Island Cottages in St. Augustine

Island Cottages
Homes for Sale in St. Augustine, FL

All 1,143 homes for sale in St. Augustine, FL · median $479,990 · 165 homes for sale in 32080 · St. Johns County homes for sale

Community in St. Augustine · St. Johns County · ZIP 32080
23 homesBuilt 2005–2007
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True comps, carrying-cost math, and listings before the portals.

Photo courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE · via realMLS

Built fromLive realMLS data16 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Island Cottages in St. Augustine, FL has 2 homes for sale. As of October 2026, the MLS records 23 closed sales in Island Cottages in St. Augustine, FL since 2010, the most recent in August 2025. Across St. Augustine as a whole, 2,438 homes closed in the last 12 months at a median of $445,000, 48 median days on market, with 692 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $5,990 ($5,480 with the full homestead exemption).

Live · Island Cottages Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
St. Johns: 29% (794 of 2,746)
2 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
65%
Owner-occupied · Island Cottages
15 of 23 parcels homesteaded (FL DOR 2025)
35%
Non-owner-occupied · Island Cottages
incl. 4% trust or LLC-held · 26% out-of-state
23
Homes in the community
23 residential parcels (FL DOR 2025)
Track record · 16 years of records
4
Recorded sales · 2024-2025
median $750K · qualified sales on the county roll (FL DOR 2025)
Est. 2005
Community established
homes built 2005-2007, median 2006 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Island Cottages is a small St. Augustine pocket, and the snapshot we're working from is thin by design — a narrow closings window in St. Johns County. With limited recent activity, price here is driven less by a broad market average and more by the condition and specifics of whatever individual home is trading. In a subdivision this size, one renovated cottage or one dated one can swing the read, so treat any single data point as a starting question, not an answer.

For a seller, that thinness cuts both ways: low visible inventory can work in your favor, but it also means buyers have few comparables to anchor to, so presentation and pricing discipline matter more than usual. For a buyer, the posture is to move deliberately — verify condition, study the closest true comps, and don't assume the last sale sets your number.

The 60-Second Overview

Island Cottages is a compact community within St. Augustine, in St. Johns County. It trades infrequently enough that each sale carries real weight, which rewards buyers and sellers who do their homework on the specific home rather than the neighborhood at large.

realMLS (Northeast Florida) sales records identify 15 homes in Island Cottages that have changed hands since 2015, built between 2005 and 2007 (median 2006), with a median living area of about 2,141 sq ft and a typical 3-bedroom, 3-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 4 qualified sales in Island Cottages across 2024–2025 (3 in 2024, 1 in 2025), median $750,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who want a St. Augustine foothold and will do the diligence on a specific home rather than lean on market averages
  • Sellers with a well-presented cottage who can price with discipline in a scarce-inventory setting
  • Patient buyers willing to wait for the right listing since they come up infrequently

Probably not for

  • Buyers who need a wide selection of active listings to choose from at any moment
  • Anyone who wants a deep pool of comparable sales to validate their offer price
  • Sellers expecting a fast, high-volume market to carry the price for them

The market around Island Cottages

Island Cottages is too small for its own price trend, so here is the market around it.

In ZIP 32080, 233 homes are on the market and 14% are under contract — a slower corner of St. Augustine.

Across St. Johns County, 1,952 homes are active and 794 pending (29% under contract).

In ZIP 32080 (St. Augustine), 483 homes closed in the last 12 months at a median of $468K ($323/sq ft), down 6.1% year over year, with a median 46 days on market. Right now 123 active and 32 pending listings put supply at about 4.2 months — a balanced market. See the live ZIP 32080 housing market and the St. Johns County market.

ZIP and county figures describe the wider market, not Island Cottages specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Island Cottages

Live MLS inventory for Island Cottages. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Island Cottages listings as of 2026-10-01, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • St. Johns County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • W. D. Hartley · Elementary
  • Gamble Rogers · Middle
  • Pedro Menendez · High

Zoned schools reflect the assignments reported on recent Island Cottages listings and can change; always confirm with St. Johns County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Island Cottages address.

If we were buying in Island Cottages today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Island Cottages.

Best Buy
Buyers and sellers comfortable in a low-inventory St. Augustine pocket where each sale is its own story.
Biggest Risk
A thin comp set makes pricing harder and demands careful, home-specific analysis.
Sweet Spot
A well-documented cottage where condition and location can be verified directly.
Avoid If
You need abundant comparables and frequent turnover to feel confident in your number.

