Tocoi
Homes for Sale in St. Augustine, FL
All 1,211 homes for sale in St. Augustine, FL · median $485,000 · 470 homes for sale in 32092 · St. Johns County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of STA REALTY · via realMLS
As of November 2026, the MLS records 14 closed sales in Tocoi in St. Augustine, FL since 2011, the most recent in October 2025. Across St. Augustine as a whole, 3,771 homes closed in the last 12 months at a median of $439,900, 50 median days on market, with 1,240 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $5,920 ($5,410 with the full homestead exemption).
Tocoi sits in the western reach of St. Johns County, near St. Augustine, and price here is driven far more by the individual home and its site than by any tidy neighborhood formula. With a thin closings window to read from, we treat pricing as condition-driven: what a specific property offers in acreage, build quality, and setting matters more than a comparable two streets over.
For buyers, that means patience and a willingness to underwrite each home on its own merits rather than lean on a running average. For sellers, it means presentation and honest condition disclosure carry the day — thin recent activity gives you less cover to hide behind, and a well-prepared home stands out more sharply than it would in a high-volume market.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Tocoi right now. These are the 2 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Tocoi is a western St. Johns County pocket outside St. Augustine, still more rural-edge than subdivision in feel, where lot, land, and home condition tend to set the terms of any deal.
realMLS (Northeast Florida) sales records identify 12 homes in Tocoi that have changed hands since 2001, built between 1979 and 2006 (median 2000), with a median living area of about 1,864 sq ft and a typical 2-bedroom, 2-bath layout; 75% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 20 qualified sales in Tocoi across 2024–2025 (13 in 2024, 7 in 2025), median $560,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Tocoi. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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TocoiPhotos from realMLS listings in Tocoi; content deemed reliable but not guaranteed.
Who Tocoi is best for.
Best for
- Buyers prioritizing acreage and a rural-edge setting over neighborhood density
- Those comfortable underwriting a home on its individual condition rather than leaning on comps
- Buyers who want St. Augustine and coastal access within a manageable drive rather than at the doorstep
Probably not for
- Buyers who need walkable shops, dining, and services nearby
- Those who want a deep pool of recent comparable sales to price against
- Buyers expecting a uniform subdivision feel with predictable pricing
The market around Tocoi
Tocoi is too small for its own price trend, so here is the market around it.
In ZIP 32092, 717 homes are on the market and 33% are under contract — a fast-moving corner of St. Augustine.
Across St. Johns County, 1,909 homes are active and 863 pending (31% under contract).
In ZIP 32092 (St. Augustine), 1,975 homes closed in the last 12 months at a median of $448K ($213/sq ft), down 1.1% year over year, with a median 40 days on market. Right now 398 active and 222 pending listings put supply at about 2.4 months — a healthy market. See the live ZIP 32092 housing market and the St. Johns County market.
ZIP and county figures describe the wider market, not Tocoi specifically. Momentum Research analysis of MLS records.
Life at Tocoi
- Fishing · reported on 1 of 1 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Tocoi buying strategy.
If we were buying in Tocoi today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Tocoi.
Reading a thin market
With only a narrow recent closings window to work from, Tocoi doesn't hand you a deep well of comparable sales. That is not a warning so much as a description of how to approach it: each transaction here tells its own story, and a single unusual property can skew any average you try to build. We lean on the specifics of the home in front of us rather than a broad market number that isn't really there.
Location is the steady anchor. Sitting in western St. Johns County near St. Augustine, Tocoi trades proximity to the coast and the historic core for more room and a quieter setting. Buyers who want land and distance from denser development find the tradeoff worthwhile; those who want walkable amenities and dense services will feel the drive.
The location and the amenities are priced into every listing in Tocoi. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume pocket like Tocoi, the value of local read outweighs any dashboard. We underwrite homes one at a time — site, condition, access, and setting — instead of leaning on a thin average, and we will tell you plainly when a property is priced ahead of what it delivers. That candor protects buyers from overpaying and helps sellers set a number the market will actually meet.
