Cheval Polo & Golf Club
Homes for Sale in Lutz, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Cheval Polo & Golf Club in Lutz, FL has 1 home for sale. As of September 2026, the MLS records 5 closed sales in Cheval Polo & Golf Club in Lutz, FL since 2014, the most recent in June 2017. Across Lutz as a whole, 318 homes closed in the last 12 months at a median of $475,000, 41 median days on market, with 72 homes for sale today. At that median and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $7,470 ($6,850 with the full homestead exemption).

Cheval Polo & Golf Club is a small, established enclave of 94 homes built between 1986 and 2006, with a median build year of 1993. The living space here runs large — a median of 4,905 square feet — which puts pricing conversations squarely in the realm of condition, updates, and lot specifics rather than a simple per-square-foot comparison to newer construction nearby.
There are no closings in the current window, which means there is no fresh transaction data to anchor a price expectation. That is not unusual for a tightly held, low-turnover pocket like this one. A buyer or seller here should expect valuation to be a hands-on exercise — pulling comparable closed sales from a wider timeframe and adjusting hard for renovation status, given the age spread across the community.
The 60-Second Overview
This is a mature section of Cheval, built out over two decades, where homes skew large and ownership tends to be long-term — over four in five owners here carry a homestead exemption, a strong signal of primary-residence use rather than investment or short-term turnover.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Cheval Polo & Golf Club is best for.
Best for
- Buyers who want a large, established home and are comfortable evaluating condition and updates individually rather than relying on a uniform new-construction standard.
- Buyers planning to occupy the home as a primary residence, consistent with the high homestead share already seen in this section.
- Buyers who are patient with a thin resale market and willing to do extra diligence given the lack of recent closing data.
Probably not for
- Buyers who require confirmed, documented community amenities before writing an offer.
- Buyers seeking a smaller or more compact home footprint, given the median size here runs large.
- Investors looking for a high-turnover rental market — the homestead share suggests this is not that kind of community.
The market around Cheval Polo & Golf Club
Cheval Polo & Golf Club is too small for its own price trend, so here is the market around it.
In ZIP 33558, 149 homes are on the market and 16% are under contract — a slower corner of Lutz.
Across Hillsborough County, 6,274 homes are active and 1,939 pending (24% under contract).
ZIP and county figures describe the wider market, not Cheval Polo & Golf Club specifically. Momentum Research analysis of MLS records.
Cheval Polo Golf Club Ph 01 Ave Market Scorecard
Cheval Polo Golf Club Ph 01 Ave is currently a thin data market. Limited supply, a median asking price of $2,495,000, and homes go under contract in about 79 days.
Typical home value in the 33558 ZIP is $550,594, about 2.8% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Cheval Polo & Golf Club
Live MLS inventory for Cheval Polo & Golf Club. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Cheval Polo & Golf Club listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2017. Tap any home to ask about it.
Schools
- Hillsborough County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- McKitrick-HB · Elementary
- Martinez-HB · Middle
- Steinbrenner High School · High
Zoned schools reflect the assignments reported on recent Cheval Polo & Golf Club listings and can change; always confirm with Hillsborough County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Cheval Polo & Golf Club address.
The Cheval Polo & Golf Club buying strategy.
If we were buying in Cheval Polo & Golf Club today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cheval Polo & Golf Club.
Size, Age, and What They Mean for Value
With only 94 homes and construction spanning 1986 to 2006, this is not a cookie-cutter subdivision — it is a collection of custom and semi-custom builds from different points in Cheval's development. A median living area near 4,905 square feet signals larger-format homes throughout, which changes how carrying costs, maintenance scope, and renovation budgets should be framed compared to smaller-footprint communities.
The 82.1% homestead share is one of the more telling numbers in this snapshot. It points to a community where most owners are living in the home full-time rather than holding it as a rental or seasonal property. Combined with no listed community amenities in current MLS data, buyers should verify directly what access, if any, exists to golf, club, or recreational facilities associated with the broader Cheval name — the designation alone does not guarantee amenity access from this specific phase.
The location and the amenities are priced into every listing in Cheval Polo & Golf Club. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a micro-community this small, with no recent closings to lean on, pricing a home correctly takes more than pulling an automated estimate — it takes a careful read of the last comparable sales, an honest assessment of what condition and updates are actually worth on a home of this age and size, and direct verification of amenity access rather than assumptions based on the Cheval name. That is the kind of legwork we do before we ever talk numbers with a client.
Cheval Polo & Golf Club in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cheval Polo & Golf Club buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cheval Polo & Golf Club sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cheval Polo & Golf Club, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cheval Polo & Golf Club home worth?
Get a no-obligation home value based on real comparable sales in Cheval Polo & Golf Club, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Cheval Polo & Golf Club?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Cheval Polo & Golf Club with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2014 (5 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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