Bermuda Bay
Homes for Sale in Ponte Vedra Beach, FL
All 270 homes for sale in Ponte Vedra Beach, FL · median $1,498,500 · 243 homes for sale in 32082 · St. Johns County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-10-20, 3 recorded sales closed at a median of $515,000, $271 per square foot, a median 37 days on market, sellers accepting 96% of original asking (+5% versus the prior year). At the median price and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $6,940 ($6,420 with the full homestead exemption).
In Bermuda Bay, price is set less by a headline number than by condition and the specifics of the individual home. This is a small community, and the data window here is narrow, so a single transaction can move the picture. Treat any snapshot as a starting point for a conversation, not a settled market rate.
For a buyer, that means underwriting each listing on its own merits rather than a community-wide comp. For a seller, it means presentation and condition do the heavy lifting; there is no deep pool of recent closings to anchor an aggressive number, so pricing to the actual home in front of you matters more than chasing a trend.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Bermuda Bay right now
🟡 Still climbing. The trailing-12-month median ($515K) is up 5.0% from the prior 12 months ($490K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending October 20. Confidence: Low (3 and 5 sales in the two windows).
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· Updated October 20, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Bermuda Bay right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Bermuda Bay market snapshot (as of October 20, 2026): the median sale price is about $515K ($271 per sq ft over the trailing 12 months of closed sales), and a median 37 days on market for closed sales. The trailing-12-month median is up 5% from the prior 12 months, computed from record-level realMLS closed sales (3 closings in the current window).
In ZIP 32082 (Ponte Vedra Beach), 932 homes closed in the last 12 months at a median of $670K ($358/sq ft), up 2.2% year over year, with a median 47 days on market. Right now 202 active and 34 pending listings put supply at about 4.2 months — a balanced market. See the live ZIP 32082 housing market and the St. Johns County market.
County records show 5 qualified sales in Bermuda Bay across 2024–2025 (1 in 2024, 4 in 2025), median $490,400 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Bermuda Bay is a community of 27 homes in Ponte Vedra Beach, St. Johns County, built between 1998 and 1998 (median 1998), with a median living area of about 1,709 square feet. 52% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Bermuda Bay is a small pocket within Ponte Vedra Beach in St. Johns County, close to the coast and the goods and services that follow it. It is compact enough that inventory and closings are thin, which shapes how you read the market.
Who Bermuda Bay is best for.
Best for
- Buyers prioritizing a coastal Ponte Vedra Beach location over a large selection of listings
- Buyers comfortable evaluating a home on its own condition rather than a tidy comp set
- Buyers with flexible timing who can wait for the right home in a low-turnover pocket
Probably not for
- Buyers who need a wide inventory and constant new listings to choose from
- Buyers who rely on frequent recent sales to validate a purchase price
- Buyers on a tight timeline who cannot wait for limited turnover
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending October 20 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($515K) IS the median in the snapshot above, and the move from 2025 ($490K) IS the +5.0% one-year change.
Windows contain 0 to 5 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
22% of homes for sale in ZIP 32082 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
The Bermuda Bay buying strategy.
If we were buying in Bermuda Bay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bermuda Bay.
A small pocket in Ponte Vedra Beach
Ponte Vedra Beach sits on the coastal edge of St. Johns County, and Bermuda Bay's value proposition is tied to that location as much as to the homes themselves. Proximity to the beach, area amenities, and the road network is doing real work in what a home here commands.
Because the community is small and turnover is limited, the market runs quiet rather than fast-moving. That puts a premium on knowing what has actually traded and in what condition, since a wide spread between a dated home and an updated one is more likely than a tidy, predictable range.
The location and the amenities are priced into every listing in Bermuda Bay. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Bermuda Bay buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.7). Basis: Recent Direction +5.0% year-over-year; Owner Commitment 52% owner-occupied; Pricing Power 96.3% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a small community with thin recent activity, the value we add is judgment, not just data. We track what has closed in and around Bermuda Bay, read each home on its own condition, and tell you plainly when a list price or an offer is not supported. If it is not the right fit, we will say so.
Bermuda Bay in 15 seconds.
Tools for a Bermuda Bay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bermuda Bay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bermuda Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bermuda Bay home worth?
Get a no-obligation home value based on real comparable sales in Bermuda Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Ponte Vedra Beach →
Housing distress & ownership in Bermuda Bay, Ponte Vedra Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
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Ponte Vedra Beach guides & data
- Market data
- Best neighborhoods
- Flood zones
- Property taxes (St. Johns County)
- Homestead exemption (St. Johns County)
- Home insurance cost
- New construction
- New construction (St. Johns County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Email me new listings in Bermuda Bay
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Bermuda Bay
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Bermuda Bay will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Bermuda Bay?
How long do homes in Bermuda Bay take to sell?
How many homes are in Bermuda Bay?
What share of Bermuda Bay is owner-occupied?
When were the homes in Bermuda Bay built?
Who is the best real estate agent for Bermuda Bay?
How do I find a top Ponte Vedra Beach real estate agent who knows Bermuda Bay?
Can Momentum Realty connect me with an agent for Bermuda Bay?
Where is Bermuda Bay, and what county is it in?
How far is Bermuda Bay from downtown Jacksonville and the beach?
Should you buy in Bermuda Bay?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending October 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32082)) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Historical depth | Closed-sale records back to 2001 (49 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Bermuda Bay fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Bermuda Bay with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Bermuda Bay. These are the public schools most often assigned to other communities in ZIP 32082; zones change and vary by address, so confirm with the district before you buy.
- Ponte Vedra High School · 9-12 (St. Johns) · FLDOE grade A (assigned to 60 nearby communities)
- Alice B. Landrum Middle School · 6-8 (St. Johns) · FLDOE grade A (assigned to 53 nearby communities)
- Alice B. Landrum Middle · 6-8 · FLDOE grade A (assigned to 15 nearby communities)
- Ocean Palms Elementary School · PreK-5 · FLDOE grade A (assigned to 14 nearby communities)
- Ocean Palms Elementary · PreK-5 · FLDOE grade A (assigned to 12 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).