Coastal Oaks at Fernandina Beach
Homes for Sale in Fernandina Beach, FL
All 271 homes for sale in Fernandina Beach, FL · median $689,000 · 8 townhomes for sale in Fernandina Beach · 267 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS · via realMLS
As of October 2026, the MLS records 40 closed sales in Coastal Oaks at Fernandina Beach in Fernandina Beach, FL since 2016, the most recent in June 2026. Recorded prices since 2024 ran from $552,500 to $974,900 (median $920,000), on homes of 1,836 to 2,108 sq ft. Across Fernandina Beach as a whole, 207 homes closed in the last 12 months at a median of $465,000, 48 median days on market, with 285 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $12,210 ($11,710 with the full homestead exemption).

Coastal Oaks at Fernandina Beach is a compact community of 63 homes, and with no closings in the current window, there is no active pricing signal to lean on. What sets value here is condition and vintage rather than any single price band. The stock skews newer, with a median build year of 2018, but the range runs all the way back to 1971, so two homes a street apart can be a generation apart in age, systems, and finish.
For a seller, the small size cuts both ways: limited competition, but also limited recent comps to anchor an ask, which puts a premium on getting condition and presentation right. For a buyer, expect a wide spread driven by how updated a given home is. The high homestead share — roughly 78% — signals a community held largely by owner-occupants rather than short-term turnover, which tends to keep inventory tight.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Coastal Oaks at Fernandina Beach right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
This is a small, owner-occupied enclave in Fernandina Beach where a newer median build year sits alongside much older homes, so the real work is matching a specific house to your tolerance for age and updates.
realMLS (Northeast Florida) sales records identify 27 homes in Coastal Oaks at Fernandina Beach that have changed hands since 2016, built between 2016 and 2019 (median 2017), with a median living area of about 1,900 sq ft and a typical 3-bedroom, 3-bath layout; 89% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 9 qualified sales in Coastal Oaks at Fernandina Beach across 2024–2025 (3 in 2024, 6 in 2025), median $920,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Coastal Oaks at Fernandina Beach is best for.
Best for
- Buyers seeking a newer-built home around 2,300 square feet who can be patient for the right listing
- Owner-occupants planning to stay, comfortable in a small, low-turnover community
- Buyers willing to scrutinize each home's age and systems rather than trust an average
Probably not for
- Buyers who need a large, always-active pool of listings to choose from
- Investors chasing quick turnover in a community held mostly by owner-occupants
- Buyers who want a firm, comp-backed price and cannot work with a thin recent-sales record
The market around Coastal Oaks at Fernandina Beach
Coastal Oaks at Fernandina Beach is too small for its own price trend, so here is the market around it.
In ZIP 32034, 344 homes are on the market and 23% are under contract — a steady corner of Fernandina Beach.
Across Nassau County, 584 homes are active and 186 pending (24% under contract).
In ZIP 32034 (Fernandina Beach), 1,028 homes closed in the last 12 months at a median of $441K ($199/sq ft), up 0.5% year over year, with a median 51 days on market. Right now 224 active and 73 pending listings put supply at about 12.0 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.
ZIP and county figures describe the wider market, not Coastal Oaks at Fernandina Beach specifically. Momentum Research analysis of MLS records.
The Coastal Oaks at Fernandina Beach buying strategy.
If we were buying in Coastal Oaks at Fernandina Beach today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Coastal Oaks at Fernandina Beach.
A newer-leaning pocket with an old edge
The headline number is the median living area of about 2,301 square feet, which points to genuinely usable homes rather than starter footprints. Pair that with a median build year of 2018 and much of the inventory reads modern. But the 1971-to-2023 build range is the detail that matters most: this is not a uniform subdivision, and averages will mislead you on any individual property.
With only 63 homes and roughly 78% held as homestead, listings surface infrequently and tend to move on condition. Because there are no closings in the current window, treat any listed price as a starting position to be tested against the specific home in front of you, not as a settled market rate.
The location and the amenities are priced into every listing in Coastal Oaks at Fernandina Beach. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 63-home community with no recent closings, pricing is an argument you build rather than a number you look up. We work the age spread, the condition, and the thin comp set to keep a seller from guessing high and a buyer from overpaying on age they can't see. Local, honest, and willing to tell you when a specific listing isn't worth its ask.
Coastal Oaks at Fernandina Beach in 15 seconds.
Tools for a Coastal Oaks at Fernandina Beach buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Coastal Oaks at Fernandina Beach sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Coastal Oaks at Fernandina Beach, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Coastal Oaks at Fernandina Beach home worth?
