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Homes for Sale in St. Cloud, FL

By , Co-Founder, Momentum Realty · Updated November 13, 2026

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1,147 homes are for sale in St. Cloud, FL as of 2026-11-13, with 303 more under contract. The median list price is $419,900 ($211/sq ft), most homes list between $290K to $657K, and the median listing has been on the market 70 days. That is 946 houses, 16 condos and 108 townhouses. 70 homes came on the market this week and 2,423 sold in the last 12 months at a median of $410,000.

St. Cloud, FL key facts
LocationOsceola County, FL
ZIP codes with their own page4
For sale right now1,147 active, 303 under contract
Asking prices$419,900 median · $211 per sq ft · most homes $290K–$657K
Median days on market (active listings)70
Property types for sale946 houses, 16 condos, 108 townhouses
New listings this week70
Homes sold, last 12 months2,423 at a median of $410,000 (-2.1% year over year) · $201 per sq ft
Sale-to-list price97% · median 49 days to go under contract
Months of supply5.7 (balanced market)
Share of salescash buyers 9%, new construction 59%

Listing counts and prices as of 2026-11-13; MLS data, refreshed nightly; sold figures are trailing 12 months of closed sales. Market figures describe homes, not residents. Cite as: Momentum Realty, “St. Cloud, FL key facts,” movewithmomentum.com/homes-for-sale/st-cloud-fl/, data as of 2026-11-13.

Browse all 1,466 homes for sale in St. Cloud, FL — the complete list, newest first.

1,147
Homes for sale
$419,900
Median list price
$290K to $657K
Typical range
70
Median days on market
70
New this week
303
Under contract
$2,874
Est. monthly cost at median
5.7
Months of supply

Newest homes for sale in St. Cloud

The most recently listed homes in St. Cloud, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

