4 Bedroom Homes for Sale in Cutler Bay, FL

Four bedrooms is the most-searched size in most Florida and Georgia markets. This page tracks every Cutler Bay listing whose MLS record reports four or more bedrooms, by community, with live counts and asking prices, and how the price compares with smaller homes in the same city.

93 homes with four or more bedrooms are for sale or pending in Cutler Bay, FL today across 50 communities. The median asking price is $779,000, from $399,000 to $3,299,000. Listings in Cutler Bay without that feature have a median of $414,500. Most listings right now: Cutler Cay (21), Capistrano (4), Omni Estates 2Nd Addn (3). Updated September 11, 2026 from the MLS.

Cutler Bay 4-bedroom homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

Community4-Bedroom HomesNew buildMedian listFrom
Cutler Cay210$1,129,000$779,000
Capistrano44$988,495$969,990
Omni Estates 2Nd Addn30$1,349,000$1,149,000
Whispering Pines Estates31$880,000$815,000
Bel Aire Sec 330$795,000$595,000
Lakes By The Bay Sec 730$735,000$699,999
Old Cutler Cove30$665,000$575,000
Lakes By The Bay Gee30$450,000$439,000
Herfa Sub20$722,888$715,777
Cutler Ridge Sec 520$690,000$685,000
Enclave At Black Point Ma20$662,400$624,900
Lakes By The Bay Day20$657,500$650,000
Centennial Sec 120$639,950$629,900
Precious Homes At Lakes B20$624,495$599,000
Lakes By The Bay Sec 620$573,250$569,000
Trellis At Bayshore20$539,500$519,000
Cutler Country Groves 1St10$1,800,000$1,800,000
Costa Brava10$1,499,000$1,499,000
Old Cutler Grove10$1,490,000$1,490,000
Rl Old Cutler10$1,425,000$1,425,000
Lincoln City Sec G10$1,375,000$1,375,000
Saga Bay Sec 1 Pt 910$1,100,000$1,100,000
Rosewood Homes10$989,000$989,000
Century at Cutler Bay10$974,990$974,990
Silver Pines10$974,900$974,900
Centennial Sec 310$899,000$899,000
Bel Aire Sec 1510$879,000$879,000
Cutler Ridge Sec 610$878,000$878,000
Pelican Bay At Old Cutler10$799,000$799,000
Cantamar10$795,000$795,000
Section Nineteen Bel Aire10$735,000$735,000
Century Star Sub10$729,900$729,900
Lakes By The Bay Sec 410$699,999$699,999
Lakes By The Bay Sec 1010$699,000$699,000
Cutler Ridge Sec 410$695,000$695,000
Cutler Ridge Sec 710$685,000$685,000
Pine Tree Manor Sec 210$679,000$679,000
Bel Aire Sec 1410$670,000$670,000
Benson Manor10$669,000$669,000
Mark Manor Pines Sec One10$635,000$635,000
Lakes By The Bay Faye Rep10$630,000$630,000
S Coral Homes Sec 310$630,000$630,000
So Miami Heights Addn N10$629,000$629,000
Cutler Ridge Pines10$610,000$610,000
Hemingway Point10$587,000$587,000
Pine Tree Manor Sec 310$585,000$585,000
Lakes By The Bay Faye Repl10$565,000$565,000
Lakes By The Bay Sec 210$480,000$480,000
Old Cutler Cove Addn10$450,000$450,000
Saga Bay Townhomes10$399,000$399,000

What the fourth bedroom costs

The answer block above compares the median asking price of four-plus-bedroom homes with the median of everything else listed in the city; the gap is what the extra room, and usually the extra square footage and lot, is priced at today. Compare on price per square foot, not price alone: a four-bedroom home at 2,000 square feet and one at 2,800 are different purchases, and the MLS square footage on each listing page makes that comparison in seconds. Newer subdivisions tend to deliver four bedrooms in less square footage than older ones; the community pages show year-built ranges so you can see which is which.

Questions to ask about any four-bedroom listing

Is the fourth bedroom a true bedroom with a closet and window, or a converted den, garage bay or bonus room? Are the bedrooms split (owner’s suite away from the others) or all on one side? Is there a second full bath near the secondary bedrooms? What does the seller pay for insurance and, in an HOA community, what do the dues cover? A local agent who works the area will know which builders’ four-bedroom plans hold their value.

Common questions

How many homes with four or more bedrooms are for sale in Cutler Bay?
As of September 11, 2026, 93 Cutler Bay, FL listings whose MLS record reports four or more bedrooms are active or pending, across 50 communities. The count updates with every MLS refresh.
What do 4-bedroom homes cost in Cutler Bay?
The median asking price today is $779,000, with listings from $399,000 to $3,299,000. Cutler Bay listings without that feature have a median of $414,500.
Which Cutler Bay community has the most 4-bedroom homes for sale?
Cutler Cay has the most right now (21), followed by Capistrano (4), Omni Estates 2Nd Addn (3), Whispering Pines Estates (3).
How much more does a 4-bedroom home cost?
It depends on the city and the age of the housing stock. The answer block on this page states today’s median asking price for four-plus-bedroom homes next to the median for other listings in the same city, and each listing page shows square footage so you can compare on a per-square-foot basis.

Keep exploring Cutler Bay

Live data: MIAMI REALTORS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Cutler Bay, FL whose MLS record reports four or more bedrooms. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing information provided by the Southeast Florida MLS (SEFMLS) / MIAMI Association of REALTORS(R). Information is deemed reliable but not guaranteed by the MLS to be accurate.

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