Homes for Sale Under $300K in Miramar Beach, FL

This page tracks every Miramar Beach listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

109 homes listed under $300,000 are for sale or pending in Miramar Beach, FL today across 34 communities. The median asking price is $229,000, from $149,900 to $299,900. Listings in Miramar Beach without that feature have a median of $748,000. Most listings right now: Lasata (10), Lasata (9), Grand Sandestin (8). Updated September 11, 2026 from the MLS.

Miramar Beach homes under $300K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityHomes Under $300KNew buildMedian listFrom
Lasata100$239,000$179,900
90$239,000$179,900
Grand Sandestin80$237,500$190,000
80$196,250$149,900
70$219,000$190,000
60$205,000$194,900
Luau I50$284,900$200,000
50$269,500$218,000
Elation50$200,000$178,900
50$188,000$170,000
40$239,500$210,000
30$250,000$215,000
Luau Ii30$250,000$239,000
30$224,500$195,000
Grand Sandestin The30$224,500$195,000
Pilot House20$212,000$200,000
20$209,000$199,000
20$208,500$198,000
Elation20$208,500$198,000
20$207,000$158,000
Pointe Of View20$193,500$158,000
10$299,900$299,900
10$299,000$299,000
10$275,000$275,000
10$275,000$275,000
Bradley Park10$275,000$275,000
10$269,990$269,990
Hidden Villas T/H10$269,990$269,990
10$269,900$269,900
10$265,000$265,000
10$249,000$249,000
Destin Village RV10$249,000$249,000
10$225,000$225,000
Grand Sandestin10$225,000$225,000

What under $300,000 buys and what to check

In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.

Questions to ask about any listing in this band

How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.

Common questions

How many homes listed under $300,000 are for sale in Miramar Beach?
As of September 11, 2026, 109 Miramar Beach, FL listings whose MLS record reports an asking price under $300,000 are active or pending, across 34 communities. The count updates with every MLS refresh.
What do homes under $300K cost in Miramar Beach?
The median asking price today is $229,000, with listings from $149,900 to $299,900. Miramar Beach listings without that feature have a median of $748,000.
Which Miramar Beach community has the most homes under $300K for sale?
Lasata has the most right now (10), followed by Lasata (9), Grand Sandestin (8), Bayside Condo Sandestin (8).
What is the monthly payment on a home under $300,000?
At today’s rates with 20% down, principal and interest on a $300,000 purchase runs in the $1,500–$1,700 a month range before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator linked above turns them into one monthly number.

Keep exploring Miramar Beach

Live data: Emerald Coast AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Miramar Beach, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

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