Umatilla Oak Park
Homes for Sale in UMATILLA, FL
True comps, carrying-cost math, and listings before the portals.

This is a small, old-growth pocket of Umatilla - 14 homes total, a median build year of 1930, and a span that runs from 1910 up to a 2020 build mixed in. That kind of range means no two homes here compete on the same terms; age, updates, and lot condition drive value far more than square footage or floor plan. With a median living area around 1,161 square feet, these are modest-footprint homes, and pricing on any given listing will hinge on how much of the original structure has been touched.
There is currently no active inventory and just one closing in the most recent window, so there is no live market to read from day to day. A homestead share of 64.3% tells us most owners here have held their properties for a while rather than cycling through as investment or rental turnover - that supports a market that moves slowly and doesn't get flipped through quickly. For a buyer, that means patience and direct outreach matter more than watching a feed. For a seller, it means a single well-prepared listing can stand out simply because there is so little else to compare it to.
The 60-Second Overview
Umatilla Oak Park is a compact, older section of Umatilla with a wide build-year spread and no organized amenities tied to the community - it reads as a settled residential pocket rather than a planned subdivision.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Umatilla Oak Park. Swipe to explore the community.
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Who Umatilla Oak Park is best for.
Best for
- A buyer who wants an older-built home and is prepared to evaluate condition and updates individually.
- Someone comfortable waiting for infrequent listings rather than shopping active inventory.
- A buyer not seeking community amenities or a planned subdivision feel.
Probably not for
- A buyer who wants to compare multiple active listings side by side right now.
- Someone prioritizing organized community amenities or newer construction as a baseline.
- A buyer who needs a fast, competitive-market transaction timeline.
The market around Umatilla Oak Park
Umatilla Oak Park is a small community — 10 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.
In ZIP 32784, 95 homes are on the market and 21% are under contract — a steady corner of UMATILLA.
Across Lake County, 3,224 homes are active and 1,105 pending (26% under contract).
The housing mix here is 94% single family residence, 6% ?.
ZIP and county figures describe the wider market, not Umatilla Oak Park specifically. Momentum Research analysis of MLS records.
The Umatilla Oak Park buying strategy.
If we were buying in Umatilla Oak Park today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Umatilla Oak Park.
A market of one home at a time
With only 14 homes in the entire community and zero active listings as of this snapshot, there is no meaningful pattern of price-per-square-foot or days-on-market to lean on. The single closing in the most recent window is a data point, not a trend. Anyone evaluating a property here needs to treat it as an individual asset - its age relative to the 1910 - 2020 range, its condition, and any updates against that median 1930 build year - rather than benchmarking it against neighborhood comparables that simply don't exist in volume.
The 64.3% homestead share is the most telling number in the set. It signals that most homes here are owner-occupied on a long-term basis rather than churned through investor or rental turnover. That tends to keep inventory thin and listings infrequent - which matches what we see: no active homes for sale right now. When something does list, it's likely because an owner is making a deliberate move, not because the market is generating routine turnover.
The location and the amenities are priced into every listing in Umatilla Oak Park. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small and this quiet on the MLS, there's no substitute for direct knowledge of the individual homes and owners. We track Umatilla Oak Park closings as they happen, not just when a listing appears, so we can flag an off-market opportunity or a pending move before it's public - and we can help you evaluate a property on its own merits rather than against comps that don't apply.
Umatilla Oak Park in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Umatilla Oak Park buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Umatilla Oak Park sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Umatilla Oak Park, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Umatilla Oak Park home worth?
Get a no-obligation home value based on real comparable sales in Umatilla Oak Park, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Umatilla Oak Park on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Lake County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Lake County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
UMATILLA OAK PARK Market Scorecard
UMATILLA OAK PARK is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32784 ZIP is $294,131, about 15.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
How many homes are in Umatilla Oak Park?
What share of Umatilla Oak Park is owner-occupied?
When were the homes in Umatilla Oak Park built?
Do cash buyers compete in Umatilla Oak Park?
Who is the best real estate agent for Umatilla Oak Park?
How do I find a top UMATILLA real estate agent who knows Umatilla Oak Park?
Can Momentum Realty connect me with an agent for Umatilla Oak Park?
Should you buy in Umatilla Oak Park?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Umatilla Oak Park with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: August 2, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2016 (12 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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More Umatilla & Lake County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.
See how UMATILLA OAK PARK fits the bigger picture — live prices, inventory, and Momentum Scores:





