Lake Pearl
Homes for Sale in Lutz, FL

All 308 homes for sale in Lutz, FL · median $484,000 · 25 homes for sale in 33548 · Hillsborough County homes for sale

Community in Lutz · Hillsborough County · ZIP 33548
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Built fromLive Stellar MLS data1 years of closingsUpdated twice daily

Lake Pearl is a community in Lutz, Hillsborough County, FL. Across Lutz as a whole, 753 homes closed in the last 12 months at a median of $509,000, 41 median days on market, with 269 homes for sale today. At that median and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $8,010 ($7,380 with the full homestead exemption).

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 21, 2026

Lake Pearl's numbers right now come from a very small sample — three closings inform this entire snapshot, so treat the median price and per-square-foot figure as a directional read rather than a fixed market rate. At a median of $770,585 and roughly $235 per square foot, this is a higher-price-point pocket of Lutz, and with so few transactions, one unusual sale can swing the median meaningfully.

The median days-on-market reading of zero, paired with only three closings, tells us these were homes that moved essentially as soon as they came available. That is not evidence of a broad trend — it is evidence that when something well-priced hits this pocket of the market, there is not much hesitation. Sellers should not assume every listing will behave this way; buyers should assume the ones that do won't wait around.

Figures in this note are as of July 21, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Nearby homes for sale

No active listings inside Lake PearlHomes for Sale in Lutz, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

18114 SERENE LAKE LOOP
$750K · 0.0 mi away
5 bd · 4.5 ba · 3,273 sqft
18114 SERENE LAKE LOOP
Listed by COMPASS FLORIDA LLC
18125 SERENE LAKE LOOP
$769K · 0.0 mi away
5 bd · 4.5 ba · 3,273 sqft
18125 SERENE LAKE LOOP
Listed by PEOPLE'S CHOICE REALTY SVC LLC
18342 SERENE LAKE LOOP
$839K · 0.3 mi away
5 bd · 4.5 ba · 3,334 sqft
18342 SERENE LAKE LOOP
Listed by SAND KEY REALTY
18286 SERENE LAKE LOOP
$600K · 0.3 mi away
4 bd · 3 ba · 2,156 sqft
18286 SERENE LAKE LOOP
Listed by MIHARA & ASSOCIATES INC.
18810 GERACI ROAD
$415K · 0.5 mi away
3 bd · 2 ba · 1,632 sqft
18810 GERACI ROAD
Listed by REALTY ONE GROUP INNOVATION
18829 GERACI ROAD
$1.50M · 0.5 mi away
4 bd · 4 ba · 4,268 sqft
18829 GERACI ROAD
Listed by COLDWELL BANKER REALTY

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Lake Pearl is a Lutz community in Hillsborough County where recent activity has been thin enough that pricing should be read as a snapshot, not a trend line, with a median sale price of $770,585 and a per-square-foot figure near $235.

Stellar MLS sales records identify 5 homes in Lake Pearl that have changed hands since 2025, built between 2024 and 2026 (median 2025), with a median living area of about 3,230 sq ft and a typical 5-bedroom, 4.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers targeting a higher price point in Lutz who want a straightforward, amenity-light setting
  • Sellers with a well-maintained, higher-end home who can price it against a thin but responsive market
  • Buyers comfortable making decisions with limited recent comparable sales data

Probably not for

  • Buyers who want an active clubhouse, pool, or organized amenity program as part of the purchase
  • Anyone relying heavily on statistical market trends in a data set this small
  • Buyers searching primarily at lower price points elsewhere in Lutz

The market around Lake Pearl

Lake Pearl is too small for its own price trend, so here is the market around it.

In ZIP 33548, 32 homes are on the market and 34% are under contract — a fast-moving corner of Lutz.

Across Hillsborough County, 6,274 homes are active and 1,939 pending (24% under contract).

In ZIP 33548 (Lutz), 901 homes closed in the last 12 months at a median of $415K ($242/sq ft), up 3.4% year over year, with a median 28 days on market. Right now 8 active and 4 pending listings. See the live ZIP 33548 housing market and the Hillsborough County market.

