Umatilla Oak Park in UMATILLA

Umatilla Oak Park
Homes for Sale in UMATILLA, FL

Community in UMATILLA · Lake County · ZIP 32784
14 homesBuilt 1910–2020
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data10 years of closingsFL DOR public recordsUpdated twice daily
Live · Umatilla Oak Park Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
64%
Owner-occupied · Umatilla Oak Park
9 of 14 parcels homesteaded (FL DOR 2025)
36%
Non-owner-occupied · Umatilla Oak Park
incl. 21% trust or LLC-held · 0% out-of-state
0%
Cash buyers · Umatilla Oak Park
0 of 3 sales, 12 mo ending June 2025
14
Homes in the community
14 residential parcels (FL DOR 2025)
Track record · 10 years of records
Est. 1910
Community established
homes built 1910-2020, median 1930 (FL DOR 2025)
1
Failed listings · 2026
peaked at 2 in 2024
7.1%/yr
Turnover rate
about 1 of 14 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

This is a small, old-growth pocket of Umatilla - 14 homes total, a median build year of 1930, and a span that runs from 1910 up to a 2020 build mixed in. That kind of range means no two homes here compete on the same terms; age, updates, and lot condition drive value far more than square footage or floor plan. With a median living area around 1,161 square feet, these are modest-footprint homes, and pricing on any given listing will hinge on how much of the original structure has been touched.

There is currently no active inventory and just one closing in the most recent window, so there is no live market to read from day to day. A homestead share of 64.3% tells us most owners here have held their properties for a while rather than cycling through as investment or rental turnover - that supports a market that moves slowly and doesn't get flipped through quickly. For a buyer, that means patience and direct outreach matter more than watching a feed. For a seller, it means a single well-prepared listing can stand out simply because there is so little else to compare it to.

The 60-Second Overview

Umatilla Oak Park is a compact, older section of Umatilla with a wide build-year spread and no organized amenities tied to the community - it reads as a settled residential pocket rather than a planned subdivision.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer who wants an older-built home and is prepared to evaluate condition and updates individually.
  • Someone comfortable waiting for infrequent listings rather than shopping active inventory.
  • A buyer not seeking community amenities or a planned subdivision feel.

Probably not for

  • A buyer who wants to compare multiple active listings side by side right now.
  • Someone prioritizing organized community amenities or newer construction as a baseline.
  • A buyer who needs a fast, competitive-market transaction timeline.

The market around Umatilla Oak Park

Umatilla Oak Park is a small community — 10 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.

In ZIP 32784, 95 homes are on the market and 21% are under contract — a steady corner of UMATILLA.

Across Lake County, 3,224 homes are active and 1,105 pending (26% under contract).

The housing mix here is 94% single family residence, 6% ?.

ZIP and county figures describe the wider market, not Umatilla Oak Park specifically. Momentum Research analysis of MLS records.

If we were buying in Umatilla Oak Park today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Umatilla Oak Park.

Best Buy
Buyers looking for an older, individual home rather than a subdivision with shared amenities.
Biggest Risk
With zero active listings, there may be nothing to see for months at a time.
Sweet Spot
A buyer comfortable evaluating a pre-1930 or updated older home on its individual condition rather than a market trend.
Avoid If
You want amenities, active inventory, or fast comps to shop against.

A market of one home at a time

With only 14 homes in the entire community and zero active listings as of this snapshot, there is no meaningful pattern of price-per-square-foot or days-on-market to lean on. The single closing in the most recent window is a data point, not a trend. Anyone evaluating a property here needs to treat it as an individual asset - its age relative to the 1910 - 2020 range, its condition, and any updates against that median 1930 build year - rather than benchmarking it against neighborhood comparables that simply don't exist in volume.

The 64.3% homestead share is the most telling number in the set. It signals that most homes here are owner-occupied on a long-term basis rather than churned through investor or rental turnover. That tends to keep inventory thin and listings infrequent - which matches what we see: no active homes for sale right now. When something does list, it's likely because an owner is making a deliberate move, not because the market is generating routine turnover.