A small-inventory pocket in St. Augustine

The defining trait of Island Cottages is scale. This is a limited-supply community, so listings don't come up often and the sample of recent closings is small. That makes it a place where you build your value case one home at a time — actual condition, actual layout, actual proximity within St. Augustine — rather than leaning on a large pool of averages.

Because the data is thin, we lean qualitative here on purpose. We'd rather tell you what we can defend — location within St. Johns County, the character of a specific cottage, the state of the market at the moment you're transacting — than quote a figure the sample can't support. That's the honest way to work a small community.

“

The location and the amenities are priced into every listing in Island Cottages. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-turnover pocket like Island Cottages, the edge comes from local read, not from a national dashboard. We track St. Augustine and St. Johns County closely enough to tell you which of the few available comps actually apply to your home and which don't — and we'll tell you plainly when the numbers aren't there to support a price. That candor is worth more here than in a high-volume market.

Island Cottages in 15 seconds.

Best forBuyers and sellers comfortable in a low-inventory St. Augustine pocket where each sale is its own story.
Biggest advantageScarcity — homes don't come up often, which can favor a well-prepared seller.
Biggest riskA thin comp set makes pricing harder and demands careful, home-specific analysis.
Sweet spotA well-documented cottage where condition and location can be verified directly.
Avoid ifYou need abundant comparables and frequent turnover to feel confident in your number.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Island Cottages homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Island Cottages.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Island Cottages sales matched to your home.

What is your Island Cottages home worth?

Get a no-obligation home value based on real comparable sales in Island Cottages, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in St. Augustine →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$3,000/mo
St. Johns County typical true cost to own
$115/mo
St. Johns County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

14% of homes for sale in ZIP 32080 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).

Frequently Asked Questions

How many homes are in Island Cottages?
The Florida DOR 2025 assessment roll shows 23 homes in Island Cottages (public records).
What share of Island Cottages is owner-occupied?
65% of Island Cottages parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Island Cottages built?
Homes in Island Cottages were built between 2005 and 2007, with a median year built of 2006 (FL DOR 2025 roll).
Who is the best real estate agent for Island Cottages?
The best agent for Island Cottages is one who actively works St. Augustine and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Island Cottages.
How do I find a top St. Augustine real estate agent who knows Island Cottages?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Island Cottages and the wider St. Augustine area.
Can Momentum Realty connect me with an agent for Island Cottages?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Island Cottages purchase or sale - no call center and no pressure.
Where is Island Cottages, and what county is it in?
Island Cottages is in St. Augustine, St. Johns County, FL, ZIP 32080. The community's center is about 8 miles southeast of the center of St. Augustine (straight-line).
How far is Island Cottages from downtown Jacksonville and the beach?
About 43 miles from downtown Jacksonville (straight-line; driving distance is usually 15 to 30 percent more). The community sits on the Atlantic coast, at St. Augustine Beach.
Buyers who want a St. Augustine foothold and will do the diligence on a specific home rather than lean on market averagesExcellent fit
Sellers with a well-presented cottage who can price with discipline in a scarce-inventory settingExcellent fit
Patient buyers willing to wait for the right listing since they come up infrequentlyExcellent fit
Buyers who need a wide selection of active listings to choose from at any momentProbably not
Anyone who wants a deep pool of comparable sales to validate their offer priceProbably not
Sellers expecting a fast, high-volume market to carry the price for themProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32080))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2010 (23 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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CallFree valuation →
Thinking of selling in Island Cottages? See the St. Johns County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Island Cottages with Momentum Realty’s local guides.

SESurfwind Estates St Augustine0.1 mi away · 84 homes, built 1977–24Sea Gate St Augustine0.1 mi away · 49 homes, built 1985–97Seaview Ponte Vedra Beach0.2 mi awaySVSea View St Augustine0.2 mi away · 28 homes, built 2017–22, 1 for saleColony Reef Club St Augustine0.2 mi away · median $555K, 5 sales/12 moHidden Harbor St Augustine0.2 mi away · 84 homes, built 1977–24RERemington Estates St Augustine0.2 mi away · 22 homes, built 1989–20

Browse all neighborhood guides →

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