Buying or selling? Call (904) 351-6461

Willow Creek
Homes for Sale in Lutz, FL

By , Co-Founder, Momentum Realty · Updated November 5, 2026

Buying in Lutz? Get matched with a local agent →Selling? Get your Lutz home value →or call (904) 351-6461

All 307 homes for sale in Lutz, FL · median $499,000 · 66 homes for sale in 33549 · Hillsborough County homes for sale

Community in Lutz · Hillsborough County · ZIP 33549
Free · No obligation
Talk to a Willow Creek Expert

True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data14 years of closingsUpdated twice daily

As of November 2026, the MLS records 5 closed sales in Willow Creek in Lutz, FL since 2012, the most recent in February 2025. Across Lutz as a whole, 753 homes closed in the last 12 months at a median of $509,000, 40 median days on market, with 256 homes for sale today. At that median and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $8,010 ($7,380 with the full homestead exemption).

Live · Willow Creek Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
The Area Market

The market around Willow Creek

Willow Creek is too small for its own price trend, so here is the market around it.

In ZIP 33549, 70 homes are on the market and 26% are under contract — a steady corner of Lutz.

Across Hillsborough County, 6,274 homes are active and 1,939 pending (24% under contract).

ZIP and county figures describe the wider market, not Willow Creek specifically. Momentum Research analysis of MLS records.

The Strategy

The Willow Creek buying strategy.

If we were buying in Willow Creek today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Willow Creek.

“

The location and the amenities are priced into every listing in Willow Creek. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Willow Creek homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Willow Creek.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Run Your Numbers

Tools for a Willow Creek buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxHillsborough County millage and the homestead picture.Rent vs buyThe breakeven on owning in Willow Creek.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Willow Creek sales matched to your home.

Selling in Willow Creek

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Willow Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Willow Creek home worth?

Get a no-obligation home value based on real comparable sales in Willow Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Lutz →

Real comps, not an automated estimate.

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 19, 2026)
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2012 (5 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Recent Developments in Willow Creek

Development, infrastructure, retail, and school activity affecting Willow Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.

  1. October 2026
    Infrastructure

    Temple Terrace council picks fourth speed hump over roundabout on Sunnyside Road

    On Oct. 20 the council unanimously rejected a $311,000 mini roundabout at Shadow Lane and a $550,000 T-intersection at Brentwood Drive. It chose a fourth speed hump and permanent replacements for three removable humps, about $25,000, between Bullard Parkway and South Riverhills Drive. The city had budgeted $500,000 and no construction date is set.

    What it may mean for the marketThe lower-cost option keeps Sunnyside Road's layout unchanged and leaves most of the budgeted funds unspent. The project is about 26 miles south of Willow Creek, elsewhere in Hillsborough County.

    Source: Tampa Bay Beacons
  2. October 2026
    Parks & Amenities

    Tampa Bay Downs opens renovated golf practice facility with Toptracer range

    The renovated facility on Stable Gate Lane in Westchase was unveiled Oct. 17 with a covered 10-bay Toptracer range, 12 extra covered turf mats, a putting green, chipping areas and a new bar. Buckets start at $10 and reservations are required for the Toptracer bays after Oct. 29.

    What it may mean for the marketThe upgraded range adds a recreation and entertainment option for the Westchase and Oldsmar area. The project is about 24 miles southwest of Willow Creek, elsewhere in Hillsborough County.

    Source: Tampa Bay Beacons
  3. October 2026
    Parks & Amenities

    Tampa begins public input on nearly 60 acre K-Bar Ranch park in New Tampa

    The city held its first public meeting Oct. 15 on an $8 million park of nearly 60 acres south of Mistflower Lane near the Pasco line. Residents favored paths, nature areas and flexible green space, and a multi-purpose field is proposed. Skanska is the design-builder with design estimated at 10 to 12 months.

    What it may mean for the marketThe planned park would add trails and open space for the northern New Tampa area, with design still under way. The project is about 17 miles south of Willow Creek, elsewhere in Hillsborough County.

    Source: Tampa Bay Beacons
  4. October 2026
    Retail & Dining

    Hobby Lobby coming to Carrollwood Commons on North Dale Mabry

    County records show a 49,106 square foot Hobby Lobby planned at Carrollwood Commons on North Dale Mabry Highway, with coming soon signs posted. No opening date has been announced and the company had not commented.

    What it may mean for the marketA large craft retailer would add a destination store to the Dale Mabry shopping corridor in northwest Tampa. The project is about 24 miles south of Willow Creek, elsewhere in Hillsborough County.

    Source: Tampa Bay Beacons
  5. April 2026
    Development

    New mixed-use development planned on State Road 52 in central Pasco

    A mixed-use development planned on State Road 52 in central Pasco County, next to Pilot Country Airport, would add 108 single-family homes, about 175,000 square feet of commercial and retail space, and a 120-room hotel, with completion expected around 2030.

    What it may mean for the marketA new mixed-use community adds housing, retail, and lodging along the State Road 52 corridor in central Pasco, the kind of growth that can shape demand and pricing for nearby communities. The site is about 8 miles south of Willow Creek.

    Source: Tampa Bay Times
  6. January 2026
    Development

    Moffitt Cancer Center opens flagship outpatient center at its new Speros FL campus in Pasco

    Moffitt Cancer Center held the grand opening of its flagship outpatient cancer center in January 2026 at Speros FL, its large new campus on State Road 52 in Pasco County. The campus is planned as a long-term life sciences and medical hub expected to bring substantial employment to the area.

    What it may mean for the marketA large new medical and life sciences campus is a long-term employment anchor for central Pasco, a structural demand driver for housing in the surrounding area. The site is about 9 miles southwest of Willow Creek.

    Source: WUSF

Development alerts for Willow CreekGet a short monthly email when something new is approved, funded, or opens near Willow Creek.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may contact you at the email or phone number you provided about your inquiry and related updates, which may involve automated means. Consent is not a condition of any purchase. Unsubscribe anytime. If you receive texts, reply STOP to opt out or HELP for help. Msg & data rates may apply. See our Disclosures and Privacy Policy.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →

Email me new listings in Willow Creek

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Willow Creek

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Willow Creek will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Common questions about Willow Creek

Where is Willow Creek?

Willow Creek is a community in Lutz, Hillsborough County, Florida, ZIP 33549.

Are there homes for sale in Willow Creek right now?

No active listings inside Willow Creek at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Willow Creek have an HOA or CDD?

No HOA is on record for Willow Creek in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

More Lutz (Pasco) & Tampa North / Pasco County guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Tampa North / Pasco County or the full Neighborhood Finder.

Nearby Communities

Explore more neighborhoods near Willow Creek with Momentum Realty’s local guides.

SCSurrey Chase0.2 mi away · 22 homes, built 1988–01LOLiberty Oaks0.2 mi away · 8 homes, built 2019–24OLOak Ledge0.4 mi away · 26 homes, built 1994–96, 1 for saleLHLake Hanna Preserve0.5 mi away · 48 homes, built 2018–21MOManor Oaks0.5 mi away · 5 homes, built 1930–04PSPopes Sub0.6 mi away · 16 homes, built 1981–03TLTiffany Lake Manors0.6 mi away · 30 homes, built 1994–99

Browse all neighborhood guides →

Talk to a Local Willow Creek Expert
Call Get Listings

Willow Creek Market Scorecard

Thin data

Willow Creek is currently a thin data market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
n/a
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/0
Active/Pend/Sold

Go deeper: true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.