6818 GOLDFLOWER AVENUE, home for sale in St. Cloud
$585,000 New
6 bd · 4 ba · 3,766 sq ft · built 2015
6818 GOLDFLOWER AVENUE, 34773
Harmony Nbhd G H F
Listing courtesy of LPT REALTY, LLC
6648 WAKE STREET, home for sale in St. Cloud
$565,990 New
4 bd · 3 ba · 2,001 sq ft · built 2026
6648 WAKE STREET, 34771
Weslyn Park
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC
1609 SKY LAKES DRIVE, home for sale in St. Cloud
$470,000 New
4 bd · 2 ba · 2,092 sq ft · built 2023
1609 SKY LAKES DRIVE, 34769
St. Cloud
Listing courtesy of GLIMPSE REAL ESTATE INC
3656 BRIARLYNNE WAY, home for sale in St. Cloud
$442,900 New
4 bd · 2.5 ba · 2,405 sq ft · built 2026
3656 BRIARLYNNE WAY, 34773
St. Cloud
Listing courtesy of ADAMS HOMES REALTY, INC
5757 ANDERS WAY, home for sale in St. Cloud
$439,000 New
3 bd · 3 ba · 2,120 sq ft · built 2025
5757 ANDERS WAY, 34771
St. Cloud
Listing courtesy of COMPASS FLORIDA, LLC
3662 BRIARLYNNE WAY, home for sale in St. Cloud
$432,900 New
4 bd · 2.5 ba · 2,405 sq ft · built 2026
3662 BRIARLYNNE WAY, 34773
St. Cloud
Listing courtesy of ADAMS HOMES REALTY, INC
2382 SWEETWATER BOULEVARD, home for sale in St. Cloud
$389,900 New
3 bd · 2 ba · 1,798 sq ft · built 1998
2382 SWEETWATER BOULEVARD, 34772
St. Cloud
Listing courtesy of OFFERPAD BROKERAGE FL, LLC
2232 BETSY ROSS LANE, home for sale in St. Cloud
$290,000 New
3 bd · 2.5 ba · 1,588 sq ft · built 2013
2232 BETSY ROSS LANE, 34769
Jefferson Green/Anthem Park
Listing courtesy of KELLER WILLIAMS LEGACY REALTY
410 OHIO AVENUE, home for sale in St. Cloud
$289,990 New
2 bd · 1 ba · 882 sq ft · built 1919
410 OHIO AVENUE, 34769
St. Cloud
Listing courtesy of MY REALTY GROUP, LLC.
3595 CLAY BRICK ROAD #3595, home for sale in St. Cloud
$259,000 New
3 bd · 2.5 ba · 1,855 sq ft · built 2006
3595 CLAY BRICK ROAD #3595, 34773
St. Cloud
Listing courtesy of LIV REALTY II INC.
5562 RONIN DRIVE, home for sale in St. Cloud
$432,990 New
3 bd · 2.5 ba · 2,052 sq ft · built 2026
5562 RONIN DRIVE, 34771
Springhead Lakes 40s
Listing courtesy of LENNAR REALTY
4553 FORGE ROAD, home for sale in St. Cloud
$376,240 New
4 bd · 3 ba · 2,089 sq ft · built 2026
4553 FORGE ROAD, 34772
Waterlin 45's
Listing courtesy of LENNAR REALTY
2918 JEBIDIAH LOOP, home for sale in St. Cloud
$340,000 New
3 bd · 2 ba · 1,435 sq ft · built 2003
2918 JEBIDIAH LOOP, 34772
Canoe Creek Lakes
Listing courtesy of WEICHERT REALTORS HALLMARK PRO
2982 FIELDWOOD CIRCLE, home for sale in St. Cloud
$315,000 New
3 bd · 2.5 ba · 1,713 sq ft · built 2020
2982 FIELDWOOD CIRCLE, 34772
Gramercy Farms
Listing courtesy of PREFERRED REAL ESTATE BROKERS
3280 MAJESTIC OAK DRIVE, home for sale in St. Cloud
$579,000 New
3 bd · 2 ba · 1,740 sq ft · built 1995
3280 MAJESTIC OAK DRIVE, 34771
Majestic Oaks
Listing courtesy of BEYCOME OF FLORIDA LLC
5234 EDENMORE STREET, home for sale in St. Cloud
$553,724 New
4 bd · 3 ba · 2,395 sq ft · built 2026
5234 EDENMORE STREET, 34771
The Waters at Center Lake Ranch
Listing courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC
5246 EDENMORE STREET, home for sale in St. Cloud
$500,000 New
4 bd · 3 ba · 2,395 sq ft · built 2026
5246 EDENMORE STREET, 34771
The Waters at Center Lake Ranch
Listing courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC
5061 LOST KEY PLACE, home for sale in St. Cloud
$480,000 New
5 bd · 3.5 ba · 2,138 sq ft · built 2026
5061 LOST KEY PLACE, 34771
The Waters at Center Lake Ranch
Listing courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC
2877 WILD OLIVE DRIVE, home for sale in St. Cloud
$440,000 New
4 bd · 3 ba · 1,988 sq ft · built 2026
2877 WILD OLIVE DRIVE, 34772
The Reserve At Twin Lakes
Listing courtesy of MERITAGE HOMES OF FL REALTY
2884 WILD OLIVE DRIVE, home for sale in St. Cloud
$430,000 New
4 bd · 3 ba · 1,988 sq ft · built 2026
2884 WILD OLIVE DRIVE, 34772
The Reserve At Twin Lakes
Listing courtesy of MERITAGE HOMES OF FL REALTY
3170 HOUSE FINCH ROAD, home for sale in St. Cloud
$414,990 New
5 bd · 3 ba · 2,447 sq ft · built 2026
3170 HOUSE FINCH ROAD, 34773
Harmony West
Listing courtesy of DR HORTON REALTY OF CENTRAL FLORIDA LLC
4031 WAVING HICKORY BOULEVARD, home for sale in St. Cloud
$400,660 New
5 bd · 3.5 ba · 2,335 sq ft · built 2026
4031 WAVING HICKORY BOULEVARD, 34772
Estates at Hickory Cove
Listing courtesy of CAMBRIDGE REALTY OF CENTRAL FL
5548 CEDAR CREST WAY, home for sale in St. Cloud
$394,900 New
3 bd · 2 ba · 2,005 sq ft · built 2026
5548 CEDAR CREST WAY, 34772
Estates at Hickory Cove
Listing courtesy of CAMBRIDGE REALTY OF CENTRAL FL
4806 PRAIRIE PRESERVE RUN, home for sale in St. Cloud
$392,000 New
4 bd · 2.5 ba · 2,160 sq ft · built 2024
4806 PRAIRIE PRESERVE RUN, 34772
Havenfield At Cross Prairie
Listing courtesy of MCO REALTY GROUP LLC

St. Cloud homes for sale by price

Every active listing in St. Cloud grouped by price, with the newest listings in each band. The median is $419,900; the busiest band is $300K – $400K.

