Umatilla De Vaults
Homes for Sale in UMATILLA, FL
True comps, carrying-cost math, and listings before the portals.

There is nothing active on the MLS in Umatilla De Vaults Umatilla right now, and only a single closing has come through in the most recent window. That is a thin enough sample that any pricing conclusion would be guesswork, so the honest read is that this is a market defined by scarcity rather than by a clear price trend.
What the data does show is a stock of 88 homes with a wide build era, median year built landing around 1958, and a typical living area near 1,606 square feet. Nearly three-quarters of homes carry a homestead exemption, which tells you this is largely owner-occupied housing stock rather than an investment or rental pocket, and that turnover here tends to be slow and personal rather than driven by market timing.
The 60-Second Overview
Umatilla De Vaults Umatilla is a small, established pocket of 88 homes in Lake County with building stock spanning well over a century, from homes built in 1881 through new construction as recent as 2024. With zero active listings at the moment, this is a community you watch and wait for, not one you shop off a current inventory list.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Umatilla De Vaults. Swipe to explore the community.
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Who Umatilla De Vaults is best for.
Best for
- A buyer specifically targeting this Umatilla pocket who can move quickly once a listing surfaces
- Someone comfortable purchasing an older home, given a median build year around 1958, or a newer one built as recently as 2024
- A buyer prioritizing a specific lot or house over a built-in amenity package, since none are currently identified
Probably not for
- A buyer working against a hard closing deadline, given the current lack of active inventory
- Someone who wants to comparison-shop several homes side by side before deciding
- A buyer specifically seeking organized community amenities like a pool, clubhouse, or planned recreation
The market around Umatilla De Vaults
Umatilla De Vaults is a small community — 4 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.
In ZIP 32784, 95 homes are on the market and 21% are under contract — a steady corner of UMATILLA.
Across Lake County, 3,224 homes are active and 1,105 pending (26% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Umatilla De Vaults specifically. Momentum Research analysis of MLS records.
The Umatilla De Vaults buying strategy.
If we were buying in Umatilla De Vaults today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Umatilla De Vaults.
A market defined by what isn't listed
The most telling number here isn't a price, it's the zero. With no active listings and only one closing in the most recent window, Umatilla De Vaults Umatilla is not behaving like a typical for-sale market right now. That doesn't mean nothing is happening, it means the 88 homes that make up this footprint are mostly staying put with their current owners.
The homestead share of roughly 75% backs that up. When three out of four homes carry an owner-occupant exemption, you're looking at a community with low structural turnover. Combined with a median year built near 1958 and a median size around 1,606 square feet, the housing stock itself is a mix of older, established homes and newer builds filling in gaps, spanning from an 1881 construction date to homes finished as recently as 2024. No community amenities are identified from current MLS data, so whatever draws a buyer here is likely the lot, the location in Lake County, or the specific house itself rather than a shared amenity package.
The location and the amenities are priced into every listing in Umatilla De Vaults. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market with no active listings, the work isn't sorting a spreadsheet, it's knowing who owns what and being ready the moment something moves. We track ownership patterns like the homestead share here specifically so we can flag likely sellers before a property ever hits the MLS, and we'll tell you plainly if Umatilla De Vaults Umatilla is a wait-and-see situation rather than a shop-today one.
Umatilla De Vaults in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Umatilla De Vaults buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Umatilla De Vaults sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Umatilla De Vaults, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Umatilla De Vaults home worth?
Get a no-obligation home value based on real comparable sales in Umatilla De Vaults, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Umatilla De Vaults on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Lake County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Lake County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
UMATILLA DE VAULTS Market Scorecard
UMATILLA DE VAULTS is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32784 ZIP is $294,131, about 15.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
How many homes are in Umatilla De Vaults?
What share of Umatilla De Vaults is owner-occupied?
When were the homes in Umatilla De Vaults built?
Who is the best real estate agent for Umatilla De Vaults?
How do I find a top UMATILLA real estate agent who knows Umatilla De Vaults?
Can Momentum Realty connect me with an agent for Umatilla De Vaults?
Should you buy in Umatilla De Vaults?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Umatilla De Vaults with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: August 2, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32784)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2014 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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More Umatilla & Lake County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.
See how UMATILLA DE VAULTS fits the bigger picture — live prices, inventory, and Momentum Scores:





