Surfwind Estates
Homes for Sale in St. Augustine, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of FLORIDA CONCIERGE REAL ESTATE · via realMLS
Surfwind Estates sits in St. Augustine, in St. Johns County, and the honest starting point is that we are working from a thin snapshot as of mid-2026. With a closings window this narrow, price here is driven far more by the condition and specifics of the individual home than by any neighborhood-wide trend you can lean on. Treat each listing on its own merits rather than assuming a going rate.
For a buyer, that means underwriting the house in front of you and not a comp set. For a seller, it means your outcome hinges on presentation, condition, and pricing discipline rather than a rising tide you can count on. Anyone quoting you a tidy number for this community is guessing; we would rather show you the work.
Surfwind Estates right now
🟢 Buyer-leaning market. 36.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 15, 2026. Confidence: Low (3 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 15, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The setting & the homes.
Aerial and on-site photos of Surfwind Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Surfwind EstatesPhotos from realMLS listings in Surfwind Estates; content deemed reliable but not guaranteed.
Who Surfwind Estates is best for.
Best for
- Buyers prioritizing a St. Augustine coastal location over a data-heavy pricing story
- Buyers comfortable underwriting a specific home on its condition and merits
- Long-hold buyers who value location durability over near-term market signals
Probably not for
- Buyers who require a robust set of recent comparable sales before offering
- Sellers expecting a rising-market tailwind to carry an aggressive price
- Buyers who want a fast, formula-driven valuation rather than property-level analysis
The market around Surfwind Estates
Surfwind Estates is a small community — 16 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.
In ZIP 32080, 220 homes are on the market and 20% are under contract — a steady corner of St. Augustine.
Across St. Johns County, 1,921 homes are active and 1,005 pending (34% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Surfwind Estates specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Surfwind Estates
Live MLS inventory for Surfwind Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 124 daysTop listing
Active · 19 days
Active · 134 daysActive and pending Surfwind Estates listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Surfwind Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- St. Johns County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- W. D. Hartley · Elementary
- Gamble Rogers · Middle
- Pedro Menendez · High
Zoned schools reflect the assignments reported on recent Surfwind Estates listings and can change; always confirm with St. Johns County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Surfwind Estates address.
The Surfwind Estates buying strategy.
If we were buying in Surfwind Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Surfwind Estates.
A thin-data community in a coastal market
The defining feature of Surfwind Estates right now is how little closed activity there is to read. That is not a knock on the community; it is a fact of how it trades. When a neighborhood moves in small numbers, one unusual sale can distort the picture, so we resist drawing pricing conclusions from a sample this size.
What holds steady is the location: St. Augustine, in St. Johns County, in the Northeast Florida coastal corridor. That is the durable part of the value story. The variable part is the specific home, its condition, and how it is priced, which is where the real spread in outcomes shows up.
The location and the amenities are priced into every listing in Surfwind Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with limited closed data, generic pricing advice is worse than useless. We do the property-level work: walking the house, weighing condition against location, and telling you plainly when a listing is priced ahead of what it can support. That is the difference between a defensible number and a hopeful one.
Surfwind Estates in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Surfwind Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Surfwind Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Surfwind Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Surfwind Estates home worth?
Get a no-obligation home value based on real comparable sales in Surfwind Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Surfwind Estates on the map →
19% of homes for sale in ZIP 32080 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
The real cost & risk here
Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · St. Johns County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
Is Surfwind Estates a buyer's or seller's market right now?
Do cash buyers compete in Surfwind Estates?
Who is the best real estate agent for Surfwind Estates?
How do I find a top St. Augustine real estate agent who knows Surfwind Estates?
Can Momentum Realty connect me with an agent for Surfwind Estates?
Should you buy in Surfwind Estates?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Surfwind Estates with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2009 (16 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.