/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $2,287/month plus any HOA or CDD assessment.
Explore St. Cloud
- All townhomes for sale in Osceola County, FL
- What is my house worth in St. Cloud? Home values, $/sq ft and days to contract
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- St. Cloud market intelligence: prices, supply and trends
- St. Cloud ZIP codes: every ZIP, map and home prices
- Moving to St. Cloud: the data guide
- Cost of living in St. Cloud
- New construction homes in St. Cloud
- Best neighborhoods in St. Cloud
- Osceola County property tax guide
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Townhomes for sale near St. Cloud
- Townhomes for sale in Kissimmee, FL — 3084 listings
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- Townhomes for sale in Harmony, FL — 46 listings
- Townhomes for sale in Champions Gate, FL — 19 listings
- Townhomes for sale in Kenansville, FL — 6 listings
Recently off market in St. Cloud
Homes in St. Cloud that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.
- 7179 Old Melbourne Hwy · off market Oct 8, 2026
- 5224 Hammock Pointe Ct · off market Oct 8, 2026
- 5090 Caspian St · off market Oct 8, 2026
- 4956 Blanche Ct · off market Oct 8, 2026
- 4633 Cross Prairie Pkwy · off market Oct 8, 2026
- 4190 Bull St · off market Oct 8, 2026
- 4061 Asheville Ln · off market Oct 8, 2026
- 3415 Celena Cir · off market Oct 8, 2026
- 3218 Sweet Acres Pl · off market Oct 8, 2026
- 2793 Nature View Rd · off market Oct 8, 2026
- 2542 Cliff Way · off market Oct 8, 2026
- 2016 Oak St · off market Oct 8, 2026
Common questions
How many townhomes are for sale in St. Cloud, FL?
As of 2026-10-15, Momentum's MLS record shows 111 townhomes actively listed for sale in St. Cloud. 26 of them came on the market in the last 7 days.
What is the median home price in St. Cloud?
The median list price of townhomes for sale in St. Cloud is $323,990, about $196 per square foot for a typical 1,676-square-foot home. Ten percent of listings are under $259K and ten percent are above $370K. Over the last 12 months the median SOLD price was $414,990, +0.1% year over year.
How long do homes take to sell in St. Cloud?
Homes currently listed have been on the market a median of 43 days. Homes that sold in the last 12 months took a median of 46 days and sold at 97% of list price. At today's inventory that is 0.6 months of supply, a seller's market by the usual six-month rule.
What does a $323,990 home in St. Cloud cost per month?
Roughly $2,287 a month with 20% down at 7.40%: principal and interest of $1,795, Osceola County property tax of about $348/month after the $50,000 homestead exemption, and insurance near $145/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which St. Cloud neighborhoods have the most townhomes for sale?
The communities with the most active listings right now are Preston Cove Ph 1 & 2 (10), Cyrene At Harmony (6), Gramercy Farms (5), Magnolia Glen (4), Sky Lakes Ph 2 & 3 (4). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in St. Cloud?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works St. Cloud can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Where is St. Cloud, FL, and what county is it in?
St. Cloud is in Osceola County, Florida. Townhomes for sale there today carry the ZIP codes 34771, 34769, 34772, 34773. Nearby cities in the same county with townhomes for sale: Kissimmee, Reunion, Celebration, Harmony, Champions Gate.
What ZIP codes are in St. Cloud, FL?
Listings in St. Cloud are currently in 4 ZIP codes: 34771, 34769, 34772, 34773. The ZIP table above shows how many townhomes are for sale in each and the median asking price.
How do I buy a house in St. Cloud, FL?
Start with the numbers: 111 townhomes are for sale in St. Cloud today at a median asking price of $323,990, so a 20% down payment on the median home is about $64,798 and principal and interest run near $1,795/month at today's 7.40% 30-year rate. Get pre-approved first, sign a written buyer agreement with your agent (required before touring since August 2024), then search by price band, ZIP or community above. Our Florida buyer closing-cost calculator itemizes the cash to close, and the Florida first-time buyer guide covers programs and down-payment help.
Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in St. Cloud as of 2026-10-15 and refresh as homes list and sell. Listings courtesy of Stellar MLS as distributed by MLS GRID. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.