Cardinal Oaks Ph 2 Amd
Homes for Sale in Lake Mary, FL

Community in Lake Mary · Seminole County
90 homesBuilt 1980–2024
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Built fromLive Stellar MLS data12 years of closingsFL DOR public recordsUpdated twice daily
Live · Cardinal Oaks Ph 2 Amd Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
2
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
84%
Owner-occupied · Cardinal Oaks Ph 2 Amd
77 of 92 parcels homesteaded (FL DOR 2025)
16%
Non-owner-occupied · Cardinal Oaks Ph 2 Amd
incl. 11% trust or LLC-held · 4% out-of-state
0%
Cash buyers · Cardinal Oaks Ph 2 Amd
0 of 8 sales, 12 mo ending June 2022
90
Homes in the community
plus 2 vacant residential lots · 92 residential parcels (FL DOR 2025)
Track record · 12 years of records
Est. 1980
Community established
homes built 1980-2024, median 1984 (FL DOR 2025)
0
Failed listings · 2025
peaked at 2 in 2017
2.2%/yr
Turnover rate
about 2 of 90 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Cardinal Oaks Ph 2 Amd is an established Lake Mary pocket of roughly 90 homes, with a build range spanning 1980 to 2024 and a median vintage around 1984. That mix tells the real story: this is an older core with a handful of newer or rebuilt homes, so price here is driven less by any list-price band and more by condition and how much updating a given house has absorbed. Two homes updated to different standards can sit far apart in value, and the median living area near 2,400 square feet gives you room to work with either way.

With a homestead share around 84%, most of these homes are owner-occupied rather than turned over as rentals, which tends to keep inventory tight and slow-moving. For a seller, that means condition and presentation carry the negotiation; for a buyer, it means you should underwrite each home on its own updates and mechanicals, not on a neighborhood average. We only have a narrow two-closing window in this snapshot, so treat pricing here as thin and case-by-case rather than settled.

Best for

  • Long-hold buyers who want a mature, spacious single-family home and intend to stay put
  • Buyers comfortable pricing a renovation and updating systems on older construction
  • Anyone prioritizing an established Lake Mary location over a large menu of active listings

Probably not for

  • Buyers who need a broad selection and frequent turnover to choose from
  • Short-horizon owners counting on a fast, comp-supported resale
  • Investors seeking rental-heavy inventory rather than an owner-occupied street

The market around Cardinal Oaks Ph 2 Amd

Cardinal Oaks Ph 2 Amd is a small community — 11 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.

Across Seminole County, 1,538 homes are active and 629 pending (29% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not Cardinal Oaks Ph 2 Amd specifically. Momentum Research analysis of MLS records.

If we were buying in Cardinal Oaks Ph 2 Amd today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cardinal Oaks Ph 2 Amd.

Best Buy
Buyers who want real square footage in an established Lake Mary setting and can evaluate a home on its own condition.
Biggest Risk
Thin trading and an older median vintage mean sparse comps and real systems-age homework.
Sweet Spot
An updated or well-maintained home near the ~2,400 sq ft median that you plan to hold.
Avoid If
You need a quick, comp-backed resale or a turnkey home with no deferred maintenance.

An older core with newer outliers

The defining feature of Cardinal Oaks Ph 2 Amd is its age spread. A median build year around 1984 across a range that reaches to 2024 means most homes are mature construction with a few substantially newer additions. Practically, that puts roofs, HVAC, plumbing, and electrical squarely on the inspection agenda for the older stock, and it rewards buyers who can read the difference between a cosmetically refreshed home and one that has had its systems addressed.

The median living area of roughly 2,393 square feet points to genuine single-family space rather than starter footprints. Combine that with a high homestead share and a small overall count, and you get a neighborhood that trades infrequently and on the specifics of each listing. Comparable sales will be sparse, so both sides should expect valuation to lean on condition, square footage, and lot particulars rather than a deep run of recent closings.

The location and the amenities are priced into every listing in Cardinal Oaks Ph 2 Amd. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a neighborhood this small and this thinly traded, generic comps do more harm than good. We price and negotiate off the actual condition and systems of the specific home, flag the older-stock maintenance items before they become renegotiation surprises, and set expectations for a market where houses can sit until the right buyer surfaces. That is the honest work here, and it is what we do.

Cardinal Oaks Ph 2 Amd in 15 seconds.

Best forBuyers who want real square footage in an established Lake Mary setting and can evaluate a home on its own condition.
Biggest advantageA high owner-occupied share and mature footprints in a compact Seminole County pocket.
Biggest riskThin trading and an older median vintage mean sparse comps and real systems-age homework.
Sweet spotAn updated or well-maintained home near the ~2,400 sq ft median that you plan to hold.
Avoid ifYou need a quick, comp-backed resale or a turnkey home with no deferred maintenance.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cardinal Oaks Ph 2 Amd sales matched to your home.

What is your Cardinal Oaks Ph 2 Amd home worth?

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Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Cardinal Oaks Ph 2 Amd?
The Florida DOR 2025 assessment roll shows 90 homes plus 2 vacant residential lots in Cardinal Oaks Ph 2 Amd (public records).
What share of Cardinal Oaks Ph 2 Amd is owner-occupied?
84% of Cardinal Oaks Ph 2 Amd parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Cardinal Oaks Ph 2 Amd built?
Homes in Cardinal Oaks Ph 2 Amd were built between 1980 and 2024, with a median year built of 1984.0 (FL DOR 2025 roll).
Do cash buyers compete in Cardinal Oaks Ph 2 Amd?
Cash buyers took 0% of Cardinal Oaks Ph 2 Amd sales in the 12 months ending June 2022 (0 of 8 closings, Stellar MLS).
Who is the best real estate agent for Cardinal Oaks Ph 2 Amd?
The best agent for Cardinal Oaks Ph 2 Amd is one who actively works Lake Mary and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Cardinal Oaks Ph 2 Amd.
How do I find a top Lake Mary real estate agent who knows Cardinal Oaks Ph 2 Amd?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Cardinal Oaks Ph 2 Amd and the wider Lake Mary area.
Can Momentum Realty connect me with an agent for Cardinal Oaks Ph 2 Amd?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Cardinal Oaks Ph 2 Amd purchase or sale - no call center and no pressure.
Long-hold buyers who want a mature, spacious single-family home and intend to stay putExcellent fit
Buyers comfortable pricing a renovation and updating systems on older constructionExcellent fit
Anyone prioritizing an established Lake Mary location over a large menu of active listingsExcellent fit
Buyers who need a broad selection and frequent turnover to choose fromProbably not
Short-horizon owners counting on a fast, comp-supported resaleProbably not
Investors seeking rental-heavy inventory rather than an owner-occupied streetProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (5 streets, ZIP 32746))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2014 (23 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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More Lake Mary & Seminole County & North Orlando guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Seminole County & North Orlando or the full Neighborhood Finder.

Thinking of selling in Cardinal Oaks Ph 2 Amd? 2 recorded closings (window ending 2026-07-13). See the Seminole County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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