Tocoi in 15 seconds.
Tools for a Tocoi buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Tocoi sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Tocoi, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Tocoi home worth?
Get a no-obligation home value based on real comparable sales in Tocoi, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in St. Augustine →
Recently off market in Tocoi
Homes in Tocoi that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 13555 County Road 13 · off market
- 156 County Road 13 · off market
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St. Augustine guides & data
- Market data
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- Flood zones
- Property taxes (St. Johns County)
- Homestead exemption (St. Johns County)
- New construction
Florida buyer guides
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- Florida property tax calculator
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- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- County Road 13 N (2 homes on record)
- County Road 13 (1 homes on record)
Recent Developments in Tocoi
Development, infrastructure, retail, and school activity affecting Tocoi, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Development
Habitat for Humanity seeks buyers for last homes in 36-home Volusia Woods
Habitat for Humanity of St. Johns County has four unoccupied homes remaining in Volusia Woods, a 36-home neighborhood in St. Augustine. Its income-restricted homes cost under $300,000 against a county median above $500,000, supported by roughly $1 million in ARPA money and $264,000 in county grants. Habitat hopes to place owners by the holidays.
What it may mean for the marketIncome-restricted ownership options priced well below the county median add a small amount of lower-priced for-sale supply in St. Augustine. The project is about 14 miles east of Tocoi, elsewhere in St. Johns County.
Source: Jacksonville Today - October 2026Schools
Clay school district says one-mill referendum renews, not raises, property tax
The Clay County school district says the referendum on the upcoming ballot renews the one-mill levy voters first approved in 2020 at the same rate. The money funds school law enforcement contracts and compensation to retain and attract teachers and support staff. A citizens' advisory committee reviews spending, and the district says non-renewal would leave a funding shortfall.
What it may mean for the marketThe outcome sets school operating funding and staffing support for Clay County without changing the current millage rate. The site is about 12 miles northwest of Tocoi.
Source: Clay Today - August 2026Schools
St. Johns County school board moves ahead with design of SilverLeaf-area high school costing about $100 million
The board approved moving forward with design and architecture for a high school on Parcel 38, with cost estimated at roughly $100 million and possibly up to $120 million as design progresses. Construction is expected to take about three years. A board workshop on full project scope is being prepared.
What it may mean for the marketA new high school in the SilverLeaf area would add school capacity for the fast-growing northwest part of the county. The project is about 14 miles north of Tocoi, elsewhere in St. Johns County.
Source: News4JAX - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 16 miles northwest of Tocoi.
Source: Jax Daily Record - May 2026Retail & Dining
Grocery-anchored retail center proposed in Durbin Park
A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.
What it may mean for the marketAdded grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The project is about 17 miles north of Tocoi, elsewhere in St. Johns County.
Source: Jax Daily Record - February 2026Retail & Dining
Durbin Park Walmart plans an expansion
The Walmart anchoring Durbin Park filed plans to expand in early 2026, reinforcing the retail core of the Interstate 95 and County Road 210 district in northern St. Johns County.
What it may mean for the marketInvestment in Durbin Park's retail anchor signals continued commercial strength in northern St. Johns County, which can reinforce the appeal of nearby residential areas. The project is about 17 miles north of Tocoi, elsewhere in St. Johns County.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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Ask an agent about Tocoi
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Tocoi will answer, and the answer is published on this page for the next buyer.
Price History: What Homes Here Have Actually Sold For
Median sale prices in Tocoi Homes for Sale in St year by year since 2012, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Frequently Asked Questions
How many homes are in Tocoi?
What share of Tocoi is owner-occupied?
When were the homes in Tocoi built?
Who is the best real estate agent for Tocoi?
How do I find a top St. Augustine real estate agent who knows Tocoi?
Can Momentum Realty connect me with an agent for Tocoi?
Where is Tocoi, and what county is it in?
How far is Tocoi from downtown Jacksonville and the beach?
Should you buy in Tocoi?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 5, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32084/32092)) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Historical depth | Closed-sale records back to 2011 (14 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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