Umatilla Smith Turner
Homes for Sale in Umatilla, FL
All 70 homes for sale in Umatilla, FL · median $364,900 · 62 homes for sale in 32784 · Lake County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 6 closed sales in Umatilla Smith Turner Blk in Umatilla, FL since 2016, the most recent in March 2025. Across Umatilla as a whole, 56 homes closed in the last 12 months at a median of $313,990, 92 median days on market, with 13 homes for sale today. At that median and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $5,230 ($4,560 with the full homestead exemption).
Jon's Current Read: This is a small, established pocket in Umatilla — 41 homes total — with a build span running from 1920 through 2020 and a median year built of 1986. That spread means condition and updates, not just square footage, drive what a given house is worth here. Two homes with the same footprint can sit at very different price points depending on how much has been touched since the original build.
With 61.4% of homes carrying a homestead exemption, a solid majority of this block is owner-occupied rather than turned over as investment or rental stock. For a buyer, that typically means fewer flips moving through at once and a market that trades on individual home condition rather than volume. For a seller, it means your comparable set is limited — 41 homes is not a deep pool, so pricing needs to be built off the specific unit's age, updates, and size rather than a broad neighborhood average.
The 60-Second Overview
Umatilla Smith Turner Blk is a compact, long-established section of Umatilla in Lake County, with homes dating from 1920 to 2020 and a median build year of 1986 — a mix of early-era construction and newer infill on the same block.
Stellar MLS sales records identify 5 homes in Umatilla Smith Turner that have changed hands since 2016, built between 1984 and 1988 (median 1988), with a median living area of about 1,804 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Umatilla Smith Turner is best for.
Best for
- Buyers wanting a modest-footprint home (median around 1,500 sq ft) without amenity fees
- Buyers comfortable evaluating condition on a case-by-case basis given the 1920–2020 build range
- Buyers prioritizing an established, majority owner-occupied block over a new subdivision
Probably not for
- Buyers wanting a community with organized amenities such as a pool, gate, or clubhouse
- Buyers who want uniform, single-era construction for easier apples-to-apples comparison
- Buyers seeking a large-format home well above the area's median living area
The market around Umatilla Smith Turner
Umatilla Smith Turner is too small for its own price trend, so here is the market around it.
In ZIP 32784, 94 homes are on the market and 22% are under contract — a steady corner of Umatilla.
Across Lake County, 3,179 homes are active and 1,077 pending (25% under contract).
In ZIP 32784 (Umatilla), 318 homes closed in the last 12 months at a median of $247K ($178/sq ft), down 2.8% year over year, with a median 73 days on market. Right now 15 active and 7 pending listings put supply at about 3.1 months — a balanced market. See the live ZIP 32784 housing market and the Lake County market.
ZIP and county figures describe the wider market, not Umatilla Smith Turner specifically. Momentum Research analysis of MLS records.
25% of homes for sale in ZIP 32784 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-23).
Umatilla Smith Turner Blk Market Scorecard
Umatilla Smith Turner Blk is currently a thin data market. Limited supply, a median asking price of n/a.
Typical home value in the 32784 ZIP is $294,131, about 15.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Umatilla Smith Turner
Live MLS inventory for Umatilla Smith Turner. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Umatilla Smith Turner listings as of 2026-09-13, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2016 through 2025. Tap any home to ask about it.
Every Home for Sale in Umatilla Smith Turner Blk Right Now (1)
All 1 active and pending Umatilla Smith Turner Blk listings with a detail page, newest first, refreshed twice a day from the MLS.
- 80 Whitcomb Avenue · $345,000 · 3 bd / 2 ba · pending · listed Jun 23, 2026 · listed by Olympus Executive Realty Inc
Schools
- Lake County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Umatilla Elem · Elementary
- Umatilla Middle · Middle
- Umatilla High · High
Zoned schools reflect the assignments reported on recent Umatilla Smith Turner listings and can change; always confirm with Lake County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Umatilla Smith Turner address.
Shop the zone: Homes zoned for Umatilla High High School
The Umatilla Smith Turner buying strategy.
If we were buying in Umatilla Smith Turner today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Umatilla Smith Turner.
A Small Block With a Century of Building
At 41 homes, this is one of the smaller named communities in the Umatilla area, and the build timeline tells the real story: houses here range from 1920 construction up through homes built as recently as 2020, with the typical home dating to 1986. That is not a subdivision built in one phase — it is a block that has filled in and been replaced or added to over decades, which means inspection and updates matter more here than in a tract community with uniform construction.
Median living area sits at 1,500 square feet, putting this squarely in modest-to-moderate footprint territory rather than large-format housing. No community amenities are identified from current MLS listings, so this is a straightforward residential block — value here is about the house and the lot, not a shared clubhouse, pool, or gate.
The location and the amenities are priced into every listing in Umatilla Smith Turner. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A block this small, with a century-wide build range, does not price off a simple neighborhood average — it needs someone pulling the right comparables by age and condition, not just by address. We walk buyers through what a given build year actually means for systems and updates, and we help sellers position an older or newer home correctly against the mixed stock around it.
Umatilla Smith Turner in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Umatilla Smith Turner buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Umatilla Smith Turner sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Umatilla Smith Turner, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Umatilla Smith Turner home worth?
Get a no-obligation home value based on real comparable sales in Umatilla Smith Turner, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Umatilla Smith Turner?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 13, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2016 (6 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Umatilla Smith Turner Blk fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Umatilla Smith Turner
Where is Umatilla Smith Turner?
Umatilla Smith Turner is a community in Umatilla, Lake County, Florida, ZIP 32784.
Are there homes for sale in Umatilla Smith Turner right now?
Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Umatilla Smith Turner have an HOA or CDD?
No HOA is on record for Umatilla Smith Turner in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
More Umatilla & Lake County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.
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