The Harbour
Homes for Sale in Ponte Vedra Beach, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 10 closed sales in The Harbour in Ponte Vedra Beach, FL since 2010, the most recent in May 2022. Across Ponte Vedra Beach as a whole, 575 homes closed in the last 12 months at a median of $854,500, 47 median days on market, with 156 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $11,510 ($10,990 with the full homestead exemption).
The Harbour sits in Ponte Vedra Beach, and in this corner of St. Johns County price is driven less by any single spec than by condition and setting. Two homes on the same street can trade far apart depending on how they've been updated and what they back up to, so the market here rewards buyers who read the individual property rather than the ZIP code.
For sellers, that means presentation and condition do real work — a dated interior gives buyers room to negotiate, while a turnkey home holds its number. For buyers, it means the list price is a starting point for a condition conversation, not a fixed verdict. Come in with a clear read on what you're willing to renovate.
The 60-Second Overview
The Harbour is a Ponte Vedra Beach address in St. Johns County, where the value story is condition-driven and property-specific rather than one-size-fits-all.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who The Harbour is best for.
Best for
- Buyers targeting a Ponte Vedra Beach location who can evaluate a home on its merits
- Buyers with a renovation budget willing to take on a dated property for the right price
- Buyers seeking a turnkey coastal home and prepared to pay for updated condition
Probably not for
- Buyers who need a tightly predictable price with little variation between listings
- Buyers with no budget or tolerance for renovation who still expect the lowest number
- Buyers unwilling to have condition and setting drive the final price
The market around The Harbour
The Harbour is too small for its own price trend, so here is the market around it.
In ZIP 32082, 323 homes are on the market and 27% are under contract — a steady corner of Ponte Vedra Beach.
Across St. Johns County, 1,876 homes are active and 834 pending (31% under contract).
ZIP and county figures describe the wider market, not The Harbour specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in The Harbour, Ponte Vedra Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The The Harbour buying strategy.
If we were buying in The Harbour today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in The Harbour.
What actually moves price in The Harbour
The premium in a coastal St. Johns County community like this one attaches to location within the community and the quality of the finishes. Expect a wide spread between homes that have been renovated and those that haven't, because buyers are pricing the cost and hassle of the work they'd inherit.
That spread is the opportunity and the trap. A home priced for its dated condition can be a genuine value if you have a renovation budget and patience; a fully updated home costs more up front but removes the guesswork. Neither is automatically the better buy — it depends on your appetite for the work.
The location and the amenities are priced into every listing in The Harbour. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Because The Harbour trades on condition and specific setting, the number on the listing tells you less than it looks like it does. We walk the property with you, price the difference between as-is and updated, and tell you plainly when a home is overpriced for its condition — or when the discount is worth the work. That candor is the whole point.
The Harbour in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a The Harbour buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed The Harbour sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in The Harbour, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your The Harbour home worth?
Get a no-obligation home value based on real comparable sales in The Harbour, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Ponte Vedra Beach →
Should you buy in The Harbour?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near The Harbour with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Historical depth | Closed-sale records back to 2010 (10 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how The Harbour fits the bigger picture — live prices, inventory, and Momentum Scores:
The Harbour Market Scorecard
The Harbour is currently a thin data market. Limited supply, a median asking price of n/a.
Go deeper: true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.