Mill Creek Pines
Homes for Sale in St. Augustine, FL
True comps, carrying-cost math, and listings before the portals.
Photo via realMLS
As of September 2026, Mill Creek Pines in St. Augustine, FL has 1 home for sale. As of September 2026, the MLS records 7 closed sales in Mill Creek Pines in St. Augustine, FL since 2016, the most recent in July 2022. Across St. Augustine as a whole, 2,657 homes closed in the last 12 months at a median of $453,314, 52 median days on market, with 686 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $6,110 ($5,590 with the full homestead exemption).
Part of the Mill Creek master-planned community in St. Augustine, FL — see all Mill Creek homes for sale (1 listing across 3 villages and sections in the MLS).
Mill Creek Pines sits in the St. Johns County stretch of St. Augustine, and with the data we have as of mid-2026, the honest read is that pricing here is driven more by condition and lot than by any single headline number. Without a full spread of comparable sales in front of you, treat every list price as a starting question, not an answer.
For buyers, that means the work is in the walk-through and the inspection, not the MLS summary. For sellers, it means a well-prepped, move-in-ready home separates itself quickly from one that needs work. We would rather set expectations on real comps than on assumptions.
The 60-Second Overview
Mill Creek Pines is a St. Augustine community in St. Johns County, positioned within one of Northeast Florida's most in-demand corridors for buyers who want access to the coast without committing to the beach itself.
realMLS (Northeast Florida) sales records identify 7 homes in Mill Creek Pines that have changed hands since 2016, built between 1986 and 2020 (median 1996), with a median living area of about 1,848 sq ft and a typical 4-bedroom, 2-bath layout. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Mill Creek Pines is best for.
Best for
- Buyers targeting a St. Johns County location near St. Augustine and prioritizing move-in condition
- Buyers with flexible budgets willing to pay up for updates or hunt for a home needing work
- Long-horizon owners who value corridor location over chasing a specific price point
Probably not for
- Buyers who need a firm entry price or ceiling before they will engage
- Short-term investors expecting a fast, low-effort resale margin
- Buyers unwilling to fund inspections and let condition drive the offer
The market around Mill Creek Pines
Mill Creek Pines is too small for its own price trend, so here is the market around it.
In ZIP 32092, 639 homes are on the market and 36% are under contract — a fast-moving corner of St. Augustine.
Across St. Johns County, 1,876 homes are active and 834 pending (31% under contract).
In ZIP 32092 (St. Augustine), 2,377 homes closed in the last 12 months at a median of $456K ($215/sq ft), down 3.3% year over year, with a median 44 days on market. Right now 402 active and 228 pending listings put supply at about 2.8 months — a healthy market. See the live ZIP 32092 housing market and the St. Johns County market.
ZIP and county figures describe the wider market, not Mill Creek Pines specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Mill Creek Pines, St. Augustine
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Mill Creek Pines
Live MLS inventory for Mill Creek Pines. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Mill Creek Pines listings as of 2026-08-18, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Schools
- St. Johns County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Wards Creek · Elementary
- Pacetti Bay · Middle
- Tocoi Creek · High
Zoned schools reflect the assignments reported on recent Mill Creek Pines listings and can change; always confirm with St. Johns County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Mill Creek Pines address.
Shop the zone: Homes zoned for Wards Creek Elementary School · Homes zoned for Pacetti Bay Middle School · Homes zoned for Tocoi Creek High School
The Mill Creek Pines buying strategy.
If we were buying in Mill Creek Pines today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mill Creek Pines.
Reading Mill Creek Pines without the hype
The value story in a community like this is a condition story. Two homes on the same street can trade well apart based on updates, roof and system age, and lot. We do not have a price range to quote you here, so we will not pretend one exists — the median is the anchor, and everything around it comes down to what a specific home actually offers.
Location does part of the pricing work on its own. Being in St. Johns County keeps Mill Creek Pines connected to St. Augustine's amenities and the broader coastal corridor, and that positioning tends to hold buyer interest even when the wider market cools.
The location and the amenities are priced into every listing in Mill Creek Pines. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
We live and work this county, and we will tell you plainly when a listing is priced on hope rather than comps. In a market where condition sets the number, our value is in reading the individual home against the neighborhood — not repeating a snapshot back to you.
Mill Creek Pines in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Mill Creek Pines buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mill Creek Pines sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Mill Creek Pines, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Mill Creek Pines home worth?
Get a no-obligation home value based on real comparable sales in Mill Creek Pines, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in St. Augustine →
Mill Creek Pines Market Scorecard
Mill Creek Pines is currently a thin data market. Limited supply, a median asking price of $294,900, and homes go under contract in about 55 days.
Typical home value in the 32092 ZIP is $469,766, about 23.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
How many homes are in Mill Creek Pines?
What share of Mill Creek Pines is owner-occupied?
When were the homes in Mill Creek Pines built?
Who is the best real estate agent for Mill Creek Pines?
How do I find a top St. Augustine real estate agent who knows Mill Creek Pines?
Can Momentum Realty connect me with an agent for Mill Creek Pines?
Should you buy in Mill Creek Pines?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 18, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32092)) |
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Historical depth | Closed-sale records back to 2016 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Mill Creek Pines fits the bigger picture — live prices, inventory, and Momentum Scores:
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