Waterford
Homes for Sale in Riverview, FL

Community in Riverview · Hillsborough County
139 homesBuilt 1995–1998
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Built fromLive Stellar MLS data12 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, the MLS records 23 closed sales in Waterford Ph 01 in Riverview, FL since 2014, the most recent in August 2025. Across Riverview as a whole, 1,231 homes closed in the last 12 months at a median of $360,000, 42 median days on market, with 377 homes for sale today. At that median and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $5,660 ($5,040 with the full homestead exemption).

Live · Waterford Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
1
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
69%
Owner-occupied · Waterford
96 of 139 parcels homesteaded (FL DOR 2025)
31%
Non-owner-occupied · Waterford
incl. 4% trust or LLC-held · 9% out-of-state
33%
Cash buyers · Waterford
1 of 3 sales, 12 mo ending June 2020
139
Homes in the community
139 residential parcels (FL DOR 2025)
Track record · 12 years of records
Est. 1995
Community established
homes built 1995-1998, median 1996 (FL DOR 2025)
0
Failed listings · 2018
peaked at 4 in 2018
0.7%/yr
Turnover rate
about 1 of 139 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Waterford is a compact, established pocket of Riverview — 139 homes built in a tight window from 1995 to 1998, with a median around 2,037 square feet. When the vintage and footprint are this consistent, price is driven less by which floor plan you land and more by condition and updates. A home that has had its kitchen, systems, and roof addressed will separate itself from one that still wears its 1990s finishes, and that spread is where the real negotiation happens.

About 69% of homes here carry a homestead exemption, which points to an owner-occupied core and typically slower turnover. For a buyer, that means fewer listings and a premium on being ready to move when the right one surfaces. For a seller, it means your comps are thin and condition-sensitive — presentation and honest pricing off the median do more work here than in a high-churn subdivision.

Nearby homes for sale

No active listings inside Waterford Ph 01 right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

9209 WATERBIRD DRIVE
$499K · 0.1 mi away
4 bd · 3 ba · 2,220 sqft
9209 WATERBIRD DRIVE
Listed by COLDWELL BANKER REALTY
9116 MOUNTAIN CAMELLIA LANE
$325K · 0.4 mi away
3 bd · 2 ba · 1,540 sqft
9116 MOUNTAIN CAMELLIA LANE
Listed by CENTURY 21 BEGGINS ENTERPRISES
4411 BANYAN TREE PLACE
$325K · 0.4 mi away
3 bd · 2.5 ba · 1,628 sqft
4411 BANYAN TREE PLACE
Listed by FUTURE HOME REALTY INC
9026 SIENNA MOSS LANE
$355K · 0.5 mi away
4 bd · 2.5 ba · 2,146 sqft
9026 SIENNA MOSS LANE
Listed by LPT REALTY, LLC
4617 SOMERSET HILL LANE
$215K · 0.5 mi away
2 bd · 2.5 ba · 1,320 sqft
4617 SOMERSET HILL LANE
Listed by BANNER INT'L REAL ESTATE
4706 CHATTERTON WAY
$210K · 0.6 mi away
2 bd · 2.5 ba · 1,280 sqft
4706 CHATTERTON WAY
Listed by MUSGRAVE GROUP LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

This is a mature, uniformly built community where the housing stock is essentially set — no new construction, no wide range of eras to sort through. What you are buying is a known quantity in square footage and age; the variable is how much each owner has invested since.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who want a move-in-ready, updated home around 2,000 square feet and are prepared to act quickly when one lists
  • Value-focused buyers willing to take on cosmetic or systems work in exchange for a lower entry against the median
  • Long-hold owner-occupants who prize a stable, low-turnover community over resale churn

Probably not for

  • Buyers who require new construction or homes with builder warranties and modern-era systems
  • Shoppers who want a wide range of sizes, eras, and floor plans to compare
  • Investors counting on constant inventory and fast flips, given the low turnover here

The market around Waterford

Waterford is a small community — 9 recorded sales on file, most recently in 2018 — too few for its own price trend. Here is the market around it.

Across Hillsborough County, 5,970 homes are active and 2,046 pending (26% under contract).