Under $200K: 29 homes

$200K – $300K: 111 homes

$300K – $400K: 366 homes

$400K – $500K: 345 homes

$500K – $750K: 226 homes

$750K – $1M: 44 homes

$1M and up: 26 homes

Every home for sale in St. Cloud right now (1147)

All 1147 active St. Cloud listings with a detail page, newest first, refreshed twice a day from the MLS.

Showing the newest 400 of 1147; the price bands above, the ZIP pages and the map cover the rest.

Pending and under contract in St. Cloud (303)

St. Cloud homes that have an accepted offer and are working toward closing. They can still fall through, so each one keeps its page until it closes.

Browse every listing on Momentum Realty.

Homes for sale in St. Cloud by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPHomes for saleMedian list price
34771484$459,997
34772401$415,000
34769147$290,000
34773115$389,990

St. Cloud communities with the most homes for sale

The St. Cloud neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
Weslyn Park33$549,990——
S L & I C32$749,500——
St Cloud 2Nd Town Of30$307,400——
Harmony West29$414,990——
Del Webb Sunbridge20$559,873——
Buena Lago18$409,992——
Lakeside at Satilla18$509,990——
Waterlin 45's18$444,740——
Gramercy Farms16$347,495——
Brack Ranch15$462,490——
The Waters at Center Lake Ranch14$566,862——
Wiregrass14$499,500——
Center Lake on the Park13$519,990——
Harmony Central13$361,900——
Prairie Oaks12$442,450——
Esprit11$375,000——
Southern Pines11$375,000——
Amelia Groves11$445,000——
Estates at Hickory Cove10$380,900——
The Reserve At Twin Lakes10$435,000——
Bay Lake Ranch9$620,000——
Northwest Lakeside Groves9$299,000——
Turtle Creek9$388,500——
Villages At Harmony9$360,000——
Havenfield At Cross Prairie8$378,750——
Palmeras At Crossprairie8$439,990——
Split Oak Reserve8$594,945——
Del Webb Twin Lakes7$459,030——
Pine Glen7$410,000——
Pine Grove Reserve7$426,990——

What is for sale in St. Cloud: property types

Another 5 listings in St. Cloud are land, commercial or other non-residential property and are not counted above.

Browse by type: Condos for sale in St. Cloud (16) · Townhomes for sale in St. Cloud (108) · Manufactured and Mobile Homes for sale in St. Cloud (60).

The St. Cloud real estate market right now

Over the last 12 months 2,423 homes sold in St. Cloud at a median of $410,000 (-2.1% year over year), $201 per square foot. Sellers received 97% of list price and homes took a median 49 days to go under contract. With 1,147 homes for sale against that sales pace, months of supply is 5.7, a balanced market by the six-month rule. Cash buyers accounted for 9% of sales. New construction was 59% of sales.

St. Cloud supply by price band

Price bandActiveSold, 12 moMonths of supplyDOM
Under $300K43687.670
$300K–$500K2381,0272.860
$500K–$750K301782.075
$750K+6193.848

St. Cloud home prices by year

Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.

YearMedian sold priceHomes soldDays on marketSale-to-list
2016$185,715935694%
2017$207,877994796%
2022$392,62819413100%
2023$409,979582098%
2024$398,2393663698%
2025$451,7354904398%
2026$422,5821,4195197%

What a home in St. Cloud costs to own

Take the median $419,900 listing with 20% down at today’s 7.11% 30-year rate: principal and interest run about $2,260/month. Osceola County’s typical millage of 15.23 puts property tax near $5,635/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Osceola County is about $1,735/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $2,874/month plus any HOA or CDD assessment.

Communities buyers are searching in St. Cloud. The St. Cloud community pages people are opening from Google right now: Kissimmee Park Lagoon (Coming Soon) in St. Cloud, FL · Wiregrass · the Landing S at Live Oak.

