Costera in Santa Rosa Beach

Costera
Homes for Sale in Santa Rosa Beach, FL

All 844 homes for sale in Santa Rosa Beach, FL · median $1,162,500 · Walton County homes for sale

Community in Santa Rosa Beach · Walton County
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS dataUpdated twice daily

As of September 2026, Costera in Santa Rosa Beach, FL has 2 homes for sale. Costera is a community in Santa Rosa Beach, Walton County, FL. Across Santa Rosa Beach as a whole, 545 homes closed in the last 12 months at a median of $975,000, 84 median days on market, with 302 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $9,510 ($9,130 with the full homestead exemption).

Live · Costera Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
2 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Costera is a small community in Santa Rosa Beach with just 2 active listings as of July 2026. At that count, there is no reliable pricing pattern to read from — a single sale can move the apparent median, and each listing sets its own tone. Price here is going to track the individual home: its condition, its finishes, and how motivated the seller is, not a broad neighborhood trend.

For buyers, the thin inventory means less to compare against and less leverage from competing options — you are often negotiating against one home, not a field of them. For sellers, that same scarcity can work in your favor, but it cuts both ways: with so few comparable sales, you need disciplined pricing rather than assumptions. This is a market where the details of the specific property, and how it is presented, carry the weight.

The 60-Second Overview

Costera sits within Santa Rosa Beach in Walton County, along the Emerald Coast. With only a couple of homes on the market at any given time, it functions more like a pocket of individual opportunities than a high-volume community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers targeting a specific Santa Rosa Beach location who can wait for the right listing to appear
  • Buyers evaluating homes on condition and finish rather than on shared community amenities
  • Sellers who want disciplined, comp-aware pricing in a low-inventory pocket

Probably not for

  • Buyers who need a wide selection to compare before committing
  • Buyers on a rigid timeline who cannot wait for the right home to list
  • Buyers whose priority is shared amenities, which are not identified here
How much local inventory is already under contract

18% of homes for sale in ZIP 32459 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-19).

Costera Market Scorecard

Thin data

Costera is currently a thin data market. Limited supply, a median asking price of $7,175,000, and homes go under contract in about 204 days.

n/a
Months supply
$7,175,000
Median list
n/a
Median sold
n/a
Per sqft
204
Days on mkt
2/0/0
Active/Pend/Sold

Typical home value in the 32459 ZIP is $864,108, about 71.4% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Costera

Live MLS inventory for Costera. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Costera listings as of 2026-09-20, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Costera Right Now (2)

All 2 active and pending Costera listings with a detail page, newest first, refreshed twice a day from the MLS.

Schools

In short
  • Walton County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Dune Lakes · Elementary
  • Emerald Coast · Middle
  • South Walton · High

Zoned schools reflect the assignments reported on recent Costera listings and can change; always confirm with Walton County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Costera address.

If we were buying in Costera today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Costera.

Best Buy
Buyers who want a specific Santa Rosa Beach address and can wait for the right home.
Biggest Risk
Thin inventory makes comparables scarce, so pricing requires care.
Sweet Spot
A well-presented home priced with discipline against limited comps.
Avoid If
You need selection or want to buy on a tight, fixed timeline.

A thin market that rewards patience

The defining feature of Costera right now is scarcity of choice. With 2 active listings, timing and availability matter as much as preference — the home you want may simply not be listed when you are ready to buy. That argues for staying in close contact with your agent and being prepared to move when the right property surfaces.

No community amenities are identified from the current MLS listings, so the value proposition rests on the homes themselves and on the broader Santa Rosa Beach location rather than on shared facilities. Evaluate each property on its own merits: condition, layout, and how it fits the way you intend to use it.

“

The location and the amenities are priced into every listing in Costera. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this thin, generic comps do not tell the story — you need someone watching Costera and the surrounding Santa Rosa Beach inventory closely enough to flag the right listing early and price it honestly against a very small sample. That is the work we do here: real-time attention, disciplined valuation, and straight talk about whether a given home is worth the ask.

Costera in 15 seconds.

Best forBuyers who want a specific Santa Rosa Beach address and can wait for the right home.
Biggest advantageLow listing count means less competition per home for a prepared buyer.
Biggest riskThin inventory makes comparables scarce, so pricing requires care.
Sweet spotA well-presented home priced with discipline against limited comps.
Avoid ifYou need selection or want to buy on a tight, fixed timeline.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Costera homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Costera.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Costera sales matched to your home.

What is your Costera home worth?

Get a no-obligation home value based on real comparable sales in Costera, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Santa Rosa Beach →

Real comps, not an automated estimate.
Buyers targeting a specific Santa Rosa Beach location who can wait for the right listing to appearExcellent fit
Buyers evaluating homes on condition and finish rather than on shared community amenitiesExcellent fit
Sellers who want disciplined, comp-aware pricing in a low-inventory pocketExcellent fit
Buyers who need a wide selection to compare before committingProbably not
Buyers on a rigid timeline who cannot wait for the right home to listProbably not
Buyers whose priority is shared amenities, which are not identified hereProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 20, 2026)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

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Common questions about Costera

Where is Costera?

Costera is a community in Santa Rosa Beach, Walton County, Florida.

Are there homes for sale in Costera right now?

Yes — 2 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Costera have an HOA or CDD?

No HOA is on record for Costera in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

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Nearby Communities

Explore more neighborhoods near Costera with Momentum Realty’s local guides.

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