The housing mix here is 97% single family residence, 3% townhouse.

ZIP and county figures describe the wider market, not Waterford specifically. Momentum Research analysis of MLS records.

If we were buying in Waterford today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waterford.

Best Buy
Buyers who want an established Riverview address with a predictable, mid-size footprint.
Biggest Risk
Original-era homes carry deferred-maintenance exposure on roofs and systems.
Sweet Spot
An updated home near the median size where the big-ticket items are already handled.
Avoid If
You need new construction, warranties, or a large selection of listings to choose from.

A condition-driven market

With every home roughly three decades old and clustered near 2,037 square feet, the pricing story is almost entirely about upkeep. Roofs, HVAC, and water heaters from the original build era are at or past replacement age across much of the neighborhood, so the meaningful questions are what has been updated and when. Two homes of the same size can justify very different prices based on that alone, and buyers should budget inspection attention accordingly.

The high homestead share tends to keep inventory low and turnover measured, so patience matters. Sellers who prep their home and price honestly against the median stand out; sellers who assume a bidding war will paper over deferred maintenance usually get corrected by the market. Buyers, meanwhile, should be pre-approved and decisive, because well-updated homes in a set-size community like this do not sit long.

The location and the amenities are priced into every listing in Waterford. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a small, condition-sensitive community with thin comps, the value we add is reading the difference between a home that has been kept up and one that hasn't — and pricing off that, not off a generic median. Whether you are buying or selling, we will tell you where a specific home sits on that spectrum and what it should cost, rather than guessing at a range the data doesn't support.

Waterford in 15 seconds.

Best forBuyers who want an established Riverview address with a predictable, mid-size footprint.
Biggest advantageConsistent vintage and square footage make it easier to compare value once you account for condition.
Biggest riskOriginal-era homes carry deferred-maintenance exposure on roofs and systems.
Sweet spotAn updated home near the median size where the big-ticket items are already handled.
Avoid ifYou need new construction, warranties, or a large selection of listings to choose from.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waterford sales matched to your home.

What is your Waterford home worth?

Get a no-obligation home value based on real comparable sales in Waterford, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Waterford on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Waterford?
The Florida DOR 2025 assessment roll shows 139 homes in Waterford (public records).
What share of Waterford is owner-occupied?
69% of Waterford parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Waterford built?
Homes in Waterford were built between 1995 and 1998, with a median year built of 1996.0 (FL DOR 2025 roll).
Do cash buyers compete in Waterford?
Cash buyers took 33% of Waterford sales in the 12 months ending June 2020 (1 of 3 closings, Stellar MLS).
Who is the best real estate agent for Waterford?
The best agent for Waterford is one who actively works Riverview and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Waterford.
How do I find a top Riverview real estate agent who knows Waterford?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Waterford and the wider Riverview area.
Can Momentum Realty connect me with an agent for Waterford?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Waterford purchase or sale - no call center and no pressure.
Buyers who want a move-in-ready, updated home around 2,000 square feet and are prepared to act quickly when one listsExcellent fit
Value-focused buyers willing to take on cosmetic or systems work in exchange for a lower entry against the medianExcellent fit
Long-hold owner-occupants who prize a stable, low-turnover community over resale churnExcellent fit
Buyers who require new construction or homes with builder warranties and modern-era systemsProbably not
Shoppers who want a wide range of sizes, eras, and floor plans to compareProbably not
Investors counting on constant inventory and fast flips, given the low turnover hereProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 33578))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2014 (23 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

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More Riverview & Tampa & Hillsborough County guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Tampa & Hillsborough County or the full Neighborhood Finder.

Thinking of selling in Waterford Ph 01? 1 recorded closings (window ending 2026-07-13). See the Hillsborough County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Waterford with Momentum Realty’s local guides.

WWaterford0.0 mi away · median $389K, 4 sales/12 moPavilion0.1 mi awayMPMagnolia Park Northeast0.4 mi awayMPMagnolia Park Central0.5 mi away · 186 homes, built 2008–15Magnolia Park Central0.5 mi away · median $330K, 6 sales/12 mo

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