Island Village
Homes for Sale in Fernandina Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of REAL BROKER LLC · via realMLS
As of September 2026, Island Village in Fernandina Beach, FL has 1 home for sale. As of September 2026, the MLS records 11 closed sales in Island Village in Fernandina Beach, FL since 2014, the most recent in July 2024. Across Fernandina Beach as a whole, 278 homes closed in the last 12 months at a median of $543,250, 57 median days on market, with 96 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $7,210 ($6,710 with the full homestead exemption).
Island Village sits in Fernandina Beach, on the Nassau County side of Northeast Florida's coast, and price here is driven more by condition and specific location within the community than by any single benchmark. Without a range to lean on, treat every listing on its own merits: what's been updated, how it's positioned, and how it shows.
For sellers, that means presentation and honest pricing carry the day. For buyers, it means doing the work to compare like with like rather than assuming one number describes the whole community. Come prepared to judge each home on condition.
The 60-Second Overview
Island Village is a Fernandina Beach community in coastal Nassau County, close to the barrier-island lifestyle that defines this stretch of the Northeast Florida shore.
realMLS (Northeast Florida) sales records identify 10 homes in Island Village that have changed hands since 2014, built between 1997 and 1999 (median 1998), with a median living area of about 1,734 sq ft and a typical 3-bedroom, 2-bath layout. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 12 qualified sales in Island Village across 2024–2025 (9 in 2024, 3 in 2025), median $562,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Island Village. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Island VillagePhotos from realMLS listings in Island Village; content deemed reliable but not guaranteed.
Who Island Village is best for.
Best for
- Buyers set on a coastal Fernandina Beach location who value proximity to the beach and downtown
- Buyers willing to compare homes one at a time and pay for demonstrable condition
- Sellers with an updated or well-maintained home ready to price it honestly
Probably not for
- Buyers who want a tidy published price range before they'll consider a community
- Buyers hunting the lowest possible number regardless of condition or location
- Sellers expecting a dated property to fetch a fully updated price
The market around Island Village
Island Village is too small for its own price trend, so here is the market around it.
In ZIP 32034, 322 homes are on the market and 29% are under contract — a steady corner of Fernandina Beach.
Across Nassau County, 511 homes are active and 210 pending (29% under contract).
In ZIP 32034 (Fernandina Beach), 959 homes closed in the last 12 months at a median of $456K ($210/sq ft), up 1.1% year over year, with a median 56 days on market. Right now 210 active and 103 pending listings put supply at about 4.0 months — a balanced market. See the live ZIP 32034 housing market and the Nassau County market.
ZIP and county figures describe the wider market, not Island Village specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Island Village, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Island Village
Live MLS inventory for Island Village. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Island Village listings as of 2026-09-13, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
The Island Village buying strategy.
If we were buying in Island Village today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Island Village.
Reading Island Village on condition, not headline numbers
Because we don't have a spread of prices to publish, the useful signal here is variation in condition. Updated homes and well-kept properties will command more than dated ones, and the gap between them can be wide. That puts the burden on comparison rather than on a quoted range.
Fernandina Beach's setting matters too. Proximity to the beach, downtown, and the amenities of Amelia Island shapes value across this part of Nassau County, so location within Island Village and its relationship to those anchors is worth weighing carefully on any given home.
The location and the amenities are priced into every listing in Island Village. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
We track Island Village through the local MLS feed and we'll tell you plainly when a listing is priced ahead of its condition or when it's the rare one worth moving on. In a community where condition sets the number, that judgment is the whole job.
Island Village in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Island Village buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Island Village sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Island Village, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Island Village home worth?
Get a no-obligation home value based on real comparable sales in Island Village, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fernandina Beach →
Island Village Market Scorecard
Island Village is currently a thin data market. Limited supply, a median asking price of $494,990, and homes go under contract in about 80 days.
Typical home value in the 32034 ZIP is $615,846, about 26.3% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
How many homes are in Island Village?
What share of Island Village is owner-occupied?
When were the homes in Island Village built?
Who is the best real estate agent for Island Village?
How do I find a top Fernandina Beach real estate agent who knows Island Village?
Can Momentum Realty connect me with an agent for Island Village?
Should you buy in Island Village?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 13, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Historical depth | Closed-sale records back to 2014 (11 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Island Village fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Island Village with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Island Village. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.
- Fernandina Beach High School · 9-12 · FLDOE grade A (assigned to 23 nearby communities)
- Fernandina Beach Middle School · 6-8 · FLDOE grade A (assigned to 21 nearby communities)
- Yulee Middle School · 6-8 · FLDOE grade A (assigned to 14 nearby communities)
- Yulee High School · 9-12 · FLDOE grade A (assigned to 14 nearby communities)
- Southside Elementary School · PK-2 (assigned to 12 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).