Sutton Cay
Homes for Sale in Naples, FL
All 1,847 homes for sale in Naples, FL · median $425,000 · 406 homes for sale in 34114 · Collier County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Florida Gulf Coast MLS
As of October 2026, Sutton Cay in Naples, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $865,000, $393 per square foot, a median 72 days on market, sellers accepting 87% of original asking (-23% versus the prior year). Homes listed or recently sold were built 2020–2021; 3 of 4 report an HOA (median $551/mo); 4 of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 9 ft). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $9,560 ($9,120 with the full homestead exemption).
| Location | Naples, Collier County, FL · ZIP 34114 |
|---|---|
| Homes in the community | 101 (FL DOR 2025 assessment roll) |
| Years built | 2020–2021 (median 2020) |
| Typical living area | 3,165 sq ft (median) |
| Sale prices, last 12 months | $865,000 median across 3 closed sales · $393 per sq ft · -23.1% vs the prior 12 months |
| Days on market (closed sales) | 72 median |
| For sale right now | 1 active, 3 pending · median asking $1,249,000 |
| Owner-occupied (homestead) share | 59% |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Sutton Cay key facts,” movewithmomentum.com/neighborhoods/sutton-cay, data as of September 20, 2026.
Sutton Cay's numbers are moving fast in one direction: the median price sits at $911,250, but that figure is down 18.6% year over year, and it's built on just four closings. That's not enough transaction volume to call a trend with confidence — it's a signal to watch, not a verdict on the community's value.
The median price per square foot of $408.11 combined with a 75-day median days on market tells a story of negotiation. Homes here are not moving quickly, and sellers who list at yesterday's price are finding buyers willing to wait them out. For anyone transacting in Sutton Cay right now, pricing strategy matters more than usual because the comp set is thin and volatile.
Sutton Cay right now
🔴 Off the recent peak. The trailing-12-month median ($865K) is down 23.1% from the prior 12 months ($1.13M). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (3 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 1, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Sutton Cay market snapshot (as of September 20, 2026): the median sale price is about $865K ($393 per sq ft over the trailing 12 months of closed sales), and a median 72 days on market for closed sales. The trailing-12-month median is down 23% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (3 closings in the current window).
In ZIP 34114 (Naples), 1,440 homes closed in the last 12 months at a median of $660K ($314/sq ft), up 4.8% year over year, with a median 67 days on market. Right now 561 active and 136 pending listings put supply at about 12.0 months — a buyer's market. See the live ZIP 34114 housing market and the Collier County market.
Sutton Cay is a community of 101 homes in Naples, Collier County, built between 2020 and 2021 (median 2020), with a median living area of about 3,165 square feet. 59% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Sutton Cay is a low-volume Naples community where a handful of closings can swing the median significantly, so recent figures should be read as directional rather than definitive.
The setting & the homes.
Aerial and on-site photos of Sutton Cay. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Sutton Cay
Sutton Cay
Sutton Cay
Sutton CayPhotos from Florida Gulf Coast MLS listings in Sutton Cay; content deemed reliable but not guaranteed.
Who Sutton Cay is best for.
Best for
- Buyers who have flexibility on timeline and want to negotiate in a market showing a year-over-year price decline
- Buyers targeting a specific home or lot in Naples rather than a community with a defined amenity package
- Sellers prepared to price realistically given the extended median days on market and recent downward price movement
Probably not for
- Buyers who want a large, well-established comp set to benchmark price with confidence
- Anyone prioritizing shared community amenities, since none are identified in current listings
- Sellers expecting a quick sale, given the current median days on market runs well past two months
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($865K) IS the median in the snapshot above, and the move from 2025 ($1.13M) IS the -23.1% one-year change.
Windows contain 2 to 23 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
18% of homes for sale in ZIP 34114 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).
Sutton Cay Market Scorecard
Sutton Cay is currently a balanced market., a median asking price of $1,249,000, and homes go under contract in about 134 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Sutton Cay, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Sutton Cay
Live MLS inventory for Sutton Cay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Sutton Cay listings as of 2026-09-30, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Sutton Cay Right Now (4)
All 4 active and pending Sutton Cay listings with a detail page, newest first, refreshed twice a day from the MLS.
- 14539 Kelson Cir · $1,250,000 · 4 bd / 6 ba · listed Jul 6, 2026 · listed by Equity Realty
- 14624 Kelson Cir · $1,249,000 · 3 bd / 6 ba · listed Jul 2, 2026 · listed by Premier Sotheby's Int'l Realty
- 14685 Kelson Cir · $1,298,000 · 3 bd / 5 ba · pending · listed Jul 2, 2026 · listed by Premier Sotheby's Int'l Realty
- 14506 Kelson Cir · $1,150,000 · 3 bd / 4 ba · pending · listed Jul 2, 2026 · listed by Premiere Plus Realty Company
Sutton Cay on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
The Sutton Cay buying strategy.
If we were buying in Sutton Cay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sutton Cay.
A market defined by small numbers
With only four closings in the current window, Sutton Cay doesn't generate the transaction volume of a larger community, and that changes how you should read every statistic attached to it. A median price of $911,250 and a median price per square foot of $408.11 are real data points, but they represent a small handful of sales, not a broad market curve. One unusually high or low sale can move the median meaningfully.
The 75-day median days on market and the 18.6% year-over-year decline point in the same direction: less urgency, more room to negotiate. No community amenities were identified from current MLS listings, so whatever is driving buyer interest here is coming from the homes and lots themselves, not a shared amenity package. That puts more weight on individual property condition, lot characteristics, and location within Naples when evaluating any specific listing.
The location and the amenities are priced into every listing in Sutton Cay. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Sutton Cay buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (2.5). Basis: Recent Direction -23.1% year-over-year; Owner Commitment 59% owner-occupied; Pricing Power 87.1% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A four-closing sample size means the published median can be misleading without context on what those specific homes were. We pull the underlying sales, not just the headline number, so you understand whether $911,250 reflects the kind of home you're buying or selling, and we use the extended days-on-market pattern to negotiate from a position of fact rather than assumption.
Sutton Cay in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $550/month (about $6,600/yr) · median of 60 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $550 per month ($6,600 a year) — the median AssociationFee across 60 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Sutton Cay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sutton Cay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sutton Cay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sutton Cay home worth?
Get a no-obligation home value based on real comparable sales in Sutton Cay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Naples →
Frequently Asked Questions
What is the median home price in Sutton Cay?
How long do homes in Sutton Cay take to sell?
How many homes are in Sutton Cay?
What share of Sutton Cay is owner-occupied?
When were the homes in Sutton Cay built?
Who is the best real estate agent for Sutton Cay?
How do I find a top Naples real estate agent who knows Sutton Cay?
Can Momentum Realty connect me with an agent for Sutton Cay?
Where is Sutton Cay, and what county is it in?
Should you buy in Sutton Cay?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: September 30, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 34114)) |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2020 (57 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Sutton Cay fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Sutton Cay
- Home values · What homes in Sutton Cay actually sell for
Nearby Communities
Explore more neighborhoods near Sutton Cay with Momentum Realty’s local guides.