Umatilla De Vaults in UMATILLA

Umatilla De Vaults
Homes for Sale in UMATILLA, FL

Community in UMATILLA · Lake County · ZIP 32784
88 homesBuilt 1881–2024
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data12 years of closingsFL DOR public recordsUpdated twice daily
Live · Umatilla De Vaults Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 0 a year
Ownership and context
75%
Owner-occupied · Umatilla De Vaults
68 of 91 parcels homesteaded (FL DOR 2025)
25%
Non-owner-occupied · Umatilla De Vaults
incl. 7% trust or LLC-held · 1% out-of-state
88
Homes in the community
plus 3 vacant residential lots · 91 residential parcels (FL DOR 2025)
Track record · 12 years of records
Est. 1881
Community established
homes built 1881-2024, median 1959 (FL DOR 2025)
1
Failed listings · 2026
peaked at 1 in 2015
1.1%/yr
Turnover rate
about 1 of 88 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

There is nothing active on the MLS in Umatilla De Vaults Umatilla right now, and only a single closing has come through in the most recent window. That is a thin enough sample that any pricing conclusion would be guesswork, so the honest read is that this is a market defined by scarcity rather than by a clear price trend.

What the data does show is a stock of 88 homes with a wide build era, median year built landing around 1958, and a typical living area near 1,606 square feet. Nearly three-quarters of homes carry a homestead exemption, which tells you this is largely owner-occupied housing stock rather than an investment or rental pocket, and that turnover here tends to be slow and personal rather than driven by market timing.

The 60-Second Overview

Umatilla De Vaults Umatilla is a small, established pocket of 88 homes in Lake County with building stock spanning well over a century, from homes built in 1881 through new construction as recent as 2024. With zero active listings at the moment, this is a community you watch and wait for, not one you shop off a current inventory list.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer specifically targeting this Umatilla pocket who can move quickly once a listing surfaces
  • Someone comfortable purchasing an older home, given a median build year around 1958, or a newer one built as recently as 2024
  • A buyer prioritizing a specific lot or house over a built-in amenity package, since none are currently identified

Probably not for

  • A buyer working against a hard closing deadline, given the current lack of active inventory
  • Someone who wants to comparison-shop several homes side by side before deciding
  • A buyer specifically seeking organized community amenities like a pool, clubhouse, or planned recreation

The market around Umatilla De Vaults

Umatilla De Vaults is a small community — 4 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.

In ZIP 32784, 95 homes are on the market and 21% are under contract — a steady corner of UMATILLA.

Across Lake County, 3,224 homes are active and 1,105 pending (26% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not Umatilla De Vaults specifically. Momentum Research analysis of MLS records.

If we were buying in Umatilla De Vaults today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Umatilla De Vaults.

Best Buy
Buyers who have their eye on this specific pocket of Umatilla and are willing to wait for the right home to surface.
Biggest Risk
With zero active listings and only one recent closing, there is currently no real inventory to evaluate or compare against.
Sweet Spot
A patient buyer targeting a mid-size home near the 1,606 sq ft median who is comfortable acting fast when a listing appears.
Avoid If
You need to buy on a fixed timeline or want a community with organized shared amenities, since none are identified here.

A market defined by what isn't listed

The most telling number here isn't a price, it's the zero. With no active listings and only one closing in the most recent window, Umatilla De Vaults Umatilla is not behaving like a typical for-sale market right now. That doesn't mean nothing is happening, it means the 88 homes that make up this footprint are mostly staying put with their current owners.

The homestead share of roughly 75% backs that up. When three out of four homes carry an owner-occupant exemption, you're looking at a community with low structural turnover. Combined with a median year built near 1958 and a median size around 1,606 square feet, the housing stock itself is a mix of older, established homes and newer builds filling in gaps, spanning from an 1881 construction date to homes finished as recently as 2024. No community amenities are identified from current MLS data, so whatever draws a buyer here is likely the lot, the location in Lake County, or the specific house itself rather than a shared amenity package.

