Lake Pearl
Homes for Sale in Lutz, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 4 closed sales in Lake Pearl in Lutz, FL since 2025, the most recent in April 2026. Across Lutz as a whole, 318 homes closed in the last 12 months at a median of $475,000, 41 median days on market, with 72 homes for sale today. At that median and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $7,470 ($6,850 with the full homestead exemption).
Lake Pearl's numbers right now come from a very small sample — three closings inform this entire snapshot, so treat the median price and per-square-foot figure as a directional read rather than a fixed market rate. At a median of $770,585 and roughly $235 per square foot, this is a higher-price-point pocket of Lutz, and with so few transactions, one unusual sale can swing the median meaningfully.
The median days-on-market reading of zero, paired with only three closings, tells us these were homes that moved essentially as soon as they came available. That is not evidence of a broad trend — it is evidence that when something well-priced hits this pocket of the market, there is not much hesitation. Sellers should not assume every listing will behave this way; buyers should assume the ones that do won't wait around.
The 60-Second Overview
Lake Pearl is a Lutz community in Hillsborough County where recent activity has been thin enough that pricing should be read as a snapshot, not a trend line, with a median sale price of $770,585 and a per-square-foot figure near $235.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Lake Pearl is best for.
Best for
- Buyers targeting a higher price point in Lutz who want a straightforward, amenity-light setting
- Sellers with a well-maintained, higher-end home who can price it against a thin but responsive market
- Buyers comfortable making decisions with limited recent comparable sales data
Probably not for
- Buyers who want an active clubhouse, pool, or organized amenity program as part of the purchase
- Anyone relying heavily on statistical market trends in a data set this small
- Buyers searching primarily at lower price points elsewhere in Lutz
The market around Lake Pearl
Lake Pearl is too small for its own price trend, so here is the market around it.
In ZIP 33548, 32 homes are on the market and 34% are under contract — a fast-moving corner of Lutz.
Across Hillsborough County, 6,274 homes are active and 1,939 pending (24% under contract).
ZIP and county figures describe the wider market, not Lake Pearl specifically. Momentum Research analysis of MLS records.
The Lake Pearl buying strategy.
If we were buying in Lake Pearl today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Pearl.
A market defined by scarcity, not volume
With only three closings feeding this data set, Lake Pearl is not a place to lean on statistical patterns. What we can say is that the price point sits well above entry-level for the surrounding area, and the per-square-foot figure near $235 suggests homes here carry either larger footprints, higher-end finishes, or both relative to more modestly priced Lutz product.
No community amenities are currently identified from active MLS listings, which means whatever draws buyers to Lake Pearl is more likely tied to the homes themselves, lot characteristics, or general location within Lutz rather than a clubhouse, gate, or recreation package. Anyone comparing this community to an amenity-rich subdivision should go in with that distinction clear.
The location and the amenities are priced into every listing in Lake Pearl. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A market this thin punishes guesswork — with just three recent closings, pricing a home to sell or structuring a competitive offer requires pulling every comparable data point available, not just the headline median. We work Lake Pearl deal by deal, verifying what's actually driving each sale before advising a number.
Lake Pearl in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lake Pearl buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Pearl sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Pearl, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Pearl home worth?
Get a no-obligation home value based on real comparable sales in Lake Pearl, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Lutz →
Should you buy in Lake Pearl?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2025 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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