Key Marco
Homes for Sale in Marco Island, FL
All 254 homes for sale in Marco Island, FL · median $668,500 · 407 homes for sale in 34145 · Collier County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Florida Gulf Coast MLS
As of October 2026, Key Marco in Marco Island, FL has 3 homes for sale. As of October 2026, the MLS records 17 closed sales in Key Marco in Marco Island, FL since 2014, the most recent in March 2026.

Key Marco is a small, low-volume pocket on Marco Island: the current MLS snapshot shows just 40 homes in the dataset, so any single closing or new listing can shift the read on the community. Construction spans 1995 through 2024, with a median build year of 2005, meaning the housing stock is not uniform — some owners are working with original-era construction, others with recent builds, and that spread alone accounts for a lot of the variation you will see in list prices and condition.
The homestead share sits at roughly 23.9%, which tells you a meaningful portion of ownership here is not filed as a primary residence. That matters for how you approach negotiation and timing — non-homestead ownership often means more flexibility on the seller side around scheduling, terms, and how a property is priced relative to comparable primary-residence sales elsewhere on the island.
Figures in this note are as of July 29, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Key Marco is a compact, low-inventory segment of the Marco Island market defined more by build era and lot scale than by any shared amenity package — no community amenities are identified from current MLS listings, so whatever draws a buyer here is the home and site itself, not a clubhouse or gate.
Florida Gulf Coast MLS sales records identify 18 homes in Key Marco that have changed hands since 2018, built between 1996 and 2026 (median 2026), with a median living area of about 5,644 sq ft and a typical 4-bedroom, 6-bath layout. Source: Florida Gulf Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Key Marco is best for.
Best for
- A buyer prioritizing a large home footprint and willing to evaluate each property's build year and condition individually.
- A buyer comfortable purchasing where community amenities are not part of the package and value is tied to the structure and lot.
- A buyer working with a longer search timeline given how few homes are active in this segment at any point.
Probably not for
- A buyer who wants a clubhouse, shared pool, or organized amenity program as part of the purchase.
- A buyer who needs a large pool of comparable sales to benchmark price with confidence.
- A buyer set on new construction only — the build range here goes back to 1995, and older inventory is part of the mix.
The market around Key Marco
Key Marco is too small for its own price trend, so here is the market around it.
In ZIP 34145, 468 homes are on the market and 16% are under contract — a slower corner of Marco Island.
Across Collier County, 4,449 homes are active and 1,017 pending (19% under contract).
In ZIP 34145 (Marco Island), 934 homes closed in the last 12 months at a median of $1.38M ($679/sq ft), up 5.9% year over year, with a median 79 days on market. Right now 387 active and 74 pending listings — a buyer's market. See the live ZIP 34145 housing market and the Collier County market.
ZIP and county figures describe the wider market, not Key Marco specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Key Marco
Live MLS inventory for Key Marco. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Key Marco listings as of 2026-10-19, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The Key Marco buying strategy.
If we were buying in Key Marco today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Key Marco.
A market of individual homes, not a packaged community
With a median living square footage figure of 11,526, the homes tracked in this dataset run large — this is not a starter-home segment, and buyers should expect the physical scale of the property itself, rather than shared community infrastructure, to be the main value driver. Because MLS records show no identified community amenities, whatever pool, dock, or outdoor space exists is typically private to the lot rather than shared.
The 1995–2024 build range means due diligence has to be done property by property. A home built in the late 1990s and one finished in the past few years can sit on comparable lots but carry very different mechanical systems, storm mitigation, and finish quality — buyers should not assume uniformity just because the address says Key Marco.
The location and the amenities are priced into every listing in Key Marco. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a segment this small — 40 homes in the current dataset — pricing precedent is thin and easy to misread from a single comparable. We track build year, square footage, and ownership status (homestead versus non-homestead) property by property so you are negotiating from an accurate picture of this specific pocket of Marco Island, not a generalized island-wide average.
Key Marco in 15 seconds.
What it really costs to own in Key Marco
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $3,614/yr across 4 listings here (MLS tax records, 2026-10-20). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2026 across 4 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Email me new listings in Key Marco
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Key Marco
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Key Marco will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $6,996/year (about $583/month) · median of 45 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $6,996 a year ($583 a month) — the median AssociationFee across 45 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Key Marco buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Key Marco sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Key Marco, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Key Marco home worth?
Get a no-obligation home value based on real comparable sales in Key Marco, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Marco Island →
Recently off market in Key Marco
Homes in Key Marco that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 1150 Blue Hill Creek Dr · off market
- 1180 Blue Hill Creek Dr · off market
- 1247 Blue Hill Creek Dr · off market
| Location | Marco Island, Collier County, FL · ZIP 34145 |
|---|---|
| Homes in the community | 31 (FL DOR 2025 assessment roll) |
| Years built | 1995–2024 (median 2006) |
| Typical living area | 11,568 sq ft (median) |
| For sale right now | 3 active, 0 pending · median asking $3,900,000 |
| Owner-occupied (homestead) share | 29% |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Key Marco key facts,” movewithmomentum.com/neighborhoods/key-marco, data as of September 20, 2026.
Housing distress & ownership in Key Marco, Marco Island
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in Key Marco
The newest homes for sale in Key Marco right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 791 Whiskey Creek Dr $3,900,000 · 5 bd · 7 ba · 4,466 sq ft · 36 days on market Courtesy of Premier Sotheby's Int'l Realty
- 1065 Blue Hill Creek Dr $2,590,000 · 3 bd · 4 ba · 3,005 sq ft · 41 days on market Courtesy of Sky Coastal Realty LLC
Checked against the MLS Oct 20, 2026. All new listings in this market.
Every Home for Sale in Key Marco Right Now (2)
All 2 active and pending Key Marco listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1065 Blue Hill Creek Dr · $2,590,000 · 3 bd / 4 ba · listed Sep 11, 2026 · listed by Sky Coastal Realty LLC
- 791 Whiskey Creek Dr · $3,900,000 · 5 bd / 7 ba · listed Aug 5, 2026 · listed by Premier Sotheby's Int'l Realty
More Marco Island home searches
- All homes for sale in Marco Island, FL
- Homes for sale in Collier County, FL
- Homes under $300K in Marco Island
- Homes from $300K to $500K in Marco Island
- 4-bedroom homes for sale in Marco Island
- Marco Island home values: what is my house worth?
- ZIP 34145 housing scorecard
- 10 coming-soon communities in Collier County
Marco Island guides & data
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
Real estate agent in Marco Island? Join Momentum in Marco Island: 100% commission, one $12K cap.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Blue Hill Creek Drive (7 homes on record)
13% of homes for sale in ZIP 34145 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-18).
Frequently Asked Questions
How many homes are in Key Marco?
What share of Key Marco is owner-occupied?
When were the homes in Key Marco built?
Who is the best real estate agent for Key Marco?
How do I find a top Marco Island real estate agent who knows Key Marco?
Can Momentum Realty connect me with an agent for Key Marco?
Where is Key Marco, and what county is it in?
Should you buy in Key Marco?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: October 19, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 34145)) |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (17 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Key Marco fits the bigger picture — live prices, inventory, and Momentum Scores:
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