Ocean Club Drive in Fernandina Beach

Ocean Club Drive
Homes for Sale in Fernandina Beach, FL

All 246 homes for sale in Fernandina Beach, FL · median $677,450 · 237 homes for sale in 32034 · Nassau County homes for sale

Community in Fernandina Beach · Nassau County · ZIP 32034
87 homesBuilt 2001–2023
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True comps, carrying-cost math, and listings before the portals.

Photo courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY · via realMLS

Built fromLive realMLS data6 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Ocean Club Drive in Fernandina Beach, FL has 1 home for sale. As of October 2026, the MLS records 7 closed sales in Ocean Club Drive in Fernandina Beach, FL since 2020, the most recent in April 2025. Across Fernandina Beach as a whole, 277 homes closed in the last 12 months at a median of $480,000, 48 median days on market, with 102 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $6,370 ($5,870 with the full homestead exemption).

Live · Ocean Club Drive Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Nassau: 26% (186 of 718)
1 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
62%
Owner-occupied · Ocean Club Drive
59 of 95 parcels homesteaded (FL DOR 2025)
38%
Non-owner-occupied · Ocean Club Drive
incl. 27% trust or LLC-held · 25% out-of-state
87
Homes in the community
plus 8 vacant residential lots · 95 residential parcels (FL DOR 2025)
Track record · 6 years of records
6
Recorded sales · 2024-2025
median $3.20M · qualified sales on the county roll (FL DOR 2025)
Est. 2001
Community established
homes built 2001-2023, median 2001 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

The honest starting point on Ocean Club Drive is that we have no closings in the current window, so there is no active sales data to anchor a price read as of July 2026. That is not a red flag by itself on a small, address-scale street like this one in Fernandina Beach, where turnover is naturally thin, but it does mean price is being set home by home rather than by a market you can average.

For a buyer, that argues for patience and a willingness to underwrite condition, lot, and proximity to the water on their own merits rather than leaning on comps that do not exist right now. For a seller, it means pricing is a positioning exercise, not a follow-the-market exercise; the first well-prepared listing effectively sets the reference point for the street.

The 60-Second Overview

Ocean Club Drive is a small coastal address in Fernandina Beach, on Nassau County's barrier island, where limited turnover means each home tends to trade on its own condition and location rather than a steady stream of comparable sales.

realMLS (Northeast Florida) sales records identify 7 homes in Ocean Club Drive that have changed hands since 2020, built between 2002 and 2012 (median 2008), with a median living area of about 7,330 sq ft and a typical 5-bedroom, 7-bath layout; 86% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 6 qualified sales in Ocean Club Drive across 2024–2025 (3 in 2024, 3 in 2025), median $3.20M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers targeting a coastal Fernandina Beach location who will underwrite a specific home rather than a market average
  • Buyers who understand barrier-island ownership costs and are budgeting for insurance and coastal maintenance
  • Patient buyers who can wait for the right listing on a street that trades infrequently

Probably not for

  • Buyers who require recent comparable sales before they will make an offer
  • Buyers who want a fast, high-volume market with many listings to choose from
  • Buyers unwilling to factor coastal exposure and carrying costs into their budget

The market around Ocean Club Drive

Ocean Club Drive is too small for its own price trend, so here is the market around it.

In ZIP 32034, 329 homes are on the market and 26% are under contract — a steady corner of Fernandina Beach.

Across Nassau County, 532 homes are active and 186 pending (26% under contract).

In ZIP 32034 (Fernandina Beach), 1,079 homes closed in the last 12 months at a median of $440K ($200/sq ft), down 0.2% year over year, with a median 53 days on market. Right now 216 active and 75 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.

ZIP and county figures describe the wider market, not Ocean Club Drive specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Ocean Club Drive, Fernandina Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 3 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Ocean Club Drive

Live MLS inventory for Ocean Club Drive. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Ocean Club Drive listings as of 2026-10-01, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

If we were buying in Ocean Club Drive today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ocean Club Drive.

Best Buy
Buyers who want a coastal Fernandina Beach address and are comfortable evaluating a home on its own merits.
Biggest Risk
With no recent closings, there is little comparable data to anchor a price on either side.
Sweet Spot
A well-maintained home where condition and location justify the number without needing a comp to prove it.
Avoid If
You need active comps and a busy market to feel confident about value.

