Tocoi in St. Augustine

Tocoi
Homes for Sale in St. Augustine, FL

All 1,277 homes for sale in St. Augustine, FL · median $481,997 · 489 homes for sale in 32092 · St. Johns County homes for sale

Community in St. Augustine · St. Johns County · ZIP 32092
305 homesBuilt through 2024
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Photo courtesy of STA REALTY · via realMLS

Built fromLive realMLS data25 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Tocoi in St. Augustine, FL has 1 home for sale. As of October 2026, the MLS records 20 closed sales in Tocoi in St. Augustine, FL since 2001, the most recent in October 2025. Across St. Augustine as a whole, 2,493 homes closed in the last 12 months at a median of $430,000, 48 median days on market, with 1,282 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $5,790 ($5,270 with the full homestead exemption).

Live · Tocoi Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
St. Johns: 30% (883 of 2,972)
1 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
60%
Owner-occupied · Tocoi
222 of 373 parcels homesteaded (FL DOR 2025)
40%
Non-owner-occupied · Tocoi
incl. 13% trust or LLC-held · 4% out-of-state
305
Homes in the community
plus 68 vacant residential lots · 373 residential parcels (FL DOR 2025)
Track record · 25 years of records
20
Recorded sales · 2024-2025
median $560K · qualified sales on the county roll (FL DOR 2025)
1994
Median year built
county roll (FL DOR 2025)
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 12, 2026

Tocoi sits in the western reach of St. Johns County, near St. Augustine, and price here is driven far more by the individual home and its site than by any tidy neighborhood formula. With a thin closings window to read from, we treat pricing as condition-driven: what a specific property offers in acreage, build quality, and setting matters more than a comparable two streets over.

For buyers, that means patience and a willingness to underwrite each home on its own merits rather than lean on a running average. For sellers, it means presentation and honest condition disclosure carry the day — thin recent activity gives you less cover to hide behind, and a well-prepared home stands out more sharply than it would in a high-volume market.

Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Tocoi is a western St. Johns County pocket outside St. Augustine, still more rural-edge than subdivision in feel, where lot, land, and home condition tend to set the terms of any deal.

realMLS (Northeast Florida) sales records identify 12 homes in Tocoi that have changed hands since 2001, built between 1979 and 2006 (median 2000), with a median living area of about 1,864 sq ft and a typical 2-bedroom, 2-bath layout; 75% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 20 qualified sales in Tocoi across 2024–2025 (13 in 2024, 7 in 2025), median $560,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing acreage and a rural-edge setting over neighborhood density
  • Those comfortable underwriting a home on its individual condition rather than leaning on comps
  • Buyers who want St. Augustine and coastal access within a manageable drive rather than at the doorstep

Probably not for

  • Buyers who need walkable shops, dining, and services nearby
  • Those who want a deep pool of recent comparable sales to price against
  • Buyers expecting a uniform subdivision feel with predictable pricing

The market around Tocoi

Tocoi is too small for its own price trend, so here is the market around it.

In ZIP 32092, 777 homes are on the market and 36% are under contract — a fast-moving corner of St. Augustine.

Across St. Johns County, 2,089 homes are active and 883 pending (30% under contract).

In ZIP 32092 (St. Augustine), 2,022 homes closed in the last 12 months at a median of $449K ($212/sq ft), down 1.9% year over year, with a median 41 days on market. Right now 407 active and 216 pending listings put supply at about 3.6 months — a balanced market. See the live ZIP 32092 housing market and the St. Johns County market.

ZIP and county figures describe the wider market, not Tocoi specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Tocoi

Live MLS inventory for Tocoi. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Tocoi listings as of 2026-10-20, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • St. Johns County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • South Woods · Elementary
  • Gamble Rogers · Middle
  • Pedro Menendez · High

Zoned schools reflect the assignments reported on recent Tocoi listings and can change; always confirm with St. Johns County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Tocoi address.

If we were buying in Tocoi today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Tocoi.

Best Buy
Buyers who want land and space in western St. Johns County within reach of St. Augustine.
Biggest Risk
Thin sales data makes pricing harder to anchor and comps scarce.
Sweet Spot
A well-presented home underwritten on its own merits, not a running average.
Avoid If
You need walkable services and dense amenities close at hand.

Reading a thin market

With only a narrow recent closings window to work from, Tocoi doesn't hand you a deep well of comparable sales. That is not a warning so much as a description of how to approach it: each transaction here tells its own story, and a single unusual property can skew any average you try to build. We lean on the specifics of the home in front of us rather than a broad market number that isn't really there.

Location is the steady anchor. Sitting in western St. Johns County near St. Augustine, Tocoi trades proximity to the coast and the historic core for more room and a quieter setting. Buyers who want land and distance from denser development find the tradeoff worthwhile; those who want walkable amenities and dense services will feel the drive.

“

The location and the amenities are priced into every listing in Tocoi. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-volume pocket like Tocoi, the value of local read outweighs any dashboard. We underwrite homes one at a time — site, condition, access, and setting — instead of leaning on a thin average, and we will tell you plainly when a property is priced ahead of what it delivers. That candor protects buyers from overpaying and helps sellers set a number the market will actually meet.

Tocoi in 15 seconds.

Best forBuyers who want land and space in western St. Johns County within reach of St. Augustine.
Biggest advantageA quieter, rural-edge setting with more room than the county's denser subdivisions.
Biggest riskThin sales data makes pricing harder to anchor and comps scarce.
Sweet spotA well-presented home underwritten on its own merits, not a running average.
Avoid ifYou need walkable services and dense amenities close at hand.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Tocoi sales matched to your home.

