Cardinal Oaks Phase 2 Amended Plat
Homes for Sale in Lake Mary, FL

Community in Lake Mary · Seminole County
55 homesBuilt 1983–2000
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Built fromLive Stellar MLS data17 years of closingsFL DOR public recordsUpdated twice daily
Live · Cardinal Oaks Phase 2 Amended Plat Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Ownership and context
88%
Owner-occupied · Cardinal Oaks Phase 2 Amended Plat
49 of 56 parcels homesteaded (FL DOR 2025)
12%
Non-owner-occupied · Cardinal Oaks Phase 2 Amended Plat
incl. 12% trust or LLC-held · 4% out-of-state
55
Homes in the community
plus 1 vacant residential lots · 56 residential parcels (FL DOR 2025)
Track record · 17 years of records
Est. 1983
Community established
homes built 1983-2000, median 1984 (FL DOR 2025)
0
Failed listings · 2009
peaked at 2 in 2006
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Cardinal Oaks Phase 2 sits solidly in the resale category — every home here was built between 1983 and 2000, with a median build year of 1984, so the market is priced on condition and updates far more than on square footage or floor plan trends. Buyers here are evaluating roofs, systems, and renovation history, not new-construction comparables.

With 87.5% of the 55 homes carrying a homestead exemption, this is a community built around long-term occupancy rather than turnover or investment flipping. That posture tends to mean fewer listings at any given time and less competitive urgency — sellers here are typically not in a rush, and buyers should expect a deliberate, patient process rather than a bidding-war environment.

Best for

  • Buyers seeking a larger resale footprint and willing to handle updates over time
  • Long-term owners planning to homestead and stay put, matching the community's low-turnover pattern
  • Buyers prioritizing lot size and space over new-construction finishes or shared amenities

Probably not for

  • Buyers who want a move-in-ready home with no renovation planning
  • Buyers who specifically want a pool, clubhouse, or other on-site amenity
  • Investors expecting rapid turnover in a community where most owners homestead long-term

The market around Cardinal Oaks Phase 2 Amended Plat

Cardinal Oaks Phase 2 Amended Plat is a small community — 6 recorded sales on file, most recently in 2009 — too few for its own price trend. Here is the market around it.

Across Seminole County, 1,538 homes are active and 629 pending (29% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not Cardinal Oaks Phase 2 Amended Plat specifically. Momentum Research analysis of MLS records.

If we were buying in Cardinal Oaks Phase 2 Amended Plat today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cardinal Oaks Phase 2 Amended Plat.

Best Buy
Buyers looking for an established, low-turnover Lake Mary address with room to renovate on their own timeline.
Biggest Risk
Homes built between 1983 and 2000 mean systems and finishes vary widely by owner — inspection and update history matter more than the listing photos.
Sweet Spot
Buyers comfortable evaluating condition over curb appeal and willing to invest in updates for long-term ownership.
Avoid If
You want a turnkey, recently-built home or an on-site amenity package — neither is what this plat offers.

An established, low-turnover pocket

The math here is straightforward: a median year built of 1984 means the housing stock is mature, and buyers should budget mentally for updates to kitchens, baths, and major systems rather than expecting builder-grade finishes. At a median of 2,420 square feet, homes trend larger than typical starter product, which historically appeals to buyers wanting room to grow into rather than a compact footprint.

The current MLS record shows no identified community amenities — no clubhouse, pool, or shared recreational facility tied to this plat. That absence simplifies the ownership picture: no HOA-run amenity to maintain or assess for, but also no on-site recreational draw. The value proposition here is the home and the lot, not a lifestyle package.

The location and the amenities are priced into every listing in Cardinal Oaks Phase 2 Amended Plat. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-turnover community like this, most of the value read comes from comparing condition and updates across a small pool of resale homes rather than tracking a builder's price sheet. We pull the actual permit and renovation history on active and recent listings here so you're not guessing at what's behind a fresh coat of paint.

Cardinal Oaks Phase 2 Amended Plat in 15 seconds.

Best forBuyers looking for an established, low-turnover Lake Mary address with room to renovate on their own timeline.
Biggest advantageA larger-than-typical median footprint of 2,420 square feet gives buyers more space to work with than newer, tighter-lot construction.
Biggest riskHomes built between 1983 and 2000 mean systems and finishes vary widely by owner — inspection and update history matter more than the listing photos.
Sweet spotBuyers comfortable evaluating condition over curb appeal and willing to invest in updates for long-term ownership.
Avoid ifYou want a turnkey, recently-built home or an on-site amenity package — neither is what this plat offers.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cardinal Oaks Phase 2 Amended Plat sales matched to your home.

What is your Cardinal Oaks Phase 2 Amended Plat home worth?

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Frequently Asked Questions

How many homes are in Cardinal Oaks Phase 2 Amended Plat?
The Florida DOR 2025 assessment roll shows 55 homes plus 1 vacant residential lots in Cardinal Oaks Phase 2 Amended Plat (public records).
What share of Cardinal Oaks Phase 2 Amended Plat is owner-occupied?
88% of Cardinal Oaks Phase 2 Amended Plat parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Cardinal Oaks Phase 2 Amended Plat built?
Homes in Cardinal Oaks Phase 2 Amended Plat were built between 1983 and 2000, with a median year built of 1984 (FL DOR 2025 roll).
Who is the best real estate agent for Cardinal Oaks Phase 2 Amended Plat?
The best agent for Cardinal Oaks Phase 2 Amended Plat is one who actively works Lake Mary and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Cardinal Oaks Phase 2 Amended Plat.
How do I find a top Lake Mary real estate agent who knows Cardinal Oaks Phase 2 Amended Plat?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Cardinal Oaks Phase 2 Amended Plat and the wider Lake Mary area.
Can Momentum Realty connect me with an agent for Cardinal Oaks Phase 2 Amended Plat?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Cardinal Oaks Phase 2 Amended Plat purchase or sale - no call center and no pressure.
Buyers seeking a larger resale footprint and willing to handle updates over timeExcellent fit
Long-term owners planning to homestead and stay put, matching the community's low-turnover patternExcellent fit
Buyers prioritizing lot size and space over new-construction finishes or shared amenitiesExcellent fit
Buyers who want a move-in-ready home with no renovation planningProbably not
Buyers who specifically want a pool, clubhouse, or other on-site amenityProbably not
Investors expecting rapid turnover in a community where most owners homestead long-termProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (2 streets, ZIP 32746))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2009 (4 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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