Waterfront Homes for Sale in Miramar Beach, FL
This page tracks every Miramar Beach listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
201 waterfront homes are for sale or pending in Miramar Beach, FL today across 110 communities. The median asking price is $899,000, from $175,000 to $10,000,000. Listings in Miramar Beach without that feature have a median of $599,000. Most listings right now: Westwinds At Sandestin Condo (9), Burnt Pine (6), Mainsail Condo Ph 3 (6). Updated September 27, 2026 from the MLS.
Live waterfront homes in Miramar Beach: the listings
112 active listings carry the flag today (22% of Miramar Beach inventory), median asking $981,000, median 143 days on market. Photo cards link to the listing; refreshed nightly.
Newest waterfront homes in Miramar Beach
The most expensive waterfront homes in Miramar Beach
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 3218 Bay Estates Circle | $10,000,000 | — | Burnt Pine |
| 396 Walton Way | $9,499,000 | — | Whispering Oaks |
| 4651 Southwinds Drive #4651 & 4652 | $7,900,000 | — | Southwinds Iii At Sandestin |
| 3212 Bay Estates Circle | $7,350,000 | — | Burnt Pine |
| 510 Walton Way | $7,250,000 | — | Whispering Oaks |
| 780 Shore Drive | $5,999,999 | — | Holiday Shores Estates |
| 202 Shore Drive | $5,550,000 | — | Holiday Shores Estates |
| 134 Norwood Drive #Penthouse 4 | $4,800,000 | — | Villa Burago |
| 3217 Bay Estates Circle | $4,749,000 | — | Burnt Pine Circle |
| 3508 Burnt Pine Lane | $4,500,000 | — | Burnt Pine |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 2 | 2% |
| $300K–$500K | 5 | 4% |
| $500K–$750K | 26 | 23% |
| $750K–$1M | 24 | 21% |
| $1M+ | 55 | 49% |
Miramar Beach waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most waterfront homes listed are tabled; the rest follow.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Westwinds At Sandestin Condo | 9 | 0 | $1,125,000 | $989,900 |
| Burnt Pine | 6 | 0 | $4,249,500 | $2,295,000 |
| Mainsail Condo Ph 3 | 6 | 0 | $640,000 | $549,900 |
| Bayside Condo Sandestin | 6 | 0 | $199,950 | $175,000 |
| Tops'L Beach Manor | 5 | 0 | $1,050,000 | $725,000 |
| Mainsail Condo Ph 1 | 5 | 0 | $925,000 | $689,000 |
| Edgewater Beach Condo Ph 1 | 5 | 0 | $655,000 | $419,000 |
| Harbour Point Condo | 5 | 0 | $466,000 | $420,000 |
| Grand Dunes - North Tower | 4 | 0 | $2,595,000 | $1,895,000 |
| Villa Lago | 4 | 0 | $984,500 | $895,000 |
| Whispering Oaks | 3 | 0 | $7,250,000 | $2,879,000 |
| Whispering Oaks | 3 | 0 | $6,850,000 | $2,879,000 |
| Warren Heights | 3 | 0 | $3,790,000 | $3,750,000 |
| Island Green | 3 | 0 | $2,590,000 | $2,050,000 |
| Southwinds I | 3 | 0 | $1,800,000 | $1,599,000 |
| Empress (The) | 3 | 0 | $1,299,000 | $1,100,000 |
| Mainsail Condo Ph 5 | 3 | 0 | $1,175,000 | $623,900 |
| Beachside 1 Condo | 3 | 0 | $859,000 | $839,000 |
| Hidden Dunes Gulfside 1 | 3 | 0 | $850,000 | $799,000 |
| Beach House Condo Ph 2 | 3 | 0 | $675,000 | $649,000 |
| Players Club At Sandestin | 3 | 0 | $590,000 | $499,900 |
| Beachwalk Villas Ph 05 | 3 | 0 | $575,000 | $532,500 |
| Seascape Condo Ph 6B Ph 1 | 3 | 0 | $554,900 | $439,000 |
| Lasata | 3 | 0 | $510,000 | $250,000 |
| Southwinds Iii At Sandestin | 2 | 0 | $5,747,500 | $3,595,000 |
| Tides At Tops'L | 2 | 0 | $1,787,000 | $779,000 |
| Edgewater Beach Condo Ph 2 | 2 | 0 | $1,497,000 | $499,000 |
| Southwinds I At Sandestin | 2 | 0 | $1,312,500 | $1,250,000 |
| Crescent At Miramar Beach The | 2 | 0 | $1,297,000 | $899,000 |
