Cardinal Oaks
Homes for Sale in Lake Mary, FL

Cardinal Oaks is a 55-home enclave in Lake Mary, Seminole County, built out between 1983 and 2000 with a median living area of 2,420 square feet — larger-format homes from an era before open-concept and smart-home standards became the norm.

Stellar MLS sales records identify 95 homes in Cardinal Oaks that have changed hands since 2004, built between 1979 and 2000 (median 1984), with a median living area of about 2,255 sq ft and a typical 4-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Cardinal Oaks is too small for its own price trend, so here is the market around it.

In ZIP 32746, 246 homes are on the market and 30% are under contract — a steady corner of Lake Mary.

Across Seminole County, 1,646 homes are active and 585 pending (26% under contract).

In ZIP 32746 (Lake Mary), 650 homes closed in the last 12 months at a median of $422K ($231/sq ft), up 0.8% year over year, with a median 34 days on market. Right now 75 active and 36 pending listings put supply at about 2.6 months — a healthy market. See the live ZIP 32746 housing market and the Seminole County market.

ZIP and county figures describe the wider market, not Cardinal Oaks specifically. Momentum Research analysis of MLS records.

The math here is straightforward: a median year built of 1984 means the housing stock is mature, and buyers should budget mentally for updates to kitchens, baths, and major systems rather than expecting builder-grade finishes. At a median of 2,420 square feet, homes trend larger than typical starter product, which historically appeals to buyers wanting room to grow into rather than a compact footprint.

The current MLS record shows no identified community amenities — no clubhouse, pool, or shared recreational facility tied to this plat. That absence simplifies the ownership picture: no HOA-run amenity to maintain or assess for, but also no on-site recreational draw. The value proposition here is the home and the lot, not a lifestyle package.

In a low-turnover community like this, most of the value read comes from comparing condition and updates across a small pool of resale homes rather than tracking a builder's price sheet. We pull the actual permit and renovation history on active and recent listings here so you're not guessing at what's behind a fresh coat of paint.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.