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Recently off market in Tocoi

Homes in Tocoi that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Housing distress & ownership in Tocoi, St. Augustine

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 2 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Every Home for Sale in Tocoi St Augustine Right Now (1)

All 1 active and pending Tocoi St Augustine listings with a detail page, newest first, refreshed twice a day from the MLS.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Recent Developments in Tocoi

Development, infrastructure, retail, and school activity affecting Tocoi, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.

  1. August 2026
    Schools

    St. Johns County school board moves ahead with design of SilverLeaf-area high school costing about $100 million

    The board approved moving forward with design and architecture for a high school on Parcel 38, with cost estimated at roughly $100 million and possibly up to $120 million as design progresses. Construction is expected to take about three years. A board workshop on full project scope is being prepared.

    What it may mean for the marketA new high school in the SilverLeaf area would add school capacity for the fast-growing northwest part of the county. The project is about 14 miles north of Tocoi, elsewhere in St. Johns County.

    Source: News4JAX
  2. July 2026
    Infrastructure

    CR 210 widening westbound lanes set to reopen in St. Johns County

    News4Jax reported that all westbound lanes of the County Road 210 widening project in St. Johns County were expected to reopen by the end of Friday, July 31, 2026, ahead of the August 10 school year start. The county said it is managing 44 active road projects totaling $183.1 million this year.

    What it may mean for the marketExpands roadway capacity on a major county corridor, improving traffic flow and supporting continued growth along the CR 210 area. The project is about 19 miles north of Tocoi, elsewhere in St. Johns County.

    Source: News4Jax
  3. July 2026
    Development

    Six agricultural enclave projects seek to develop 6,500-plus acres in St. Johns County

    Jacksonville Today reported that St. Johns County received six proposals totaling more than 6,558 acres for development under a new Florida agricultural enclave law that took effect July 1, 2026. The largest proposal, about 4,462 acres north of Nocatee, comes from the Davis family and the PARC Group. The County Commission scheduled a public hearing on the proposals for August 19, 2026.

    What it may mean for the marketSignals a large potential expansion of developable land and future housing and commercial capacity, using a new state process that can convert farmland to residential and commercial use with reduced local review. The project is about 19 miles northeast of Tocoi, elsewhere in St. Johns County.

    Source: Jacksonville Today
  4. June 2026
    Infrastructure

    First Coast Expressway advances as an economic-development corridor across Clay and St. Johns

    The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.

    What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 16 miles northwest of Tocoi.

    Source: Jax Daily Record
  5. May 2026
    Retail & Dining

    Grocery-anchored retail center proposed in Durbin Park

    A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.

    What it may mean for the marketAdded grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The project is about 17 miles north of Tocoi, elsewhere in St. Johns County.

    Source: Jax Daily Record
  6. February 2026
    Retail & Dining

    Durbin Park Walmart plans an expansion

    The Walmart anchoring Durbin Park filed plans to expand in early 2026, reinforcing the retail core of the Interstate 95 and County Road 210 district in northern St. Johns County.

    What it may mean for the marketInvestment in Durbin Park's retail anchor signals continued commercial strength in northern St. Johns County, which can reinforce the appeal of nearby residential areas. The project is about 17 miles north of Tocoi, elsewhere in St. Johns County.

    Source: Jax Daily Record

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

How much local inventory is already under contract

35% of homes for sale in ZIP 32092 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).

Email me new listings in Tocoi

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

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Ask an agent about Tocoi

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Tocoi will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Frequently Asked Questions

How many homes are in Tocoi?
The Florida DOR 2025 assessment roll shows 305 homes plus 68 vacant residential lots in Tocoi (public records).
What share of Tocoi is owner-occupied?
60% of Tocoi parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Tocoi built?
Homes in Tocoi were built between 1900 and 2024, with a median year built of 1994.0 (FL DOR 2025 roll).
Who is the best real estate agent for Tocoi?
The best agent for Tocoi is one who actively works St. Augustine and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Tocoi.
How do I find a top St. Augustine real estate agent who knows Tocoi?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Tocoi and the wider St. Augustine area.
Can Momentum Realty connect me with an agent for Tocoi?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Tocoi purchase or sale - no call center and no pressure.
Where is Tocoi, and what county is it in?
Tocoi is in St. Augustine, St. Johns County, FL, ZIP 32092. The community's center is about 12 miles west of the center of St. Augustine (straight-line).
How far is Tocoi from downtown Jacksonville and the beach?
About 33 miles from downtown Jacksonville and about 17 miles from the Atlantic beach at Vilano Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Buyers prioritizing acreage and a rural-edge setting over neighborhood densityExcellent fit
Those comfortable underwriting a home on its individual condition rather than leaning on compsExcellent fit
Buyers who want St. Augustine and coastal access within a manageable drive rather than at the doorstepExcellent fit
Buyers who need walkable shops, dining, and services nearbyProbably not
Those who want a deep pool of recent comparable sales to price againstProbably not
Buyers expecting a uniform subdivision feel with predictable pricingProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 20, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32084/32092))
Under-contract sharesrealMLS records, as of 2026-10-20
Historical depthClosed-sale records back to 2001 (20 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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Nearby Communities

Explore more neighborhoods near Tocoi with Momentum Realty’s local guides.

John Huertas St Augustine0.2 mi awaySt Johns River Estates East Palatka0.2 mi awayRSRowands St Augustine0.4 mi away · 1 for saleRiverdale St Augustine1.8 mi away · median $480K, 3 sales/12 moRiverdale Gardens St Augustine1.9 mi away · median $245K, 5 sales/12 moRFRiverdale Farm Tracts St Augustine2.5 mi away · 19 homes, built 1997–24Riverview St Augustine2.5 mi away · median $180K, 9 sales/12 mo

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Thinking of selling in Tocoi? See the St. Johns County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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