Coastal Oaks at Fernandina Beach
Homes for Sale in Fernandina Beach, FL

This is a small, owner-occupied enclave in Fernandina Beach where a newer median build year sits alongside much older homes, so the real work is matching a specific house to your tolerance for age and updates.

realMLS (Northeast Florida) sales records identify 27 homes in Coastal Oaks at Fernandina Beach that have changed hands since 2016, built between 2016 and 2019 (median 2017), with a median living area of about 1,900 sq ft and a typical 3-bedroom, 3-bath layout; 89% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 9 qualified sales in Coastal Oaks at Fernandina Beach across 2024–2025 (3 in 2024, 6 in 2025), median $920,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Coastal Oaks at Fernandina Beach is too small for its own price trend, so here is the market around it.

In ZIP 32034, 329 homes are on the market and 26% are under contract — a steady corner of Fernandina Beach.

Across Nassau County, 532 homes are active and 186 pending (26% under contract).

In ZIP 32034 (Fernandina Beach), 1,079 homes closed in the last 12 months at a median of $440K ($200/sq ft), down 0.2% year over year, with a median 53 days on market. Right now 216 active and 75 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.

ZIP and county figures describe the wider market, not Coastal Oaks at Fernandina Beach specifically. Momentum Research analysis of MLS records.

The headline number is the median living area of about 2,301 square feet, which points to genuinely usable homes rather than starter footprints. Pair that with a median build year of 2018 and much of the inventory reads modern. But the 1971-to-2023 build range is the detail that matters most: this is not a uniform subdivision, and averages will mislead you on any individual property.

With only 63 homes and roughly 78% held as homestead, listings surface infrequently and tend to move on condition. Because there are no closings in the current window, treat any listed price as a starting position to be tested against the specific home in front of you, not as a settled market rate.

In a 63-home community with no recent closings, pricing is an argument you build rather than a number you look up. We work the age spread, the condition, and the thin comp set to keep a seller from guessing high and a buyer from overpaying on age they can't see. Local, honest, and willing to tell you when a specific listing isn't worth its ask.

Listings in this community report association dues of about $300 per month ($3,600 a year) — the median AssociationFee across 19 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.