Homes for Sale $300K to $500K in Miramar Beach, FL

This page tracks every Miramar Beach listing with an asking price between $300,000 and $500,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

273 homes listed between $300,000 and $500,000 are for sale or pending in Miramar Beach, FL today across 126 communities. The median asking price is $414,000, from $304,000 to $499,999. Listings in Miramar Beach without that feature have a median of $825,000. Most listings right now: Ariel Dunes Ii (11), Grand Sandestin (10), Ariel Dunes Ii (9). Updated September 11, 2026 from the MLS.

Miramar Beach homes $300K–$500K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes $300K–$500K listed are tabled; the rest follow.

Community	Homes $300K–$500K	Median list	From
Ariel Dunes Ii	11	$425,000	$399,000
Grand Sandestin	10	$394,000	$319,000
	9	$420,000	$399,000
	9	$359,000	$319,000
	7	$399,900	$320,000
Luau I	7	$385,000	$319,000
Pilot House	6	$417,000	$320,000
	6	$384,500	$319,000
	6	$327,000	$314,900
Tops'L Tennis Village	5	$499,000	$399,900
	5	$425,000	$407,000
	5	$415,000	$389,900
	5	$380,000	$349,900
Alerio	4	$469,000	$429,000
	4	$464,000	$429,000
Lasata	4	$442,000	$375,000
	4	$441,950	$377,000
Crystal Cove	4	$441,950	$377,000
Hidden Dunes Beach Cottages 1	4	$402,000	$339,000
	4	$397,000	$339,000
Observation Point	4	$389,000	$356,000
Elation	4	$382,450	$310,000
	4	$374,466	$319,000
	4	$372,500	$325,000
	4	$362,000	$349,900
	4	$339,000	$339,000
	3	$499,000	$365,000
	3	$499,000	$399,900
	3	$457,500	$420,000
	3	$409,000	$349,000
Summit At Tops'L (The)	3	$409,000	$379,000
	3	$379,000	$365,000
Luau Ii	3	$365,000	$349,900
	2	$499,900	$499,900
	2	$462,000	$425,000
Ariel Dunes	2	$454,000	$449,000
Hidden Dunes Beach Cottages	2	$437,000	$399,000
	2	$434,500	$419,000
	2	$422,450	$419,900
Gulf Crest T/H	2	$412,500	$400,000
	2	$402,500	$370,000
	2	$399,450	$388,000
	2	$381,500	$344,000
	2	$371,950	$339,000
Grand Sandestin The	2	$371,950	$339,000
	2	$367,000	$355,000
	2	$362,250	$349,500
Elation	2	$341,363	$312,727
	2	$340,000	$320,000
	1	$499,900	$499,900
	1	$499,900	$499,900
	1	$499,900	$499,900
Alerio	1	$499,900	$499,900
Gulf Walk Miramar Beach	1	$499,900	$499,900
Players Club At Sandestin	1	$499,900	$499,900
Holiday Shores Estates 3Rd Addn	1	$499,000	$499,000
Seascape	1	$499,000	$499,000
	1	$499,000	$499,000
	1	$499,000	$499,000
	1	$499,000	$499,000

Also with homes $300K–$500K for sale

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(1)
(1)
Heron Walk (1)
Beachside Two (1)
Bayside / Bonaire PH I (1)
(1)
(1)
Harbour Pointe (1)
(1)
(1)
Emerald Waters (1)
(1)
Holiday Shores Estates (1)
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(1)
Summerlake T/H (1)
Ariel Dunes (1)
(1)
(1)
(1)
Woodland Shores Townhomes Phase Iii (1)
(1)
Seascape (1)
Hidden Harbor Estates (1)
(1)
Summer Haven North T/H (1)
(1)
Ariel Dunes 1 (1)
(1)
(1)
(1)
(1)
Garden Homes At Bayside (1)
Gulf Crest Twnhms (1)
Bon Villas Ph 1 (1)
(1)
(1)
Woodland Shores Townhomes Phase Iv (1)
(1)
(1)
(1)
Crystal Village II Ph 2 (1)
(1)
(1)
Observation Point North (1)
(1)
(1)
(1)
Pilot House (1)
Hidden Dunes Beach Cottages 2 (1)
(1)
Observation Point N (1)
(1)
Luau II (1)
(1)
(1)
Crystal Village Ii Ph3 (1)
Luau I (1)
(1)
(1)
Grand Sandestin (1)
(1)
(1)
(1)
(1)

Where this band sits in the market

The answer block above shows how the median of this band compares with the rest of the city’s listings, which tells you whether $300,000–$500,000 is the middle of the market here or the top of it. Within the band, compare on price per square foot and year built: newer subdivisions usually price higher per foot with lower expected maintenance, older ones the reverse. Each community page carries the HOA and CDD picture, the year-built range and the sales history, so two homes at the same price can be told apart in a few minutes.

Questions to ask about any listing in this band

What are the total monthly carrying costs (taxes, insurance, HOA, CDD) and how do they compare with a similar home two communities over? What is the age of the roof, HVAC and water heater? Is the community’s HOA financially healthy (reserves, no pending assessment)? How many days has the listing been on the market and has the price moved? A local agent who works the area will know which communities in this band are trading at asking and which are negotiating.

Common questions

How many homes listed between $300,000 and $500,000 are for sale in Miramar Beach?

As of September 11, 2026, 273 Miramar Beach, FL listings whose MLS record reports an asking price between $300,000 and $500,000 are active or pending, across 126 communities. The count updates with every MLS refresh.

What do homes $300K–$500K cost in Miramar Beach?

The median asking price today is $414,000, with listings from $304,000 to $499,999. Miramar Beach listings without that feature have a median of $825,000.

Which Miramar Beach community has the most homes $300K–$500K for sale?

Ariel Dunes Ii has the most right now (11), followed by Grand Sandestin (10), Ariel Dunes Ii (9), Grand Sandestin (9).

What is the monthly payment on a $400,000 home?

At today’s rates with 20% down, principal and interest on a $400,000 purchase runs roughly $2,000–$2,300 a month before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator turns them into one monthly figure.

Keep exploring Miramar Beach

Live data: Emerald Coast AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Miramar Beach, FL whose MLS record reports an asking price between $300,000 and $500,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.