Explore St. Cloud

Homes for sale near St. Cloud

Recently off market in St. Cloud

Homes in St. Cloud that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.

Neighborhoods buyers are searching for in St Cloud

St. Cloud guides & data

Everything we publish about St. Cloud: live listings by type, prices and market data, taxes, insurance and what it costs to live here.

Common questions

How many homes are for sale in St. Cloud, FL?
As of 2026-11-13, Momentum's MLS record shows 1,147 residential homes actively listed for sale in St. Cloud and 303 under contract. 70 of them came on the market in the last 7 days.
What is the median home price in St. Cloud?
The median list price of homes for sale in St. Cloud is $419,900, about $211 per square foot for a typical 1,972-square-foot home. Ten percent of listings are under $290K and ten percent are above $657K. Over the last 12 months the median SOLD price was $410,000, -2.1% year over year.
How long do homes take to sell in St. Cloud?
Homes currently listed have been on the market a median of 70 days. Homes that sold in the last 12 months took a median of 49 days and sold at 97% of list price. At today's inventory that is 5.7 months of supply, a balanced market by the usual six-month rule.
What does a $419,900 home in St. Cloud cost per month?
Roughly $2,874 a month with 20% down at 7.11%: principal and interest of $2,260, Osceola County property tax of about $470/month after the $50,000 homestead exemption, and insurance near $145/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which St. Cloud neighborhoods have the most homes for sale?
The communities with the most active listings right now are Weslyn Park (33), S L & I C (32), St Cloud 2Nd Town Of (30), Harmony West (29), Del Webb Sunbridge (20). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in St. Cloud?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works St. Cloud can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Where is St. Cloud, FL, and what county is it in?
St. Cloud is in Osceola County, Florida. Homes for sale there today carry the ZIP codes 34771, 34772, 34769, 34773. Nearby cities in the same county with homes for sale: Kissimmee, Reunion, Celebration, Harmony, Champions Gate.
What ZIP codes are in St. Cloud, FL?
Listings in St. Cloud are currently in 4 ZIP codes: 34771, 34772, 34769, 34773. The ZIP table above shows how many homes are for sale in each and the median asking price.
How many houses are for sale in St. Cloud, FL?
946 single-family houses are for sale in St. Cloud today, out of 1,147 total listings (16 condos, 108 townhouses). The property-type section above breaks the inventory down, and each card opens the full listing.
How do I buy a house in St. Cloud, FL?
Start with the numbers: 1,147 homes are for sale in St. Cloud today at a median asking price of $419,900, so a 20% down payment on the median home is about $83,980 and principal and interest run near $2,260/month at today's 7.11% 30-year rate. Connect with an agent first, sign a written buyer agreement with your agent (required before touring since August 2024), then search by price band, ZIP or community above. Our Florida buyer closing-cost calculator itemizes the cash to close, and the Florida first-time buyer guide covers programs and down-payment help.
What county is St. Cloud in?
St. Cloud is in Osceola County, Florida. Osceola County's 12-month median sale price is $405K on 7,039 closings. Property tax, school zoning and permitting for St. Cloud run through Osceola County.
Is St. Cloud a good place to live?
That depends on your budget, commute and the kind of home you want, so here is what the housing data says about St. Cloud: the median sale price over the last 12 months was $410K across 2,423 closings (-2.1% year over year), about the same as the Osceola County median of $405K; homes took a median 49 days to go under contract; 1,062 homes are for sale today, 5.3 months of supply at the current pace, which is balanced; new construction was 59% of sales; the communities with the most sales are THE CROSSINGS PH 1, The Crossings Ph 2, TRINITY PLACE PH 1, St Cloud 2Nd Town Of. The market tracker, price bands and community pages on this site carry the full numbers.
Is St. Cloud in a flood zone?
Partly. Across 194 homes sampled in St. Cloud's largest communities, about 80% sit outside a FEMA Special Flood Hazard Area (Zone X) and about 20% are inside one (Zone A or AE), where a lender requires flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map; each community page here shows its own mix.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in St. Cloud as of 2026-11-13 and refresh as homes list and sell. Listings courtesy of Stellar MLS as distributed by MLS GRID. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

More communities in St Cloud

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