Waterfront Homes for Sale in Eatonton, GA
This page tracks every Eatonton listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
147 waterfront homes are for sale or pending in Eatonton, GA today across 63 communities. The median asking price is $695,000, from $89,000 to $4,350,000. Most listings right now: Rp - Great Waters (11), Cuscowilla (7), Carriage Cove (3). Updated September 8, 2026 from the MLS.
Eatonton waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most waterfront homes listed are tabled; the rest follow.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Rp - Great Waters | 11 | 0 | $1,985,000 | $699,000 |
| Cuscowilla | 7 | 4 | $1,700,000 | $1,350,000 |
| Carriage Cove | 3 | 0 | $393,500 | $325,000 |
| Riverbend Cove | 2 | 0 | $2,089,500 | $679,000 |
| Harmony Bay | 2 | 0 | $1,649,000 | $999,000 |
| Long Island Forest | 2 | 0 | $1,150,000 | $605,000 |
| Lake Sinclair Woods North | 2 | 0 | $1,074,450 | $649,900 |
| Forest Lake Village | 2 | 0 | $872,450 | $749,900 |
| Riverbend Ests | 2 | 0 | $549,450 | $349,900 |
| Tanglewood | 2 | 1 | $530,000 | $385,000 |
| Little Harbor | 2 | 0 | $482,000 | $335,000 |
| Island Point | 2 | 0 | $475,000 | $400,000 |
| Possum Point | 2 | 0 | $455,000 | $325,000 |
| Anchor Pointe | 2 | 0 | $381,000 | $265,000 |
| The Lodge On Lake Oconee | 2 | 0 | $89,500 | $89,000 |
| Phoenix Lake | 1 | 1 | $3,345,000 | $3,345,000 |
| Collis | 1 | 1 | $2,999,000 | $2,999,000 |
| Rock Island Pt | 1 | 0 | $2,500,000 | $2,500,000 |
| Rock Island Coves | 1 | 0 | $2,499,000 | $2,499,000 |
| Chapel Springs | 1 | 0 | $1,999,999 | $1,999,999 |
| Timberlake Cv | 1 | 0 | $1,699,000 | $1,699,000 |
| Possum Point | 1 | 0 | $1,500,000 | $1,500,000 |
| Welch | 1 | 0 | $1,395,000 | $1,395,000 |
| Georgia Power Subdivision 5 | 1 | 0 | $1,259,000 | $1,259,000 |
| River Lake PL | 1 | 0 | $1,250,000 | $1,250,000 |
| Leisure Acres | 1 | 0 | $1,250,000 | $1,250,000 |
| Misty River Ldg | 1 | 0 | $1,225,000 | $1,225,000 |
| Lakeside | 1 | 0 | $1,150,000 | $1,150,000 |
| Pine Forest Lake | 1 | 0 | $1,099,900 | $1,099,900 |
| Oconee Landing | 1 | 0 | $1,075,000 | $1,075,000 |
| Long Island Frs | 1 | 0 | $1,050,000 | $1,050,000 |
| Long Shoals | 1 | 0 | $914,999 | $914,999 |
| Cold Branch | 1 | 0 | $895,000 | $895,000 |
| The Peninsula on Lake Oconee | 1 | 0 | $875,000 | $875,000 |
| Quesenberry Cov | 1 | 0 | $799,000 | $799,000 |
| The Pointe | 1 | 0 | $795,000 | $795,000 |
| Lake Sinclair Woods | 1 | 0 | $769,000 | $769,000 |
| River Lake Lndg | 1 | 0 | $749,000 | $749,000 |
| Oak Openings | 1 | 0 | $735,000 | $735,000 |
| Island Point | 1 | 0 | $665,000 | $665,000 |
| Breezy Shores | 1 | 0 | $650,000 | $650,000 |
| Waterfront on Lake Oconee | 1 | 0 | $610,000 | $610,000 |
| Oconee Crossing | 1 | 0 | $599,000 | $599,000 |
| WaterFront On Lake Oconee | 1 | 0 | $575,000 | $575,000 |
| The Waterfront On Lake Oconee | 1 | 0 | $550,000 | $550,000 |
| Little River View | 1 | 0 | $550,000 | $550,000 |
| Forest Lake Village | 1 | 1 | $519,900 | $519,900 |
| Woodslake | 1 | 0 | $519,900 | $519,900 |
| Edgewater Point | 1 | 0 | $519,000 | $519,000 |
| Sugar Creek Frm | 1 | 0 | $499,000 | $499,000 |
| Oconee Spgs Ldg | 1 | 0 | $485,000 | $485,000 |
| Forest Lake Vil | 1 | 1 | $455,000 | $455,000 |
| Big Cedar | 1 | 0 | $419,000 | $419,000 |
| Alexander Lakes | 1 | 0 | $399,900 | $399,900 |
| Anchor Point | 1 | 0 | $399,900 | $399,900 |
| Lake Sinclair | 1 | 0 | $399,000 | $399,000 |
| Phoenix Cove at Lake Oconee | 1 | 0 | $399,000 | $399,000 |
| Horseshoe Bend | 1 | 0 | $350,000 | $350,000 |
| Oconee Springs Landing | 1 | 0 | $350,000 | $350,000 |
| Flat Rock | 1 | 0 | $299,900 | $299,900 |
Also with waterfront homes for sale: Flat Rock (1), Oak Openings (1), Sugar Creek Farms (1).
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Eatonton?
What do waterfront homes cost in Eatonton?
Which Eatonton community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Eatonton
Live data: Georgia MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Eatonton, GA whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.