Waterfront Homes for Sale in Apollo Beach, FL
This page tracks every Apollo Beach listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
148 waterfront homes are for sale or pending in Apollo Beach, FL today across 75 communities. The median asking price is $854,000, from $124,000 to $16,740,000. Listings in Apollo Beach without that feature have a median of $650,000. Most listings right now: Hemingway Estates Ph 1-A (9), Mirabay Ph 3B-2 (8), A Resub Of A Por Of Apollo (6). Updated September 8, 2026 from the MLS.
Apollo Beach waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most waterfront homes listed are tabled; the rest follow.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Hemingway Estates Ph 1-A | 9 | 8 | $1,399,000 | $699,000 |
| Mirabay Ph 3B-2 | 8 | 0 | $1,149,500 | $935,000 |
| A Resub Of A Por Of Apollo | 6 | 0 | $948,000 | $699,000 |
| Apollo Beach Unit 08 A Resubdi | 5 | 0 | $715,000 | $599,999 |
| Harbour Isles Ph 1 | 5 | 0 | $569,900 | $385,000 |
| Caribbean Isles Residential Co | 5 | 0 | $199,000 | $145,000 |
| Andalucia | 4 | 0 | $2,199,500 | $950,000 |
| Mirabay Ph 3A-1 | 4 | 0 | $989,500 | $598,000 |
| Apollo Beach Unit Two | 4 | 0 | $846,995 | $609,900 |
| Sabal Key Unit 2 | 4 | 0 | $611,500 | $549,000 |
| Yardarm Condo Ph I | 4 | 0 | $322,450 | $219,000 |
| Caribbean Isles Residential Cooperative | 4 | 0 | $239,500 | $124,000 |
| Apollo Beach Unit Six | 3 | 0 | $1,500,000 | $985,000 |
| Symphony Isles Unit Two | 3 | 0 | $1,230,000 | $820,000 |
| Mirabay Ph 1B-1/2A-1/3B-1 | 3 | 0 | $1,199,000 | $799,999 |
| Symphony Isles Unit One | 3 | 0 | $919,900 | $567,600 |
| Apollo Beach Unit 13 Pt 1 Re | 3 | 0 | $725,000 | $610,000 |
| Bimini Bay | 3 | 0 | $685,000 | $524,900 |
| Symphony Isles Unit Five | 2 | 1 | $4,233,857 | $2,200,000 |
| Hammock Bay | 2 | 2 | $2,438,500 | $2,228,500 |
| Mirabay | 2 | 0 | $1,945,000 | $1,690,000 |
| The Villas At Andalucia | 2 | 0 | $1,402,000 | $1,155,000 |
| Treviso | 2 | 1 | $1,274,000 | $1,049,000 |
| Veneto Shores | 2 | 2 | $1,236,500 | $1,099,000 |
| Mirabay Ph 2A-2 | 2 | 0 | $1,052,500 | $980,000 |
| Mirabay Ph 3C-2 | 2 | 0 | $974,499 | $899,999 |
| Bimini Bay Ph 2 | 2 | 1 | $861,999 | $748,999 |
| Harbour Isles Ph 2A/2B/2C | 2 | 0 | $399,250 | $309,000 |
| Anchor Point A Condo | 2 | 0 | $238,500 | $197,000 |
| Mustique Bay | 1 | 1 | $16,740,000 | $16,740,000 |
| Mirabay Ph 3C-3 | 1 | 0 | $2,400,000 | $2,400,000 |
| Bay Vista | 1 | 0 | $2,290,000 | $2,290,000 |
| Mirabay Ph 2A-4 | 1 | 0 | $1,600,000 | $1,600,000 |
| Symphony Isles Unit Three | 1 | 0 | $1,299,000 | $1,299,000 |
| Mirabay Ph 3A-2 | 1 | 0 | $1,275,000 | $1,275,000 |
| Mirabay Ph 1B-2 | 1 | 0 | $1,225,000 | $1,225,000 |
| Hemingway Estates | 1 | 1 | $1,049,000 | $1,049,000 |
| Mirabay-Marisol Pointe | 1 | 0 | $999,999 | $999,999 |
| Apollo Beach Unit 06 | 1 | 0 | $999,000 | $999,000 |
| Mirabay Ph 3C-1 | 1 | 0 | $998,000 | $998,000 |
| Cobia Cay | 1 | 0 | $997,500 | $997,500 |
| Bellasol Waterfront Villas A C | 1 | 0 | $995,000 | $995,000 |
| Mirabay Phase 3B-2 | 1 | 0 | $978,000 | $978,000 |
| Waterset Wolf Crk Ph D2 | 1 | 0 | $975,000 | $975,000 |
| Island Cay | 1 | 0 | $900,000 | $900,000 |
| Waterset Wolf Crk Ph G1 | 1 | 0 | $849,000 | $849,000 |
| Mirabay Prcl 8 | 1 | 0 | $840,000 | $840,000 |
| Shagos Bay | 1 | 0 | $749,000 | $749,000 |
| Waterset Ph 3B-1 | 1 | 0 | $720,000 | $720,000 |
| Waterset Ph 5A-1 | 1 | 0 | $715,000 | $715,000 |
| Waterset Ph 2C1-1/2C1-2 | 1 | 0 | $699,900 | $699,900 |
| Apollo Beach Unit 01 | 1 | 0 | $698,500 | $698,500 |
| Apollo Beach Unit 08 | 1 | 0 | $649,900 | $649,900 |
| Waterset Ph 4 Tr 21 | 1 | 0 | $629,900 | $629,900 |
| Apollo Beach Unit 08 A Resubdivision Of Lots 1-13 | 1 | 0 | $599,900 | $599,900 |
| Sunset Bay Twnhms | 1 | 0 | $575,000 | $575,000 |
| Dolphin Cove | 1 | 0 | $500,000 | $500,000 |
| Lake St Clair Ph 4 | 1 | 0 | $499,000 | $499,000 |
| Waterset Ph 5A-2A | 1 | 0 | $494,900 | $494,900 |
| A Resub Of Pt Of Apollo Beac | 1 | 0 | $475,000 | $475,000 |
Also with waterfront homes for sale: The Tiki Bay Condo (1), Rev Of Apollo Beach Unit (1), Waterset Ph 2C-2 (1), Mangrove Manor Ph 1 (1), Southshore Falls Ph 02 (1), Braemar (1), Channel Bay Condo (1), Apollo Beach Condo (1), Southshore Falls Ph 3D-Part (1), Casa Reef A Condo (1), Southshore Falls Ph 2 (1), Southshore Falls Ph 3E- Prcl (1), Bal Harbour Chateaux Condomini (1), Yardarm Condo Ph 01 (1), Bay Crest Condominium Phase Iii Unit 1041-E (1).
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Apollo Beach?
What do waterfront homes cost in Apollo Beach?
Which Apollo Beach community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Apollo Beach
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Apollo Beach, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.