Ocean Club Drive
Homes for Sale in Fernandina Beach, FL
All 246 homes for sale in Fernandina Beach, FL · median $677,450 · 237 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY · via realMLS
As of October 2026, Ocean Club Drive in Fernandina Beach, FL has 1 home for sale. As of October 2026, the MLS records 7 closed sales in Ocean Club Drive in Fernandina Beach, FL since 2020, the most recent in April 2025. Across Fernandina Beach as a whole, 277 homes closed in the last 12 months at a median of $480,000, 48 median days on market, with 102 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $6,370 ($5,870 with the full homestead exemption).

The honest starting point on Ocean Club Drive is that we have no closings in the current window, so there is no active sales data to anchor a price read as of July 2026. That is not a red flag by itself on a small, address-scale street like this one in Fernandina Beach, where turnover is naturally thin, but it does mean price is being set home by home rather than by a market you can average.
For a buyer, that argues for patience and a willingness to underwrite condition, lot, and proximity to the water on their own merits rather than leaning on comps that do not exist right now. For a seller, it means pricing is a positioning exercise, not a follow-the-market exercise; the first well-prepared listing effectively sets the reference point for the street.
The 60-Second Overview
Ocean Club Drive is a small coastal address in Fernandina Beach, on Nassau County's barrier island, where limited turnover means each home tends to trade on its own condition and location rather than a steady stream of comparable sales.
realMLS (Northeast Florida) sales records identify 7 homes in Ocean Club Drive that have changed hands since 2020, built between 2002 and 2012 (median 2008), with a median living area of about 7,330 sq ft and a typical 5-bedroom, 7-bath layout; 86% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 6 qualified sales in Ocean Club Drive across 2024–2025 (3 in 2024, 3 in 2025), median $3.20M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Ocean Club Drive. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from realMLS listings in Ocean Club Drive; content deemed reliable but not guaranteed.
Who Ocean Club Drive is best for.
Best for
- Buyers targeting a coastal Fernandina Beach location who will underwrite a specific home rather than a market average
- Buyers who understand barrier-island ownership costs and are budgeting for insurance and coastal maintenance
- Patient buyers who can wait for the right listing on a street that trades infrequently
Probably not for
- Buyers who require recent comparable sales before they will make an offer
- Buyers who want a fast, high-volume market with many listings to choose from
- Buyers unwilling to factor coastal exposure and carrying costs into their budget
The market around Ocean Club Drive
Ocean Club Drive is too small for its own price trend, so here is the market around it.
In ZIP 32034, 329 homes are on the market and 26% are under contract — a steady corner of Fernandina Beach.
Across Nassau County, 532 homes are active and 186 pending (26% under contract).
In ZIP 32034 (Fernandina Beach), 1,079 homes closed in the last 12 months at a median of $440K ($200/sq ft), down 0.2% year over year, with a median 53 days on market. Right now 216 active and 75 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.
ZIP and county figures describe the wider market, not Ocean Club Drive specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Ocean Club Drive, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Ocean Club Drive
Live MLS inventory for Ocean Club Drive. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Ocean Club Drive listings as of 2026-10-01, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Life at Ocean Club Drive
- Beach Access · reported on 1 of 1 listings
- Clubhouse · reported on 1 of 1 listings
- Gated · reported on 1 of 1 listings
- Jogging Path · reported on 1 of 1 listings
- Maintenance Grounds · reported on 1 of 1 listings
- Park · reported on 1 of 1 listings
- Playground · reported on 1 of 1 listings
- Tennis Court(s) · reported on 1 of 1 listings
- Pickleball · reported on 1 of 1 listings
- Management - Full Time · reported on 1 of 1 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Ocean Club Drive buying strategy.
If we were buying in Ocean Club Drive today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ocean Club Drive.
A thin-turnover coastal street
With no closings recorded in the current window, the practical reality on Ocean Club Drive is a data gap, not a trend. On a street this compact, a single sale can move the entire picture, so what matters more than any headline number is the specific home in front of you: how it sits on its lot, how close it is to the water, and how recently it has been updated.
Fernandina Beach anchors the north end of Amelia Island, which gives this location the usual coastal considerations, from insurance and elevation to storm exposure and maintenance load. Those factors do more to explain value here than a general market average would, and they are the things we would put a magnifying glass on before you commit.
The location and the amenities are priced into every listing in Ocean Club Drive. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When there is no recent sales activity to lean on, our job is to build the case one property at a time. We know the Fernandina Beach and greater Nassau County market well enough to price and negotiate off condition, location, and coastal-specific risk instead of a comp average that simply is not there right now.
Ocean Club Drive in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Ocean Club Drive buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ocean Club Drive sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Ocean Club Drive, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Ocean Club Drive home worth?
Get a no-obligation home value based on real comparable sales in Ocean Club Drive, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fernandina Beach →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Nassau County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
26% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Frequently Asked Questions
How many homes are in Ocean Club Drive?
What share of Ocean Club Drive is owner-occupied?
When were the homes in Ocean Club Drive built?
Who is the best real estate agent for Ocean Club Drive?
How do I find a top Fernandina Beach real estate agent who knows Ocean Club Drive?
Can Momentum Realty connect me with an agent for Ocean Club Drive?
Where is Ocean Club Drive, and what county is it in?
How far is Ocean Club Drive from downtown Jacksonville and the beach?
Should you buy in Ocean Club Drive?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2020 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Ocean Club Drive fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Ocean Club Drive with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Ocean Club Drive. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.
- Fernandina Beach High School · 9-12 · FLDOE grade A (assigned to 23 nearby communities)
- Fernandina Beach Middle School · 6-8 · FLDOE grade A (assigned to 21 nearby communities)
- Yulee Middle School · 6-8 · FLDOE grade A (assigned to 14 nearby communities)
- Yulee High School · 9-12 · FLDOE grade A (assigned to 14 nearby communities)
- Southside Elementary School · PK-2 (assigned to 12 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).