ZIP and county figures describe the wider market, not Lake Pearl specifically. Momentum Research analysis of MLS records.

If we were buying in Lake Pearl today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Pearl.

Best Buy
Buyers and sellers working with a higher price point in Lutz who are prepared for a market with limited comparable sales.
Biggest Risk
With only three closings feeding the data, the median price and per-square-foot figures carry wide uncertainty.
Sweet Spot
Move-in ready homes priced in line with the community's higher per-square-foot benchmark tend to draw the fastest response.
Avoid If
You are counting on a defined amenity package — none is currently identified here.

A market defined by scarcity, not volume

With only three closings feeding this data set, Lake Pearl is not a place to lean on statistical patterns. What we can say is that the price point sits well above entry-level for the surrounding area, and the per-square-foot figure near $235 suggests homes here carry either larger footprints, higher-end finishes, or both relative to more modestly priced Lutz product.

No community amenities are currently identified from active MLS listings, which means whatever draws buyers to Lake Pearl is more likely tied to the homes themselves, lot characteristics, or general location within Lutz rather than a clubhouse, gate, or recreation package. Anyone comparing this community to an amenity-rich subdivision should go in with that distinction clear.

“

The location and the amenities are priced into every listing in Lake Pearl. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A market this thin punishes guesswork — with just three recent closings, pricing a home to sell or structuring a competitive offer requires pulling every comparable data point available, not just the headline median. We work Lake Pearl deal by deal, verifying what's actually driving each sale before advising a number.

Lake Pearl in 15 seconds.

Best forBuyers and sellers working with a higher price point in Lutz who are prepared for a market with limited comparable sales.
Biggest advantageRecent closings suggest well-positioned homes here can move quickly once listed.
Biggest riskWith only three closings feeding the data, the median price and per-square-foot figures carry wide uncertainty.
Sweet spotMove-in ready homes priced in line with the community's higher per-square-foot benchmark tend to draw the fastest response.
Avoid ifYou are counting on a defined amenity package — none is currently identified here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Lake Pearl homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Lake Pearl.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Pearl sales matched to your home.

What is your Lake Pearl home worth?

Get a no-obligation home value based on real comparable sales in Lake Pearl, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Lutz →

Real comps, not an automated estimate.
Buyers targeting a higher price point in Lutz who want a straightforward, amenity-light settingExcellent fit
Sellers with a well-maintained, higher-end home who can price it against a thin but responsive marketExcellent fit
Buyers comfortable making decisions with limited recent comparable sales dataExcellent fit
Buyers who want an active clubhouse, pool, or organized amenity program as part of the purchaseProbably not
Anyone relying heavily on statistical market trends in a data set this smallProbably not
Buyers searching primarily at lower price points elsewhere in LutzProbably not

Data sources & freshness

Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2025 (4 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Recent Developments in Lake Pearl

Development, infrastructure, retail, and school activity affecting Lake Pearl, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.

  1. October 2026
    Infrastructure

    Temple Terrace council picks fourth speed hump over roundabout on Sunnyside Road

    On Oct. 20 the council unanimously rejected a $311,000 mini roundabout at Shadow Lane and a $550,000 T-intersection at Brentwood Drive. It chose a fourth speed hump and permanent replacements for three removable humps, about $25,000, between Bullard Parkway and South Riverhills Drive. The city had budgeted $500,000 and no construction date is set.

    What it may mean for the marketThe lower-cost option keeps Sunnyside Road's layout unchanged and leaves most of the budgeted funds unspent. The project is about 14 miles south of Lake Pearl, elsewhere in Hillsborough County.

    Source: Tampa Bay Beacons
  2. October 2026
    Parks & Amenities

    Tampa begins public input on nearly 60 acre K-Bar Ranch park in New Tampa

    The city held its first public meeting Oct. 15 on an $8 million park of nearly 60 acres south of Mistflower Lane near the Pasco line. Residents favored paths, nature areas and flexible green space, and a multi-purpose field is proposed. Skanska is the design-builder with design estimated at 10 to 12 months.

