Homes for Sale Under $300K in Green Cove Springs, FL
This page tracks every Green Cove Springs listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
97 homes listed under $300,000 are for sale or pending in Green Cove Springs, FL today across 29 communities. The median asking price is $269,940, from $79,000 to $299,990. Listings in Green Cove Springs without that feature have a median of $389,995. Most listings right now: Cross Creek (21), Rookery (14), Rolling Hills (8). Updated October 2, 2026 from the MLS.
First-time buyers: what Green Cove Springs costs at the entry level
63 active single-family homes, townhomes and condos at or below $300,000 — median $278,000, about $1,748/mo principal & interest at 6.95% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Green Cove Springs
What the payment looks like
| Purchase price | P&I at 6.95%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $200,000 | $1,258 | $1,059 | $16,000 |
| $250,000 | $1,572 | $1,324 | $20,000 |
| $300,000 | $1,887 | $1,589 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Clay County · First-time buyer guide
Green Cove Springs homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| Cross Creek | 21 | 0 | $274,000 | $200,000 |
| Rookery | 14 | 14 | $271,440 | $229,940 |
| Rolling Hills | 8 | 4 | $287,500 | $279,900 |
| Shands Platt | 8 | 0 | $233,700 | $169,900 |
| Green Cove | 7 | 1 | $249,900 | $195,000 |
| Golden Gate Manor | 4 | 0 | $225,000 | $175,000 |
| Magnolia West | 3 | 0 | $292,500 | $285,000 |
| Governors Landing | 3 | 0 | $237,000 | $165,000 |
| Halls Unrec | 2 | 0 | $287,500 | $285,000 |
| Palmer & Ferris | 2 | 0 | $235,250 | $235,000 |
| Green Cove Heights | 2 | 0 | $234,400 | $229,800 |
| Idlewild Park | 2 | 0 | $169,450 | $79,000 |
| Bella Lago | 1 | 1 | $299,990 | $299,990 |
| Six Pond Trail | 1 | 0 | $299,900 | $299,900 |
| Arava | 1 | 0 | $298,500 | $298,500 |
| North Suburbs Green Cove Spgs | 1 | 0 | $295,000 | $295,000 |
| North Suburbs Green | 1 | 0 | $295,000 | $295,000 |
| Willow Springs | 1 | 0 | $294,900 | $294,900 |
| Anabelle Island | 1 | 0 | $289,900 | $289,900 |
| Asbury Downs | 1 | 0 | $285,000 | $285,000 |
| Silver Creek Hills | 1 | 0 | $274,900 | $274,900 |
| Government | 1 | 0 | $269,900 | $269,900 |
| Wolfe Place Little Farms | 1 | 0 | $255,000 | $255,000 |
| Green Cove Heights | 1 | 0 | $229,800 | $229,800 |
| The Cove | 1 | 0 | $194,500 | $194,500 |
| Oak Heights | 1 | 0 | $176,000 | $176,000 |
| St Johns Mobile Home Village | 1 | 0 | $160,000 | $160,000 |
| Florida Farm Land | 1 | 0 | $99,000 | $99,000 |
| Bayard Tract | 1 | 0 | $82,990 | $82,990 |
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Green Cove Springs?
What do homes under $300K cost in Green Cove Springs?
Which Green Cove Springs community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
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Homes Under $300K in nearby Clay County cities
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Live data: realMLS, Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Green Cove Springs, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.