| Northshore | 2 | 0 | $1,000,000 | $950,000 |
| Prestwick Place | 2 | 0 | $964,000 | $899,000 |
| Fairways At Sandestin Ph 2 | 2 | 0 | $836,000 | $675,000 |
| Sandpiper Village Condo | 2 | 0 | $775,000 | $775,000 |
| Seascape Condo Ph 10 | 2 | 0 | $737,500 | $725,000 |
| Seascape Condo Ph 7C | 2 | 0 | $699,450 | $649,900 |
| Beachside Two | 2 | 0 | $673,500 | $550,000 |
| Le Jardin | 2 | 0 | $655,000 | $575,000 |
| Heron Walk Ph 3 | 2 | 0 | $627,000 | $535,000 |
| Heron Walk | 2 | 0 | $562,450 | $475,000 |
| Seascape Condo Ph 6B Ph 3 | 2 | 0 | $504,000 | $480,000 |
| Elation | 2 | 0 | $494,000 | $289,000 |
| Richards A E Unrec | 1 | 0 | $8,995,000 | $8,995,000 |
| Holiday Shores Estates 1St Addn | 1 | 0 | $5,999,999 | $5,999,999 |
| Holiday Shores Estates | 1 | 0 | $5,550,000 | $5,550,000 |
| Villa Burago | 1 | 0 | $4,800,000 | $4,800,000 |
| Burnt Pine Circle | 1 | 0 | $4,749,000 | $4,749,000 |
| Shipwatch | 1 | 0 | $3,649,900 | $3,649,900 |
| Shipwatch | 1 | 0 | $3,574,900 | $3,574,900 |
| Delos at Frangista | 1 | 0 | $3,495,000 | $3,495,000 |
| Troon Drive / Sandestin | 1 | 0 | $2,845,000 | $2,845,000 |
| Flounder Beach Unrec | 1 | 0 | $2,825,000 | $2,825,000 |
| Island Estates | 1 | 0 | $2,800,000 | $2,800,000 |
| Callie Shores Unrec | 1 | 0 | $2,800,000 | $2,800,000 |
| Grand Dunes - South Tower | 1 | 0 | $2,795,000 | $2,795,000 |
| Island Estates | 1 | 0 | $2,599,500 | $2,599,500 |
| Southwinds Iii | 1 | 0 | $2,099,000 | $2,099,000 |
| Bayshore Gardens | 1 | 0 | $1,990,000 | $1,990,000 |
| Gulf Pines | 1 | 0 | $1,899,990 | $1,899,990 |
| Southwinds Ii | 1 | 0 | $1,895,000 | $1,895,000 |
| Anchorage At Sandestin The | 1 | 0 | $1,849,000 | $1,849,000 |
Also with waterfront homes for sale
- The Retreat at Miramar (1)
- Del Mar At Sandestin (1)
- Fountains at Sandestin (1)
- Grand Villas at Tops'l Beach Club (1)
- Sunchase T/H (1)
- Sanddollar Townhomes (1)
- CRYSTAL LAKE PHASE I - Olde Towne (1)
- Saint Tropez (1)
- Compass Rose (1)
- Baypines (Sandestin) (1)
- Villa Lago (1)
- Legend Creek At Sandestin (1)
- Mediterranea (1)
- Beachside One (1)
- Hidden Dunes Beach Villas (1)
- Laurel Grove (1)
- Fairways (1)
- Pine Ridge (1)
- Majestic Sun (1)
- Pine Ridge Villas (1)
- Turnberry Ii (1)
- Fairways At Sandestin Ph 1 (1)
- Beachwalk Villas (1)
- Emerald Bay Ph 1A (1)
- Beach House Condo Ph 1 (1)
- Mainsail Condo Ph Iv (1)
- Beach House (1)
- Turnberry Villas Condo (1)
- Destin Surfside Condo (1)
- Players Club On The Bay (1)
- Fairways At Sandestin Ph 4 (1)
- Linkside Village Unit 1 (1)
- Beachwalk Villas Ph 10 (1)
- Bayou Village Condo Ph 2 (1)
- Beachwalk T/H (1)
- Beachwalk Villas Ph 03 (1)
- Bayou Village Condo Ph 1 (1)
- Edgewater (1)
- Edgewater (1)
- Bahia Condo (1)
- Edgewater Beach (1)
- Mainsail Condo Ph 4 (1)
- Harbour Pointe (1)
- HARBOUR POINT CONDO Sandestin Golf and Beach Resort (1)
- Bayside Ph 1 (1)
- Seascape Condo Ph 6B Ph 2 (1)
- Seascape Condo Ph 7 (1)
- Crystal Cove (1)
- Seascape Condo Ph 6B Ph 5 (1)
- Grand Sandestin (1)
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Miramar Beach?
What do waterfront homes cost in Miramar Beach?
Which Miramar Beach community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Miramar Beach
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- Miramar Beach homes under $300K
- Miramar Beach homes $300K–$500K
- Waterfront Homes in every city
Live data: Emerald Coast AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Miramar Beach, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.