    What it may mean for the marketThe planned park would add trails and open space for the northern New Tampa area, with design still under way. The project is about 6 miles southeast of Lake Pearl, elsewhere in Hillsborough County.

    Source: Tampa Bay Beacons
  3. October 2026
    Retail & Dining

    Hobby Lobby coming to Carrollwood Commons on North Dale Mabry

    County records show a 49,106 square foot Hobby Lobby planned at Carrollwood Commons on North Dale Mabry Highway, with coming soon signs posted. No opening date has been announced and the company had not commented.

    What it may mean for the marketA large craft retailer would add a destination store to the Dale Mabry shopping corridor in northwest Tampa. The project is about 12 miles south of Lake Pearl, elsewhere in Hillsborough County.

    Source: Tampa Bay Beacons
  4. April 2026
    Development

    New mixed-use development planned on State Road 52 in central Pasco

    A mixed-use development planned on State Road 52 in central Pasco County, next to Pilot Country Airport, would add 108 single-family homes, about 175,000 square feet of commercial and retail space, and a 120-room hotel, with completion expected around 2030.

    What it may mean for the marketA new mixed-use community adds housing, retail, and lodging along the State Road 52 corridor in central Pasco, the kind of growth that can shape demand and pricing for nearby communities. The site is about 4 miles northwest of Lake Pearl.

    Source: Tampa Bay Times
  5. January 2026
    Development

    Moffitt Cancer Center opens flagship outpatient center at its new Speros FL campus in Pasco

    Moffitt Cancer Center held the grand opening of its flagship outpatient cancer center in January 2026 at Speros FL, its large new campus on State Road 52 in Pasco County. The campus is planned as a long-term life sciences and medical hub expected to bring substantial employment to the area.

    What it may mean for the marketA large new medical and life sciences campus is a long-term employment anchor for central Pasco, a structural demand driver for housing in the surrounding area. The site is about 7 miles northwest of Lake Pearl.

    Source: WUSF
  6. January 2026
    Development

    Flagship breaks ground on 46,000-square-foot Wiregrass Ranch Medical Pavilion in Wesley Chapel

    Flagship Healthcare Properties broke ground in January 2026 on a 46,000-square-foot medical pavilion at Wiregrass Ranch in Wesley Chapel, adding outpatient medical space to the growing State Road 56 corridor.

    What it may mean for the marketAdded outpatient medical space along the State Road 56 corridor deepens healthcare access and professional employment in Wesley Chapel, an amenity factor that can support nearby housing demand. The site is about 5 miles east of Lake Pearl.

    Source: HCO News

Development alerts for Lake PearlGet a short monthly email when something new is approved, funded, or opens near Lake Pearl.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

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Have a question about the homes, fees, rules or commute here? A Momentum agent who works Lake Pearl will answer, and the answer is published on this page for the next buyer.

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Common questions about Lake Pearl

Where is Lake Pearl?

Lake Pearl is a community in Lutz, Hillsborough County, Florida, ZIP 33548.

Are there homes for sale in Lake Pearl right now?

No active listings inside Lake Pearl at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Lake Pearl have an HOA or CDD?

No HOA is on record for Lake Pearl in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

More Lutz (Pasco) & Tampa North / Pasco County guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Tampa North / Pasco County or the full Neighborhood Finder.

Thinking of selling in Lake Pearl? 1 recorded closings (window ending 2026-09-20). See the Hillsborough County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Nearby Communities

Explore more neighborhoods near Lake Pearl with Momentum Realty’s local guides.

LWLake Wilson Estates0.3 mi away · 34 homes, built 1954–99SLSapphire Lake Ranchitos0.4 mi away · 19 homes, built 1960–24Sylvan Crossing0.6 mi away · 169 homes, built 2017–20Birchwood Preserve0.6 mi away · 2 for saleSCSylvan Crossing0.7 mi away · 141 homes, built 2017–20

Browse all neighborhood guides →

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