Sutton Cay
Homes for Sale in Naples, FL
True comps, carrying-cost math, and listings before the portals.
Sutton Cay's numbers are moving fast in one direction: the median price sits at $911,250, but that figure is down 18.6% year over year, and it's built on just four closings. That's not enough transaction volume to call a trend with confidence — it's a signal to watch, not a verdict on the community's value.
The median price per square foot of $408.11 combined with a 75-day median days on market tells a story of negotiation. Homes here are not moving quickly, and sellers who list at yesterday's price are finding buyers willing to wait them out. For anyone transacting in Sutton Cay right now, pricing strategy matters more than usual because the comp set is thin and volatile.
Sutton Cay right now
🔴 Off the recent peak. The trailing-12-month median ($911K) is down 18.6% from the prior 12 months ($1.12M). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level fgc closed sales, 12-month windows ending July 29. Confidence: Low (4 and 3 sales in the two windows).
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Updated July 29, 2026 · Live data: fgc, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Sutton Cay market snapshot (as of July 29, 2026): the median sale price is about $911K ($408 per sq ft over the trailing 12 months of closed sales), and a median 75 days on market for closed sales. The trailing-12-month median is down 19% from the prior 12 months, computed from record-level fgc closed sales (4 closings in the current window).
Sutton Cay is a low-volume Naples community where a handful of closings can swing the median significantly, so recent figures should be read as directional rather than definitive.
Who Sutton Cay is best for.
Best for
- Buyers who have flexibility on timeline and want to negotiate in a market showing a year-over-year price decline
- Buyers targeting a specific home or lot in Naples rather than a community with a defined amenity package
- Sellers prepared to price realistically given the extended median days on market and recent downward price movement
Probably not for
- Buyers who want a large, well-established comp set to benchmark price with confidence
- Anyone prioritizing shared community amenities, since none are identified in current listings
- Sellers expecting a quick sale, given the current median days on market runs well past two months
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 29 of each year, from record-level fgc closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($911K) IS the median in the snapshot above, and the move from 2025 ($1.12M) IS the -18.6% one-year change.
Windows contain 2 to 28 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
0% of homes for sale in ZIP 34114 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
The Sutton Cay buying strategy.
If we were buying in Sutton Cay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sutton Cay.
A market defined by small numbers
With only four closings in the current window, Sutton Cay doesn't generate the transaction volume of a larger community, and that changes how you should read every statistic attached to it. A median price of $911,250 and a median price per square foot of $408.11 are real data points, but they represent a small handful of sales, not a broad market curve. One unusually high or low sale can move the median meaningfully.
The 75-day median days on market and the 18.6% year-over-year decline point in the same direction: less urgency, more room to negotiate. No community amenities were identified from current MLS listings, so whatever is driving buyer interest here is coming from the homes and lots themselves, not a shared amenity package. That puts more weight on individual property condition, lot characteristics, and location within Naples when evaluating any specific listing.
The location and the amenities are priced into every listing in Sutton Cay. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A four-closing sample size means the published median can be misleading without context on what those specific homes were. We pull the underlying sales, not just the headline number, so you understand whether $911,250 reflects the kind of home you're buying or selling, and we use the extended days-on-market pattern to negotiate from a position of fact rather than assumption.
Sutton Cay in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Sutton Cay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sutton Cay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sutton Cay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sutton Cay home worth?
Get a no-obligation home value based on real comparable sales in Sutton Cay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Sutton Cay?
How long do homes in Sutton Cay take to sell?
Do cash buyers compete in Sutton Cay?
Who is the best real estate agent for Sutton Cay?
How do I find a top Naples real estate agent who knows Sutton Cay?
Can Momentum Realty connect me with an agent for Sutton Cay?
Should you buy in Sutton Cay?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | fgc closed sales, 12-month windows ending July 29, 2026 |
| Under-contract shares | fgc records, as of 2026-07-18 |
| Historical depth | Closed-sale records back to 2020 (57 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of fgc records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the fgc member average and 8 days faster, and we’ll price yours against live your area comps.
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