Monica Terrace
Homes for Sale in Kissimmee, FL
All 2,933 homes for sale in KISSIMMEE, FL · median $373,400 · 247 homes for sale in 34744 · Osceola County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 1 closed sale in Monica Terrace Unit 1 in Kissimmee, FL, the most recent in June 2025. Across Kissimmee as a whole, 2,431 homes closed in the last 12 months at a median of $387,990, 62 median days on market, with 1,223 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $5,910 ($5,310 with the full homestead exemption).
Monica Terrace doesn't carry a deep enough current MLS footprint in our feed to pull reliable pricing or pace-of-sale statistics, and no community amenities are showing up in active listings either. That's not a red flag on its own — it's common in smaller, established Kissimmee subdivisions where turnover is infrequent and listings don't always spell out shared features. It does mean a buyer or seller here should treat every number they hear secondhand with some skepticism until it's verified against an actual comparable sale.
For sellers, the practical implication is that pricing this property will lean more heavily on a direct, in-person comparison to nearby sales than on a tidy set of community-wide stats. For buyers, it means asking specific questions upfront — is there an HOA, are there shared amenities, what do recent closed sales in the immediate area actually look like — rather than assuming the answers based on what a portal shows.
Nearby homes for sale
No active listings inside MONICA TERRACE UNIT 1 right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Monica Terrace is a Kissimmee subdivision in Osceola County with limited current MLS activity, which means the usual pricing and inventory signals are thin and worth confirming directly rather than assuming from listing data alone.
Stellar MLS sales records identify 9 homes in MONICA TERRACE that have changed hands since 2005, built between 1988 and 2008 (median 1992), with a median living area of about 1,833 sq ft and a typical 4-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Monica Terrace is best for.
Best for
- Buyers focused on a specific Kissimmee location who are comfortable verifying details directly rather than pulling them from a listing sheet
- Buyers working with an agent willing to research recent nearby closings in the absence of published community-wide stats
- Sellers who understand their home will be priced primarily off direct comparables rather than a community average
Probably not for
- Buyers who want a confirmed amenity package (pool, clubhouse, recreational facilities) spelled out before touring
- Buyers who prefer to shop off aggregated market stats and pace-of-sale data before engaging an agent
- Anyone assuming HOA terms or shared features without confirming them directly, since none are currently identified in MLS listings
The market around Monica Terrace
Monica Terrace is a small community — 5 recorded sales on file, most recently in 2017 — too few for its own price trend. Here is the market around it.
In ZIP 34744, 405 homes are on the market and 19% are under contract — a steady corner of Kissimmee.
Across Osceola County, 4,437 homes are active and 1,149 pending (21% under contract).
Homes here are single family residence.
In ZIP 34744 (KISSIMMEE), 785 homes closed in the last 12 months at a median of $406K ($215/sq ft), up 1.8% year over year, with a median 34 days on market. Right now 126 active and 26 pending listings put supply at about 6.6 months — a balanced market. See the live ZIP 34744 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Monica Terrace specifically. Momentum Research analysis of MLS records.
The Monica Terrace buying strategy.
If we were buying in Monica Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Monica Terrace.
A community with a thin data trail
When a community shows no identified amenities and no active pricing data in the current feed, it usually points to one of two things: a small, quiet subdivision without shared recreational features, or a stretch where recent listings simply haven't included that detail. Either way, the honest move is to not fill in the blanks with assumptions.
This is the kind of situation where working the actual public record and recent nearby closings matters more than leaning on aggregated stats. Osceola County's Kissimmee-area inventory varies block to block, and a subdivision this size can sit adjacent to very different price tiers depending on lot size, age of construction, and whether a home has been updated.
The location and the amenities are priced into every listing in Monica Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community where the MLS feed doesn't hand us a clean statistical picture, the value we add is legwork — pulling actual recent closings near Monica Terrace, confirming whether an HOA or shared amenity structure exists, and pricing off real comparables instead of a generic neighborhood average that may not even apply.
Monica Terrace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Monica Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Monica Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Monica Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Monica Terrace home worth?
Get a no-obligation home value based on real comparable sales in Monica Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Monica Terrace on the map →
Should you buy in Monica Terrace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2025 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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More Kissimmee & Kissimmee, St. Cloud & Osceola County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Kissimmee, St. Cloud & Osceola County or the full Neighborhood Finder.
See how MONICA TERRACE UNIT 1 fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Monica Terrace
Where is Monica Terrace?
Monica Terrace is a community in KISSIMMEE, Osceola County, Florida, ZIP 34744.
Are there homes for sale in Monica Terrace right now?
No active listings inside Monica Terrace at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Monica Terrace have an HOA or CDD?
No HOA is on record for Monica Terrace in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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