Spencer Crossing
Homes for Sale in Orange Park, FL

Spencer Crossing market snapshot (as of October 1, 2026): the median sale price is about $280K ($190 per sq ft over the trailing 12 months of closed sales), and a median 33 days on market for closed sales. The trailing-12-month median is down 18% from the prior 12 months, computed from record-level realMLS closed sales (4 closings in the current window).

In ZIP 32073 (Orange Park), 1,066 homes closed in the last 12 months at a median of $295K ($172/sq ft), down 1.4% year over year, with a median 36 days on market. Right now 186 active and 75 pending listings put supply at about 5.0 months — a balanced market. See the live ZIP 32073 housing market and the Clay County market.

County records show 13 qualified sales in Spencer Crossing across 2024–2025 (6 in 2024, 7 in 2025), median $295,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Spencer Crossing is a community of 226 homes in Orange Park, Clay County, built between 1990 and 1998 (median 1995.0), with a median living area of about 1,727 square feet. 60% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Spencer Crossing is an Orange Park, Clay County community of 292 homes built between 1990 and 1998, with a median living area of 1,795 square feet and no community amenities currently listed in the MLS — this is a resale market priced on the home itself, not a builder amenity package.

Because Spencer Crossing's 292 homes were built in a single, narrow window — 1990 to 1998, median year built 1995 — buyers aren't choosing between different eras of construction here. That compresses the variables that normally move price in a larger, more spread-out subdivision down to condition, updates, and lot, which is why the $177.09 median price per square foot matters more as a benchmark here than in a community with a wide build-year range. There are also no community amenities identified in current MLS listings, so the value proposition is the house and the location, not a clubhouse or pool assessment.

Ownership here skews owner-occupied: 64.4% of homes carry a homestead exemption, which points to a resale-driven, lived-in inventory rather than a heavy investor or rental churn. Combined with a market heat score of 38 and a median 28 days on market, current conditions favor buyers who do their homework on comparable sales rather than sellers testing the top of the market.

In a community where 292 homes share a 1990-1998 build window and price is set almost entirely by condition rather than floor plan or amenities, an agent who can pull the right comps — not just the median $289,900 — is the difference between overpaying and negotiating well. With prices down 14.7% year-over-year and a 38 market heat score, we help buyers use that leverage deliberately and help sellers price to the 28-day market that actually exists today, not the one from a year ago.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.