Shady Grove
Homes for Sale in Fernandina Beach, FL
All 269 homes for sale in Fernandina Beach, FL · median $695,000 · 265 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 2 closed sales in Shady Grove in Fernandina Beach, FL since 2020, the most recent in February 2021. Across Fernandina Beach as a whole, 249 homes closed in the last 12 months at a median of $465,000, 48 median days on market, with 284 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $6,170 ($5,670 with the full homestead exemption).
Shady Grove sits in Fernandina Beach, on Amelia Island in Nassau County, which is the first thing to understand about it: this is a barrier-island market, and location relative to the beach, the intracoastal, and the historic downtown does more to set price than square footage alone. We don't have a current median or day-count to publish for this snapshot, so treat pricing here as condition- and location-driven rather than formula-driven.
Without a live price and absorption read in front of me, the honest posture is caution on both sides. Buyers should underwrite each home on its own merits — lot, elevation, updates, proximity to the water and downtown — rather than assume a neighborhood-wide number. Sellers should expect the same scrutiny and come to the table with recent, comparable evidence.
Nearby homes for sale
No active listings inside Shady Grove right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Shady Grove is a Fernandina Beach community on Amelia Island in Nassau County, close to the mix of beach, intracoastal, and historic downtown that defines this stretch of Northeast Florida's coast.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Shady Grove is best for.
Best for
- Buyers targeting an Amelia Island coastal location and willing to underwrite each home individually
- Buyers who value proximity to beach, intracoastal, and Fernandina Beach's historic downtown
- Buyers prepared to budget for the upkeep a coastal home requires
Probably not for
- Buyers who need a single, predictable neighborhood price to base an offer on
- Buyers wanting an inland or off-island location away from coastal exposure
- Buyers unwilling to weigh elevation, lot, and condition on a home-by-home basis
The market around Shady Grove
Shady Grove is too small for its own price trend, so here is the market around it.
In ZIP 32034, 319 homes are on the market and 24% are under contract — a steady corner of Fernandina Beach.
Across Nassau County, 548 homes are active and 172 pending (24% under contract).
In ZIP 32034 (Fernandina Beach), 1,033 homes closed in the last 12 months at a median of $441K ($200/sq ft), up 0.4% year over year, with a median 51 days on market. Right now 226 active and 76 pending listings put supply at about 4.8 months — a balanced market. See the live ZIP 32034 housing market and the Nassau County market.
ZIP and county figures describe the wider market, not Shady Grove specifically. Momentum Research analysis of MLS records.
The Shady Grove buying strategy.
If we were buying in Shady Grove today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Shady Grove.
What actually drives value here
On a barrier island, the variables that move price are physical and locational: how close a home sits to the beach and the intracoastal, its lot and elevation, and how far it is from Fernandina Beach's downtown. Two homes of similar size can price very differently based on those factors, which is why a neighborhood average tells you less here than it would inland.
Condition and updates matter just as much. Coastal exposure puts a premium on well-maintained systems, roofs, and finishes, and a renovated home will separate itself from one that needs work. Read each listing individually rather than anchoring to a single headline figure.
The location and the amenities are priced into every listing in Shady Grove. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
We work Nassau County and the Amelia Island market directly, and we will price and evaluate a Shady Grove home on its own specifics — location, lot, elevation, and condition — rather than a blanket neighborhood number. If a home or a moment isn't right for your goals, we'll tell you.
Shady Grove in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Shady Grove buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Shady Grove sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Shady Grove, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Shady Grove home worth?
Get a no-obligation home value based on real comparable sales in Shady Grove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fernandina Beach →
Housing distress & ownership in Shady Grove, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
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Fernandina Beach guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Nassau County)
- Homestead exemption (Nassau County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Email me new listings in Shady Grove
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Shady Grove
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Shady Grove will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
How many homes are in Shady Grove?
What share of Shady Grove is owner-occupied?
When were the homes in Shady Grove built?
Who is the best real estate agent for Shady Grove?
How do I find a top Fernandina Beach real estate agent who knows Shady Grove?
Can Momentum Realty connect me with an agent for Shady Grove?
Where is Shady Grove, and what county is it in?
How far is Shady Grove from downtown Jacksonville and the beach?
Should you buy in Shady Grove?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-10-10 |
| Historical depth | Closed-sale records back to 2020 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Shady Grove fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Shady Grove. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.
- Fernandina Beach High School · 9-12 · FLDOE grade A (assigned to 23 nearby communities)
- Fernandina Beach Middle School · 6-8 · FLDOE grade A (assigned to 21 nearby communities)
- Yulee Middle School · 6-8 · FLDOE grade A (assigned to 14 nearby communities)
- Yulee High School · 9-12 · FLDOE grade A (assigned to 14 nearby communities)
- Southside Elementary School · PK-2 (assigned to 12 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Shady Grove with Momentum Realty’s local guides.