Palmo
Homes for Sale in St. Augustine, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of THE WILKINS WAY · via realMLS
As of September 2026, Palmo in St. Augustine, FL has 2 homes for sale. Homes listed or recently sold were built 1984–1999; 2 of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 4 ft).
Palmo sits in the St. Johns County stretch of St. Augustine, and with only a thin slice of recent closing activity to read, the snapshot here is more about condition and individual homes than a broad market trend. When inventory turns over this rarely, the last sale tells you less about "the market" and more about that one property's finishes, lot, and updates. Treat any single number as a data point, not a pattern.
For a buyer, that thinness cuts both ways: less competition on paper, but also fewer comparables to anchor an offer, so pricing discipline matters. For a seller, the story you tell about your specific home — its condition and what it offers over the last one that sold — does more work than the aggregate. Expect valuation to be driven by the home itself rather than a hot or cold community label.
Palmo right now
🟢 Buyer-leaning market. 24.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of September 13, 2026. Confidence: Low (2 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Palmo is a St. Augustine location within St. Johns County where closings come infrequently enough that each sale stands largely on its own, so read this area home by home rather than as a fast-moving market.
realMLS (Northeast Florida) sales records identify 10 homes in Palmo that have changed hands since 2014, built between 1982 and 2021 (median 1989), with a median living area of about 1,872 sq ft and a typical 3-bedroom, 2.5-bath layout; 80% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Palmo. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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PalmoPhotos from realMLS listings in Palmo; content deemed reliable but not guaranteed.
Who Palmo is best for.
Best for
- Patient buyers who can wait for the right listing rather than choosing from many at once
- Buyers focused on a specific home's condition and lot over community-wide momentum
- Those comfortable relying on careful analysis when comparable sales are limited
Probably not for
- Buyers who need a wide selection of homes to compare on a short timeline
- Anyone who wants a high-volume, fast-moving market with abundant comparables
- Sellers expecting a quick, competitive sale driven by heavy local demand
The market around Palmo
Palmo is too small for its own price trend, so here is the market around it.
In ZIP 32092, 639 homes are on the market and 36% are under contract — a fast-moving corner of St. Augustine.
Across St. Johns County, 1,876 homes are active and 834 pending (31% under contract).
In ZIP 32092 (St. Augustine), 2,377 homes closed in the last 12 months at a median of $456K ($215/sq ft), down 3.3% year over year, with a median 44 days on market. Right now 402 active and 228 pending listings put supply at about 2.8 months — a healthy market. See the live ZIP 32092 housing market and the St. Johns County market.
ZIP and county figures describe the wider market, not Palmo specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Palmo, St. Augustine
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Palmo
Live MLS inventory for Palmo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Palmo listings as of 2026-09-13, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Palmo on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Palmo
- Security Gate · reported on 1 of 2 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- St. Johns County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Mill Creek Academy · Elementary
- Mill Creek Academy · Middle
- Tocoi Creek · High
Zoned schools reflect the assignments reported on recent Palmo listings and can change; always confirm with St. Johns County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Palmo address.
Shop the zone: Homes zoned for Mill Creek Academy · Homes zoned for Picolata Crossing Elementary School · Homes zoned for Pacetti Bay Middle School · Homes zoned for Mill Creek Academy · Homes zoned for Tocoi Creek High School
The Palmo buying strategy.
If we were buying in Palmo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Palmo.
Reading a thin market
The defining feature of Palmo right now is low turnover. A community that produces only a trickle of closings doesn't generate the volume you need to talk confidently about price ranges, momentum, or days-on-market averages. That isn't a knock — it simply changes how you should approach it. The right move is to weigh each available home against its own condition, lot, and updates rather than a community-wide trendline.
That means the work shifts to the property level. Condition-driven pricing tends to produce a wide spread between homes, and with few recent sales to lean on, a careful walk-through and a grounded comparable analysis matter more here than they would in a high-volume subdivision. Patience and specifics win.
The location and the amenities are priced into every listing in Palmo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-turnover pocket like Palmo, the value we add is judgment where the data is thin. We'll pull what limited comparables exist, weigh a home's condition and lot against them honestly, and tell you when a price doesn't hold up — or when a listing is worth moving on. That's the difference between guessing and pricing with discipline.
Palmo in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Palmo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Palmo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Palmo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Palmo home worth?
Get a no-obligation home value based on real comparable sales in Palmo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in St. Augustine →
Recently off market in Palmo
Homes in Palmo that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 8580-C Palmo Fish Camp Road #C · off market
Palmo Market Scorecard
Palmo is currently a strong buyer's market. About 24.0 months of supply, a median asking price of $507,450, and homes go under contract in about 118 days.
Typical home value in the 32092 ZIP is $469,766, about 23.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Palmo a buyer's or seller's market right now?
How many homes are in Palmo?
What share of Palmo is owner-occupied?
When were the homes in Palmo built?
Who is the best real estate agent for Palmo?
How do I find a top St. Augustine real estate agent who knows Palmo?
Can Momentum Realty connect me with an agent for Palmo?
Should you buy in Palmo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 13, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32084/32092)) |
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Historical depth | Closed-sale records back to 2001 (20 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Palmo fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Palmo with Momentum Realty’s local guides.