Get a no-obligation home value based on real comparable sales in Coastal Oaks at Fernandina Beach, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Coastal Oaks at Fernandina Beach
Homes in Coastal Oaks at Fernandina Beach that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 1419 Coastal Oaks Drive · off market
Housing distress & ownership in Coastal Oaks at Fernandina Beach, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
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Fernandina Beach guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Nassau County)
- Homestead exemption (Nassau County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Recent Developments in Coastal Oaks At Fernandina Beach
Development, infrastructure, retail, and school activity affecting Coastal Oaks At Fernandina Beach, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Development
Nassau review committee considers up to 350 lots in Wildlight southern planning area
At its Sept. 1 meeting the Development Review Committee reviewed a residential plan for up to 350 single-family lots south of State Road 200 and west of Liberty Cove, in two phases. The committee also reviewed a 167-lot Liberty Cove Phase 2 plat and a Wild Acres Trail extension to a future county park entrance. A comprehensive plan amendment was expected before commissioners around Sept. 14.
What it may mean for the marketAdded lots near the SR 200 corridor increase future housing supply in Yulee and Fernandina Beach commuting areas. The site is about 7 miles west of Coastal Oaks At Fernandina Beach.
Source: Nassau NewsLine - August 2026Builder Activity
Century Communities adds Hidden Lake and Mills Bridge communities in Nassau County
Century closed on Hidden Lake near Amelia Walk, a planned 275-unit community on 80-foot lots, its second self-developed community in Nassau County. It also plans Mills Bridge, a 144-home community on 40 and 50 foot lots, with sales projected to begin in Q1 2027. Its 247-unit Concourse Crossing in Fernandina Beach sold its last home in Q1 2026.
What it may mean for the marketNew-home inventory in the Fernandina Beach area is increasing, with different lot sizes serving different buyer budgets. The site is about 3 miles southwest of Coastal Oaks At Fernandina Beach.
Source: Nassau NewsLine - July 2026Builder Activity
Wildlight subdivision advances in Yulee as the master-planned community expands
Rayonier's Wildlight master-planned community continued adding residential phases in Yulee in mid-2026, part of a long-range plan that pairs new housing with its commerce park and town center near Interstate 95.
What it may mean for the marketOngoing residential expansion at a large master-planned community adds new supply and amenities in the Yulee area, which can influence pricing and competition for nearby communities. The site is about 13 miles west of Coastal Oaks At Fernandina Beach.
Source: Jax Daily Record - March 2026Development
First Wildlight Commerce Park speculative building opens in Yulee
The first speculative building at Wildlight Commerce Park opened in March 2026, adding move-in-ready industrial and flex space to Rayonier's Wildlight community in Nassau County near Interstate 95 and A1A.
What it may mean for the marketNew employment and commerce space at Wildlight strengthens the live-and-work profile of the Interstate 95 and A1A area in Nassau County, a factor that can support nearby residential demand. The site is about 13 miles west of Coastal Oaks At Fernandina Beach.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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Ask an agent about Coastal Oaks at Fernandina Beach
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The real cost & risk here
Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Nassau County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Price History: What Homes Here Have Actually Sold For
Median sale prices in Coastal Oaks At Fernandina Beach Fernandina Beach year by year since 2016, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Frequently Asked Questions
How many homes are in Coastal Oaks at Fernandina Beach?
What share of Coastal Oaks at Fernandina Beach is owner-occupied?
When were the homes in Coastal Oaks at Fernandina Beach built?
Who is the best real estate agent for Coastal Oaks at Fernandina Beach?
How do I find a top Fernandina Beach real estate agent who knows Coastal Oaks at Fernandina Beach?
Can Momentum Realty connect me with an agent for Coastal Oaks at Fernandina Beach?
Where is Coastal Oaks at Fernandina Beach, and what county is it in?
How far is Coastal Oaks at Fernandina Beach from downtown Jacksonville and the beach?
Should you buy in Coastal Oaks at Fernandina Beach?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 21, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Historical depth | Closed-sale records back to 2016 (40 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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Schools serving nearby communities
We do not have a confirmed school assignment for Coastal Oaks at Fernandina Beach. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.
- Fernandina Beach High School · 9-12 · FLDOE grade A (assigned to 23 nearby communities)
- Fernandina Beach Middle School · 6-8 · FLDOE grade A (assigned to 21 nearby communities)
- Yulee Middle School · 6-8 · FLDOE grade A (assigned to 14 nearby communities)
- Yulee High School · 9-12 · FLDOE grade A (assigned to 14 nearby communities)
- Southside Elementary School · PK-2 (assigned to 12 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Coastal Oaks at Fernandina Beach with Momentum Realty’s local guides.






