Waterford
Homes for Sale in Kissimmee, FL
All 2,933 homes for sale in KISSIMMEE, FL · median $373,400 · 569 homes for sale in 34746 · Osceola County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 7 closed sales in Waterford Phase 2 in Kissimmee, FL since 2004, the most recent in October 2024. Across Kissimmee as a whole, 2,431 homes closed in the last 12 months at a median of $387,990, 62 median days on market, with 1,223 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $5,910 ($5,310 with the full homestead exemption).
There isn't a current MLS data set robust enough to pin down pricing patterns or turnover in Waterford right now. That in itself is information: this is a smaller or quieter segment of the Brooksville market rather than a high-volume subdivision with a constant flow of new listings.
For a buyer or seller, that means less reliance on broad statistics and more on a direct, listing-by-listing comparison. Anyone serious about this community should expect to lean on individual home condition, lot specifics, and recent comparable closings pulled at the time of inquiry rather than a published median or pace-of-market figure.
Nearby homes for sale
No active listings inside WATERFORD PHASE 2 right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Waterford sits within Brooksville in Hernando County, an area where inventory in this specific phase moves in small enough numbers that MLS data does not currently support a stable set of pricing or activity metrics.
Stellar MLS sales records identify 26 homes in WATERFORD that have changed hands since 2005, built between 1990 and 2008 (median 1999), with a median living area of about 1,892 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Waterford is best for.
Best for
- A buyer who has already identified a specific home in Waterford and wants a straightforward, no-frills purchase process
- A buyer prioritizing Brooksville location and Hernando County over a defined amenity package
- A buyer comfortable verifying HOA rules and community features directly rather than relying on listing marketing
Probably not for
- A buyer who wants to compare against a published median price or day-on-market pace before writing an offer
- A buyer set on amenities like a pool or clubhouse as a non-negotiable, without confirming they exist here
- A buyer who prefers a high-inventory community where recent comparable sales are easy to pull
The market around Waterford
Waterford is a small community — 44 recorded sales on file, most recently in 2023 — too few for its own price trend. Here is the market around it.
In ZIP 34746, 995 homes are on the market and 21% are under contract — a steady corner of Kissimmee.
Across Osceola County, 4,437 homes are active and 1,149 pending (21% under contract).
Homes here are single family residence.
In ZIP 34746 (KISSIMMEE), 1,615 homes closed in the last 12 months at a median of $405K ($199/sq ft), down 4.5% year over year, with a median 67 days on market. Right now 421 active and 72 pending listings put supply at about 6.7 months — a buyer's market. See the live ZIP 34746 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Waterford specifically. Momentum Research analysis of MLS records.
Recent Developments in Waterford
Development, infrastructure, retail, and school activity affecting Waterford, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
Board approves height allowance increase at One Hernando Center
The Hernando County Commission unanimously approved raising the maximum building height from 60 feet to 85 feet for One Hernando Center, a 146-acre industrial distribution development east of Kettering Road in Brooksville. The added height accommodates automated storage and retrieval systems for uses such as cold storage and manufacturing.
What it may mean for the marketA 146-acre industrial distribution park advances with taller warehouse capacity, adding to the area logistics and manufacturing footprint. The site is less than a mile southeast of Waterford.
Source: Hernando Sun - July 2026Civic
County Board approves new fire station prototype
The Hernando County Board voted 4-0 on June 23 to approve two prototype fire station designs, a 3-bay and a 4-bay configuration, by KMF Architects at a Phase 1 design cost of about $296,902. The reusable prototypes are intended to speed and standardize future fire station construction countywide.
What it may mean for the marketStandardized fire station prototypes aim to expedite future public safety facility construction across the county, supporting emergency service infrastructure as growth continues. The site is about 5 miles east of Waterford.
Source: Hernando Sun
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Waterford buying strategy.
If we were buying in Waterford today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waterford.
A phase without a public amenity profile
Current MLS listings for Waterford do not identify a defined set of community amenities. That doesn't necessarily mean none exist — it means the active listing data at this snapshot doesn't surface them, which is common in smaller phases or communities where amenity marketing isn't part of how homes are presented.
Buyers who care about specific features — pool, clubhouse, recreational space — should treat this as a research item rather than an assumption in either direction. Confirm directly with the HOA or a recent resident-facing document rather than relying on listing remarks alone.
The location and the amenities are priced into every listing in Waterford. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community where the public data set is this thin, the value of local, on-the-ground verification goes up. We pull actual HOA documents, recent closed comps, and condition-specific detail rather than leaning on a published median or aggregate stat that doesn't really exist yet for this phase.
Waterford in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Waterford buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waterford sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Waterford, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Waterford home worth?
Get a no-obligation home value based on real comparable sales in Waterford, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Waterford on the map →
Should you buy in Waterford?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2004 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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More Kissimmee & Kissimmee, St. Cloud & Osceola County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Kissimmee, St. Cloud & Osceola County or the full Neighborhood Finder.
See how WATERFORD PHASE 2 fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Waterford
Where is Waterford?
Waterford is a community in KISSIMMEE, Osceola County, Florida, ZIP 34746.
Are there homes for sale in Waterford right now?
No active listings inside Waterford at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Waterford have an HOA or CDD?
No HOA is on record for Waterford in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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