The location and the amenities are priced into every listing in Umatilla Oak Park. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this small and this quiet on the MLS, there's no substitute for direct knowledge of the individual homes and owners. We track Umatilla Oak Park closings as they happen, not just when a listing appears, so we can flag an off-market opportunity or a pending move before it's public - and we can help you evaluate a property on its own merits rather than against comps that don't apply.

Umatilla Oak Park in 15 seconds.

Best forBuyers looking for an older, individual home rather than a subdivision with shared amenities.
Biggest advantageLong-held ownership here means low turnover pressure and less competitive bidding when something does list.
Biggest riskWith zero active listings, there may be nothing to see for months at a time.
Sweet spotA buyer comfortable evaluating a pre-1930 or updated older home on its individual condition rather than a market trend.
Avoid ifYou want amenities, active inventory, or fast comps to shop against.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Umatilla Oak Park sales matched to your home.

What is your Umatilla Oak Park home worth?

Get a no-obligation home value based on real comparable sales in Umatilla Oak Park, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Umatilla Oak Park on the map →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Lake County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,201/mo
Lake County typical true cost to own
$146/mo
Lake County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

UMATILLA OAK PARK Market Scorecard

No active listings

UMATILLA OAK PARK is currently a no active listings market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$368,500
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/2
Active/Pend/Sold

Typical home value in the 32784 ZIP is $294,131, about 15.4% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

How many homes are in Umatilla Oak Park?
The Florida DOR 2025 assessment roll shows 14 homes in Umatilla Oak Park (public records).
What share of Umatilla Oak Park is owner-occupied?
64% of Umatilla Oak Park parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Umatilla Oak Park built?
Homes in Umatilla Oak Park were built between 1910 and 2020, with a median year built of 1930 (FL DOR 2025 roll).
Do cash buyers compete in Umatilla Oak Park?
Cash buyers took 0% of Umatilla Oak Park sales in the 12 months ending June 2025 (0 of 3 closings, Stellar MLS).
Who is the best real estate agent for Umatilla Oak Park?
The best agent for Umatilla Oak Park is one who actively works UMATILLA and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Umatilla Oak Park.
How do I find a top UMATILLA real estate agent who knows Umatilla Oak Park?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Umatilla Oak Park and the wider UMATILLA area.
Can Momentum Realty connect me with an agent for Umatilla Oak Park?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Umatilla Oak Park purchase or sale - no call center and no pressure.
A buyer who wants an older-built home and is prepared to evaluate condition and updates individually.Excellent fit
Someone comfortable waiting for infrequent listings rather than shopping active inventory.Excellent fit
A buyer not seeking community amenities or a planned subdivision feel.Excellent fit
A buyer who wants to compare multiple active listings side by side right now.Probably not
Someone prioritizing organized community amenities or newer construction as a baseline.Probably not
A buyer who needs a fast, competitive-market transaction timeline.Probably not

Nearby Communities

Explore more neighborhoods near Umatilla Oak Park with Momentum Realty’s local guides.

Umatilla Palm Court Umatilla0.3 mi awayNorth Umatilla Umatilla0.7 mi awayUmatilla Mitchenors Add Umatilla0.8 mi awayUmatilla Osceola Park Umatilla0.8 mi awayULUmatilla Lake Mary Estates Sub1.1 mi awaySeasons At Magnolia Pointe Umatilla1.5 mi awayEast Umatilla Umatilla1.6 mi awaySilver Beach Heights Umatilla1.6 mi away

Browse all neighborhood guides →

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: August 2, 2026)
Housing stock & ownershipFlorida DOR assessment roll (community parcel extract)
Under-contract sharesStellar MLS records, as of 2026-08-01
Historical depthClosed-sale records back to 2016 (12 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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More Umatilla & Lake County guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.

Thinking of selling in UMATILLA OAK PARK? 1 recorded closings (window ending 2026-08-02). See the Lake County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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