A thin-turnover coastal street

With no closings recorded in the current window, the practical reality on Ocean Club Drive is a data gap, not a trend. On a street this compact, a single sale can move the entire picture, so what matters more than any headline number is the specific home in front of you: how it sits on its lot, how close it is to the water, and how recently it has been updated.

Fernandina Beach anchors the north end of Amelia Island, which gives this location the usual coastal considerations, from insurance and elevation to storm exposure and maintenance load. Those factors do more to explain value here than a general market average would, and they are the things we would put a magnifying glass on before you commit.

“

The location and the amenities are priced into every listing in Ocean Club Drive. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

When there is no recent sales activity to lean on, our job is to build the case one property at a time. We know the Fernandina Beach and greater Nassau County market well enough to price and negotiate off condition, location, and coastal-specific risk instead of a comp average that simply is not there right now.

Ocean Club Drive in 15 seconds.

Best forBuyers who want a coastal Fernandina Beach address and are comfortable evaluating a home on its own merits.
Biggest advantageA small, low-turnover street where the right home rarely has to compete with a crowd of listings.
Biggest riskWith no recent closings, there is little comparable data to anchor a price on either side.
Sweet spotA well-maintained home where condition and location justify the number without needing a comp to prove it.
Avoid ifYou need active comps and a busy market to feel confident about value.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Ocean Club Drive homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Ocean Club Drive.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ocean Club Drive sales matched to your home.

What is your Ocean Club Drive home worth?

Get a no-obligation home value based on real comparable sales in Ocean Club Drive, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Fernandina Beach →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,866/mo
Nassau County typical true cost to own
$97/mo
Nassau County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

26% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).

Frequently Asked Questions

How many homes are in Ocean Club Drive?
The Florida DOR 2025 assessment roll shows 87 homes plus 8 vacant residential lots in Ocean Club Drive (public records).
What share of Ocean Club Drive is owner-occupied?
62% of Ocean Club Drive parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Ocean Club Drive built?
Homes in Ocean Club Drive were built between 2001 and 2023, with a median year built of 2001 (FL DOR 2025 roll).
Who is the best real estate agent for Ocean Club Drive?
The best agent for Ocean Club Drive is one who actively works Fernandina Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Ocean Club Drive.
How do I find a top Fernandina Beach real estate agent who knows Ocean Club Drive?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Ocean Club Drive and the wider Fernandina Beach area.
Can Momentum Realty connect me with an agent for Ocean Club Drive?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Ocean Club Drive purchase or sale - no call center and no pressure.
Where is Ocean Club Drive, and what county is it in?
Ocean Club Drive is in Fernandina Beach, Nassau County, FL, ZIP 32034. The community's center is about 5 miles southeast of the center of Fernandina Beach (straight-line).
How far is Ocean Club Drive from downtown Jacksonville and the beach?
About 20 miles from downtown Jacksonville and about 1 miles from the Atlantic beach at Amelia Island (south end), both straight-line; driving distance is usually 15 to 30 percent more.
Buyers targeting a coastal Fernandina Beach location who will underwrite a specific home rather than a market averageExcellent fit
Buyers who understand barrier-island ownership costs and are budgeting for insurance and coastal maintenanceExcellent fit
Patient buyers who can wait for the right listing on a street that trades infrequentlyExcellent fit
Buyers who require recent comparable sales before they will make an offerProbably not
Buyers who want a fast, high-volume market with many listings to choose fromProbably not
Buyers unwilling to factor coastal exposure and carrying costs into their budgetProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32034))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2020 (7 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Ocean Club Drive? See the Nassau County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Ocean Club Drive with Momentum Realty’s local guides.

OCOcean Club Condo Amelia Island0.1 mi away · 87 homes, built 2001–23Heron Oaks0.1 mi away · 16 homes, built 1991–01BVBeachwood Village0.2 mi away · 275 homes, built 1974–24, 1 for saleSVSpyglass Villas0.2 mi away · 46 homes, built 1990–07, 1 for saleCourtside Village Amelia Island0.3 mi away · 86 homes, built 1984–06CVCourtside Villas0.3 mi away · median $505K, 3 sales/12 moBeachside0.3 mi away · 62 homes, built 1999–99Beachwood Villas0.3 mi away · median $300K, 16 sales/12 mo

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Ocean Club Drive. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

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