Cumbrian Lakes Residence Ph 3
Homes for Sale in Kissimmee, FL
True comps, carrying-cost math, and listings before the portals.

Cumbrian Lakes Residence Ph 3 is a tightly built-out community of 210 homes, all constructed in a narrow window between 2001 and 2005, with a median build year of 2003. That consistency means most buyers are comparing similarly aged construction rather than a mix of eras, which simplifies condition assessments but also means most homes will be reaching similar points in their mechanical and roofing lifecycles around the same time.
With zero closings recorded in the current window, there is not enough recent transaction activity to establish a reliable pricing trend here. That is not a red flag on its own in a smaller, built-out community, but it does mean buyers and sellers should lean on a direct comparable-sales pull rather than assuming broad market narratives apply. A homestead share of just under 29% suggests a meaningful share of these homes are held as non-primary residences, which is worth factoring into how quickly a given unit might come back to market.
Who Cumbrian Lakes Residence Ph 3 is best for.
Best for
- Buyers focused on a mid-size, single-era housing stock rather than newer or mixed-vintage construction
- Buyers comfortable doing independent due diligence in a community with limited recent closing data
- Buyers who do not require documented on-site amenities as part of the purchase decision
Probably not for
- Buyers who want confirmed clubhouse, pool, or recreational amenities as a primary draw
- Buyers who need recent comparable sales data to benchmark an offer with confidence
- Buyers seeking a wide range of construction eras or architectural styles within one community
The market around Cumbrian Lakes Residence Ph 3
Cumbrian Lakes Residence Ph 3 is a small community — 10 recorded sales on file, most recently in 2023 — too few for its own price trend. Here is the market around it.
Across Osceola County, 4,370 homes are active and 1,137 pending (21% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Cumbrian Lakes Residence Ph 3 specifically. Momentum Research analysis of MLS records.
The Cumbrian Lakes Residence Ph 3 buying strategy.
If we were buying in Cumbrian Lakes Residence Ph 3 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cumbrian Lakes Residence Ph 3.
A Snapshot Community, Not a Trend Line
The defining fact about Cumbrian Lakes Residence Ph 3 is its age uniformity: every home was built between 2001 and 2005, with the median landing at 2003. For a buyer, this means less guesswork on construction-era systems and finishes, but it also means major components like roofs and HVAC units are likely clustering in similar replacement timelines across the neighborhood, which is worth asking about house by house.
With no closings in the current window, this is not a community to read active market momentum from right now. That puts more weight on a careful, individualized comparable analysis for any home here rather than leaning on aggregate pricing trends. The absence of identified community amenities in MLS data also means buyers should treat any pool, park, or clubhouse claims as items to verify directly, not assume from the listing alone.
The location and the amenities are priced into every listing in Cumbrian Lakes Residence Ph 3. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with this little current transaction data, the value of local, hands-on comparable research goes up substantially. We pull directly from MLS history, verify amenity claims against association documents rather than marketing copy, and give straight answers about what a specific home's age and condition mean for near-term maintenance planning.
Cumbrian Lakes Residence Ph 3 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cumbrian Lakes Residence Ph 3 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cumbrian Lakes Residence Ph 3 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cumbrian Lakes Residence Ph 3, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cumbrian Lakes Residence Ph 3 home worth?
Get a no-obligation home value based on real comparable sales in Cumbrian Lakes Residence Ph 3, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in Cumbrian Lakes Residence Ph 3?
What share of Cumbrian Lakes Residence Ph 3 is owner-occupied?
When were the homes in Cumbrian Lakes Residence Ph 3 built?
Do cash buyers compete in Cumbrian Lakes Residence Ph 3?
Who is the best real estate agent for Cumbrian Lakes Residence Ph 3?
How do I find a top Kissimmee real estate agent who knows Cumbrian Lakes Residence Ph 3?
Can Momentum Realty connect me with an agent for Cumbrian Lakes Residence Ph 3?
Should you buy in Cumbrian Lakes Residence Ph 3?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (2 streets, ZIP 34746)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2015 (15 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how CUMBRIAN LAKES RESIDENCE PH 3 fits the bigger picture — live prices, inventory, and Momentum Scores:
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