City Of Fernandina
Homes for Sale in Fernandina Beach, FL

City Of Fernandina, on the Nassau County coast in Fernandina Beach, is a deep and varied market of roughly 1,219 homes where age and condition matter more than any headline number — the median living area is a compact 1,509 square feet, so square footage is often traded for location.

realMLS (Northeast Florida) sales records identify 48 homes in City Of Fernandina that have changed hands since 2003, built between 1877 and 2026 (median 1956), with a median living area of about 1,470 sq ft and a typical 3-bedroom, 2-bath layout; 94% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 67 qualified sales in City Of Fernandina across 2024–2025 (40 in 2024, 27 in 2025), median $520,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

City Of Fernandina is too small for its own price trend, so here is the market around it.

In ZIP 32034, 314 homes are on the market and 26% are under contract — a steady corner of Fernandina Beach.

Across Nassau County, 528 homes are active and 180 pending (25% under contract).

In ZIP 32034 (Fernandina Beach), 1,082 homes closed in the last 12 months at a median of $438K ($200/sq ft), down 0.1% year over year, with a median 53 days on market. Right now 222 active and 75 pending listings put supply at about 10.8 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.

ZIP and county figures describe the wider market, not City Of Fernandina specifically. Momentum Research analysis of MLS records.

The defining feature of this market is its range of eras. Homes date back as far as 1883, with new construction as recent as 2024 and a median build year of 1970. That means inspection quality, systems, and renovation history carry real weight in pricing — two homes at similar square footage can sit far apart on price purely on condition. The median of about 1,509 square feet also signals a market where compact and historic footprints are common, so buyers looking for large modern floorplans will need to search selectively.

A homestead share around 56 percent tells you this is a genuine primary-residence market with a meaningful second-home and rental presence alongside it. At a median of $380 per square foot, land and location are being paid for as much as the structure — expect to underwrite the lot and the block, not just the house. With only four closings in the reference window, individual sales move the read, so treat the median as directional rather than precise.

This is a market where the median hides more than it reveals. With inventory ranging from 19th-century structures to brand-new builds and a thin recent-closing count, pricing a home — or an offer — requires reading each property against its true comparable set, not the neighborhood average. We help sellers prep and price to condition so they land in the fast-moving lane, and we help buyers underwrite older homes with clear eyes on systems and scope.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.