The location and the amenities are priced into every listing in Umatilla De Vaults. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market with no active listings, the work isn't sorting a spreadsheet, it's knowing who owns what and being ready the moment something moves. We track ownership patterns like the homestead share here specifically so we can flag likely sellers before a property ever hits the MLS, and we'll tell you plainly if Umatilla De Vaults Umatilla is a wait-and-see situation rather than a shop-today one.

Umatilla De Vaults in 15 seconds.

Best forBuyers who have their eye on this specific pocket of Umatilla and are willing to wait for the right home to surface.
Biggest advantageThe housing stock spans generations, from 1881 to 2024, giving real variety in style and construction era once something lists.
Biggest riskWith zero active listings and only one recent closing, there is currently no real inventory to evaluate or compare against.
Sweet spotA patient buyer targeting a mid-size home near the 1,606 sq ft median who is comfortable acting fast when a listing appears.
Avoid ifYou need to buy on a fixed timeline or want a community with organized shared amenities, since none are identified here.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Umatilla De Vaults sales matched to your home.

What is your Umatilla De Vaults home worth?

Get a no-obligation home value based on real comparable sales in Umatilla De Vaults, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Umatilla De Vaults on the map →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Lake County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,201/mo
Lake County typical true cost to own
$146/mo
Lake County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

UMATILLA DE VAULTS Market Scorecard

No active listings

UMATILLA DE VAULTS is currently a no active listings market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$90,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/1
Active/Pend/Sold

Typical home value in the 32784 ZIP is $294,131, about 15.4% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

How many homes are in Umatilla De Vaults?
The Florida DOR 2025 assessment roll shows 88 homes plus 3 vacant residential lots in Umatilla De Vaults (public records).
What share of Umatilla De Vaults is owner-occupied?
75% of Umatilla De Vaults parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Umatilla De Vaults built?
Homes in Umatilla De Vaults were built between 1881 and 2024, with a median year built of 1958.5 (FL DOR 2025 roll).
Who is the best real estate agent for Umatilla De Vaults?
The best agent for Umatilla De Vaults is one who actively works UMATILLA and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Umatilla De Vaults.
How do I find a top UMATILLA real estate agent who knows Umatilla De Vaults?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Umatilla De Vaults and the wider UMATILLA area.
Can Momentum Realty connect me with an agent for Umatilla De Vaults?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Umatilla De Vaults purchase or sale - no call center and no pressure.
A buyer specifically targeting this Umatilla pocket who can move quickly once a listing surfacesExcellent fit
Someone comfortable purchasing an older home, given a median build year around 1958, or a newer one built as recently as 2024Excellent fit
A buyer prioritizing a specific lot or house over a built-in amenity package, since none are currently identifiedExcellent fit
A buyer working against a hard closing deadline, given the current lack of active inventoryProbably not
Someone who wants to comparison-shop several homes side by side before decidingProbably not
A buyer specifically seeking organized community amenities like a pool, clubhouse, or planned recreationProbably not

Nearby Communities

Explore more neighborhoods near Umatilla De Vaults with Momentum Realty’s local guides.

Umatilla Palm Court Umatilla0.3 mi awayUmatilla Mitchenors Add Umatilla0.4 mi awayNorth Umatilla Umatilla0.7 mi awayUmatilla Osceola Park Umatilla0.7 mi awayULUmatilla Lake Mary Estates Sub0.8 mi awaySeasons At Magnolia Pointe Umatilla1.2 mi awaySilver Beach Heights Umatilla1.9 mi awayEast Umatilla Umatilla2.0 mi away

Browse all neighborhood guides →

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: August 2, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32784))
Under-contract sharesStellar MLS records, as of 2026-08-01
Historical depthClosed-sale records back to 2014 (7 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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More Umatilla & Lake County guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.

Thinking of selling in UMATILLA DE VAULTS? 1 recorded closings (window ending 2026-08-02). See the Lake County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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